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<br /> Bonow�r'��scrow account und�r lhe ledor4l Roal Hetato Setllement Proaeduras Ar,t of 1974 as�msnd�d hom tYn� to tkrn, 12 U.S.C.
<br /> p6Q� N ��q. ("RE&PA"),unMss �nothK ww th�t applNa to th�Funda tots •bsser amount. It ao, Lsndu m�y. et any tfrrw,colMot�nd
<br /> hold Fundl h�n�mount not to�xcMd th�I��tK�mount. Lendw may astYnate Ihe amount of lunda du�on th�b�tb o}curc�nt d�ta
<br /> �nd rMSOn�bN ostlmat��ot�xp�ndkuns ol futun Etornw Itoms or othorwlso In accordenco with eppl�ebk 4,w.
<br /> Th� fundf �h�N W h�ld In an hstNulbn whoee deposke ue MsurM by � federal �qsnoy, hstrummtality, or�ntky (Inoludlnp
<br /> L�ntNt, N Und�r h suah �n hetkutbn) or h �ny F�dK�I Hom�Lom Bank. L�ndar sha(I�pply th�Fund1 to pey tA� Etorow ItMm. r
<br /> L,�nd�r rrNy nnt ohtrp� BorcowM for holdinp and �pplyhp th� Fund3, annutly �naly=In0 lh� �scrow tecount. or vuriyfnp th�Hactow �
<br /> It«no,unMn lmdM pays BorrowN ht�ro�t an Ih�Funde �nd appifc�hk yw PwmRS Undor to mak�such t ahup�. Howw�r,L�nd�r
<br /> may nquY� Borrowrr to p4y � �n�tims aher{�e lor m Independont real esute tex reportk�p serv�e used by Lender In aonn�otbn wNh
<br /> this b�n.unbs�appNC�bM kw ptovld�s othuwis�. UrtNSe�n t9roenwnt is m�do or applknblo tativ raqulros�terost ro be pald,L�nd1t � _
<br /> •haN not b� rpuk�d to p�y 8orrowar any hterwt a�arninps on th�Fu�de. Borroww and L�nd�r may aprN „W�k„p, howw�►,th�t
<br /> hnt�ntt sh1N b� pald on th� Funds. L�nder ah�b qive to 8ortow�r, wkhout ch�irq, an ennual aCCOUntinp ol th� Fund9, showNp
<br /> cndNf Rnd d�bils t0 th�Fundt and th�purpot� lor whi4h eBCh WbN to th� Funds wos made. Tho Funds an pl�dpod ac additlontl
<br /> s�ourily for aN wm�sacur�d by thb S�aurky Inttrum�nt.
<br /> II th�Funds h�W by l.�nder�xcwd the amounls p�rtn�ttad to be hetd by opp��cabla �w, Lender Sh�ll�ceount to Borrow�r tor th�
<br /> Yxc�st Funds h �ccordanc� wkh th�r�quk�rn�nte o1 app�cabl� taw. !t the nmount o} lhe Funds hold by L�ndK �t�ny tMn� h not
<br /> auMloNnt to pay th�Esarow Itsms wh�n dw. L�nda msy so notMy BorcowK h wrkinp,and,M such c�s� Borrow�r eh�N p�y to L�ndK
<br /> th� �mount��cts��ry ta muke up th� d�fblancy. Borcow�r shtA rrNk�up Iha ditiCisnoy In no more than hralw monthly paym�nls,tt
<br /> LMdw's�ole discrotton.
<br /> Upon paym�r►t h (ull ot al1 sums secured by lhis 5ecurily Instrument,Lender sAa�promptty retund to Borrow�r any Funds h�id by �
<br /> L�nda. It,undsr p�raynph 21,Lender sAall acqulre or san ehe Prop�rty,Lender,prbr to the acqulsRbn or sak of tha Property,ehtN
<br /> �ppy any Funds hald by L�nder at the tfrne o1 acquisitbn ar sale as a credit a�ahst the sums socured by this S�aurity Inswment.
<br /> 3. Apppeatlon ot Paymants. Unless eppl{cebte taw provldes othen�vise, ad payrnents receNed by Londet under pnm9►iWha
<br /> 1 and 2 sh4M b� appii�d: Nrst,to any propaymant chargos du�und�r tho Note;aeaond, to amounts payabla under parapnph 2;third
<br /> to inl�rsst duo;tourth,to p�incpn� due; and last, to any tate ohupes dua und3r the Note.
<br /> 4. CIIatQei; L�etli. Barow�r chtll pay �II taxas, asstssmer►ts,oharpos. fnes and imROSRbns�ttrbutabp to tha Ptopwly
<br /> whtCh m�y atGtln ptiorky ovor thfs Security Instrum�nt, and ktsshold p�ymente or pround ronts, �F any. BortovuK sh4M pay tMt�
<br /> obNp�tbns in th�mann�r provided In pan�raph 2,or M not paid In that menner,Bonower shall pay tham on tirtN directy to th�p�rson
<br /> owad paymsnt. BorrOwer shaM prompty tumish to Lender all notices ot amounls to be paid under this pu��raph. If Borrowar mtk�s
<br /> thase p�yrnaita dkacty,Eiortower sh�N prompty tumish to Lender recelpts evidenchp the ptymants.
