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�t�.�� 'u �`,...�'. : - p ��;-+�•,�C� �` �.•-4•.�- .___..-..�----_— __ <br /> af ,�.�"'Fr���t�ti`S'��°P� • j�'�' .��.'1-A� i��i�.d'4.,.� . � } �}J9y3ro.•�� <br /> �� � <br /> 5k�'��`� ti'�s�- <br /> ..�cYM 1.��j�a�'�., � ' rid'?� F� .i,.� �l�c �. <br /> �.. . .,- ' .. .,.. {4 , . ... <br /> �.. ..,,.ryn.�: <br /> 1 n...,r�. � . . � � - . . <br /> � �:•rc � . . . _ _ .. . <br /> ` i. ::v,_.�,,,,,,, . ._.... <br /> � • , . <br /> ����� I.1� � . .. ."".. . . a._;, . - . . ..ys _.,� <br /> r" y� {��,q�.� ,7i'N.V Y'�en.��:=� <br /> �I �7Flli�R^��":1�^f . _. . . .lti¢J�7Yi::iF. :./l�Htf�7`�=�1F.hwRY(M.i•��. - .. .� . a . :�-. �..... <br /> • Jty.�— . '� .�u..u.i.��._ . <br /> " '_'°— L"��:.1`i.r( '�. . f _ <br /> .,...__ . ..� ...� . . .:_� <br />__. °4L.j' ._ !�' J�__......._",_L�� ..ai. �.. � .. . � .____:. <br /> Tb��TH�R WITH a11 ths improvements aow or hereafter crccted on the prope�ry� aad all easements,apputtenaaces,and ' <br /> fixturea now or hercafter a part of the property. All replaccraents and addidoas shall also be covered by this Secudcy � _ <br /> Inatru►rtant,Ali;a�ttie foregoing Is referred to in tbis Security lnstrument as the"Propeny." � � <br /> gOltRp�?J,�R,COVENANTS that Borrower is lawtl�lly seised of the estate hereby conveycd and has che rlgh�co grant and � <br /> conuey iha Pnopqt�;��end that the Praperty Is unencumber�d. except for encumbtanca of record. Borrower warrants und will "- <br /> dof�ad gonarally the cide to the Properry against sil claims aad demaads.subject to any encumbrances of record. �i <br /> THI18 SEGURITY iNSTR1lMENT corabines uniforta covenants for nadoual use and non-uniform covenants with limited - <br /> varAations by Jur�s�iattoa to constimce a untform securtry instrwnem wvering real propercy. <br /> UIe]lFOitM.�OVENANTS.�osrovlerand Lensler rnvenant and�Bree s�s follov�5: � <br /> 1. 1'ayalsnt of Princlpnl and late�est; Yrep9yment and Iate Cbarges,Bocrower sha11 promptly pay when due the <br /> principal of and IntRrest on the debt evtdenced by tbe Note and aay pnpaymene and late charges due under the Note. _ <br /> 2, Fluids[nr Taxes aad Iasurence.Subject to applirable law or to a written waiver by Leuder, Bortower shall pay to <br /> l.ender on the day monthly payments aze due under the Nou.until the Note is paiG iaa full.a sum('Funds")for:(a)yearly ta�ces <br /> and auessmet►t�which may anain prior[ry over this Securiry Instrument as a lien on the Property;(b)yearly leasehold paymeate <br /> or gcoutid tenta on:the Property.if aay;(c)yearly hazard or property insurana premiums;(d)yearly flood insurance premiums. � <br /> if az►y;(e)ytratly raortgage iqs�#rance premlums.if any:azed(�any sums payablc by Borrowcr to Lender, in accordance witb <br /> the pro�risions of paragraph��i..in�lieu of the payment of mortgage insurance preaufusns.These items are called'Fscrow Items_' <br /> Lendar niay, ac any, time. cdtlect and hold Sunds in an amount not to excad the maximwn amount a lender for a federally <br /> nlated mor�gag�luan�may require for B�rrower's eserow accow►c uader the federal Real Estate Setdement Procedures Act ot <br /> 1974as amandad xc�om�time to time. 12 U.S.C.Se�tion 2601 er seq.(°RESPA"),unless another law that applies to the Fnnds <br /> sets a lesser amaunt. If so. L�ender may. ac aay time. collxt aud hold F�nds in an a�ount not to exceed the lesser antount. <br /> Lendar rnay esumate tha�rnount of Funds d�e on the basis of curenc data and reasonable cnimates of exgeudtturts of futuze � <br /> Facrow Icaws on otbarwise in accordance with applicable law. <br /> '[lie�upQs &tiall be held ia an insdtution whose deposits are insured by a federel agency. insaumeataliry, or endty <br /> (inaludi�tg Le�tclnr,.if Lender is sueh an insdtution)or in any Federal Hoane Loan Banic.Lender shaJl appIy the Fuads to pay tme <br /> Fsarpw Icems.L�ender may aoc charge Boirower for holding aad applying the Fawds.uiaueUy analyztng the escrow accounc,or <br /> ye�SyIag the Fssrow I[ams,nnless Lender pays Borrov+er interest on the Funds and applicable law permits Lendar to make such <br /> a.a`�arge.However.Landsr may req�ire Borrower to p�y a one-time charge for an iadependent real estate tax reporting serviero <br /> � ilsed Dg► Le�qder in•Comiectt6a with this 1oan, imless applicable law provIdes otberwise. Unless an agrcement is made or <br /> applicable law requires inter�st to tre paid,Lend..-r shall aot be required to pay Borrower aay intereac or earnings on the Funds. <br /> Borrower and l�eader may�in.wdtin8,however, thaz interest shall be paid on t6e Funds. Lender shall give co Borrower, <br /> ' w;[thout chazge, an anavat accotbnting of the Funds,showing crediu and debits ro the Funds and the purpose for which each <br /> �er`vi[tir tLc�uuds was��.T�Ft�td;art gttdg�l ss�ditiosssl sxtsrity fflt s!!�s!�i2t�by t1+is S�!��iriry tna?r+iment. _ <br /> I�the Fuz�ds beld by Lender excxd the amouats permitted to be held by appUeable law. Leader shall acooz:nc to Bonower <br /> � for tDe exoess'Fuctds in accozdaax with the requinments of applicable law.If the amouat of the Funds held by i,euder at any �. <br /> .tiaae is.noc��tift3eieni to pay tha Eserow Items when due.Lacder may so aodiy Bomower in wriring,and.in such case Borrower <br /> �sh�l pay to X:en�ler,the arnaunt�neassary to make u� tlae defiaency.Borrower ahall make up the deficieac.y ia no caore thae <br /> . �iwelv�monthiy,��y�mu.as�Lender's sole discretion. <br /> Upon p�freent:u►,fiill of sU sums secured by this Securlry Insuumenc, Leader shali pmmptly refisnd to�Borrower aay <br /> - Funds hetd by�der.If.under paragraph 21.I.ender shaU acquire or sell the Propeny. Lender.prior to the acquisition or sale <br /> ! of the Ptoperty,shall apply any Funds held by I.ender at the time of acquisidon or s�Je as a c�t agaiast the sums secured by <br /> . this Sec:uriry Insaument. <br /> 3. Appiteatfon oi Paymeats.Ualess appllcable law provides otherwise,all paymeau received by L.eader under paragcapLs <br /> 1 and 2 sUatl bc applied:fust.co aay prepaymeut cherges due uader che Nou; saond, to amounts payable undcs paragraph 2; <br /> thind,to incerest due;fourth.w prtncipal due;aad las�to any lau charges_due under 0e Note. <br /> 4. Charges�Lteus.Borrower shall pay all taxes. assessments,cbarges,fin� and imposidons ata�ibutable co the Properry <br /> ', wT�icb may attain priorlty over this Secudry Inst�umenc.aad leasehold paymcnta or gnoawd re�. iff eny. Burruwe�3hai1 pa�; <br /> � �ti�e abtigatio����r m�er providaL �n paraBraPh 2.or•ii aot paid in that r�_p►,Borrower shall pay thcm on li�te direcsly <br /> ..C�'.�e petson o�red payuient.'$orrower sbaU pmmptly turnish to Lender all notfas of�►mounts to be paId uader tdis paragraph. <br /> If Bott�ower makes these paymeats dirutly,B�mwer sbeU pmmp8y fumis�ro Lendat+eceipts evide�o�ctng the paymtnts. <br /> Borrowu shall pzomptly dischaTge any lien whieh has priortry over this Sccurity Ingaumenc unless Borrower:(a)agras m <br /> writiag w the payment of the obHgation secvred by the lien in a manaer acxepcable to Leadu;(b)contesu ia good faith the lid <br /> by. or defends agaiast enforament of the lien in, legal proa�iags wluch in the L;ender's opiaion operate co prevent t,Le <br /> mforcemait of the lien;or(c)secures from the holdrs of the lien an agrcemeat aatishctory to I.ender subordinating the lien co <br /> this Sccurity I�suument. lf Leader deurmines that a�►y parc of the Property is subjea to a lien which may attain prioriry ova , ' <br /> this SecurIq tasirument,L�nder may give Bonowa a noda identifying the lien.Borrower shatl satisfy the lien or take one or <br /> mon of thq t►�3ions set forth above within 10 days of the giving of notia. � <br /> ,. ' . 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