<br /> Bortow�r�htN prompty disoharp�any lisn whfch has prtority ovar this Security Instrurtwnt unkss Borrower.(a)aqr�as in wrNinp to
<br /> tA�naym�nt of ths oblipatbn srcurod by lhe IWn N e manner acc�ptabla to Lender;(b) contests In pood hith the IMn by,or d�fends
<br /> �y�inst �nlorcwnent of the I{en In, lepnl prxeedfnfls whlch In the Lenders opinion operete to prevent ths anforc�r�nt of ths 8en; or(ay
<br /> E�CUrK tom ths hoi0et Gf th� Nen an �praenwm sai��sFaciwr to L��r 6uts�rJ'-'t�t:^.p !M !�!! io �h!S �u�Ry InsWmant If LMtdK
<br /> detamY»s th�t any part oi the PropeAy Is subject to a lien which may nttain prbrity over this Security Instrument, Lende► may 91vs
<br /> Bortower� notic�k7enY�fyhy the lien. Bortower shall satfsry the lien or teke one or more of the actbns set fonh abov�wkhin 10 Wys
<br /> of tM �luh�ol notice.
<br /> 6. MuK�d or Property Inaurance. eoROwer sn�u keep �ne tmarovenwnes now ex�st�no a n.nsser ence.d oo �ns
<br /> � PropKty hsund apainst loss by ttn,hanrds hcUded wkhin the term "extended covara�' and eny oth�r ha:nrds,includhp lbods or
<br /> fbodh�,b� whicA l.ender requkes hsuranc�. ThIS hsursncs shaM b�maht�hed h the amounts and lor th� plrbdi that I.�nd�
<br /> requi�ea. Th� Insurnnce carrier provWinq the hsunnCe Shali be chosen by Barower subJect to Lend�s rpproval whkh shaM not b�
<br /> unnasonabiy wkhhald. I(Borrower tails to mahteB coverape described above, Lender may, at L�ndars�pibn.obfain cowrap�to
<br /> protiot�lendw'a tiphts h the PropeAy fn�ccordance witt►panyraph 7.
<br /> ►1p MSUnnCO po�fcfes and renewals shaH be aaeptable to Lender and shall hctude a standard mortgaqe cNus�. l�nder shaN h�w
<br /> the riphl lo hoW the poltcks�nd rM�ewtls. If lender roQuires, Bortower ShaN promptty phrA to Lend�r�A hee�Pts of W�d P�rt�MM�s
<br /> and ronrxal not��s. tn the ev�nt ot bss. Bonowe► snaY gNe Prompt notl�o to th� insuranco cartkr and ten�ar.LendK rt�Y��
<br /> proot flf bss N not macN prompty by 9ortower•
<br /> UnMts Und�r�nd 8orcowar othetwlsa �pr�e h writhq,InsurAnC�proceed3 shall be opplied to tostontbn or np�k of IM PropNty
<br /> dmntp�d, it tM natoatbn or npn4 is �conomtca4y te�sibfa �r1d LYndsr's ssGUiity b not Nss�rtf�d. If tM hstOratbn or�'ap�lr ft nOt
<br /> �conom�aNy taasbw or Unders aecuriry would be bssened,th� hsuanca p�ocaeds shall bs appHad lo the sums s�cund by thk
<br /> S�CUrily InstrumN�t, wh�thar or not then du�, wAh or►y ac�ss pald to Bortowar. If 8orcowx abandon� tM Propwty, or dws not
<br /> answK wkhin 30 days a notiC� hom Under th�t th� hsunnce cartiar has ottsnd to ssttte a okim,tha� LendK rrry coM�ot th�
<br /> insurarx,y proC�ads. Undsr may use the proceads to reptir or rostore tho Propsrty or to pq sums slcur�d bY thk S�CUrR1l
<br /> Intbum�nt. wh�tMr or not thsn dua.The 30�day p�riod wiN beph when tho notba is pMen.
<br /> UnNss Und�r snd Bortowx oth.�rwise apre�h writhp, any applicntbn of procMds to pnc�tpil ehal nol9xbnd or postpon�tM
<br /> dw daU of thv monthiy payn»nts reterted to In para9raphs 1 and 2 or chanpe the amount ot th�payments. If und�r panpnph 21
<br /> th�PropMty IS aoquirod by Lendw,Borrower'S rlpht to any hsurance pol'�cies �nd proceeds rosuRlnq hom dartrpe to th�PrOpKty prior
<br /> to lhe �cqufakion shaN pass to lender to the exte�t of the sums secured by this Security Instrument MmsdiltNy prbr t0 th�
<br /> � �cQuFsMbn.
<br /> 6. Occup�ncy� PreservAtlon, Maintenence and ProteClion of the Property; Borrewer'a Loa�
<br /> Applie�tion; Leaseholds. Borrower ahall oeeupy,establish,and use th�Property as Bortowar's p�nclpU resfdence wkhin fbcty
<br /> daya aR�r the axecutbn of thb Securily Inswment and shall ca+thue to xcupy th�Property as Bor.row�r's prineipal nstd�nc�tor at
<br /> bast oM yMr eRe► lhe date of aeeupanay, unless Lender oihenvise eprees in w►itin0, whbh cons�nt SMM not b� unrwsonaby
<br /> , wkhheM,or unNss�xtenuatinq ckCUmstaeces exlst whiCh u�bryond BOttowerb Control. Bortower 6haN not dlstroy, d�mn�or fmpaM
<br /> the Property,allow the Property to deterbrate,or commit waste on the Property. BoROwer shall bo h dNauk @ nny toA�ituro�ction w
<br /> prpc�6n�,wh�ther CHiI or crmi�al,fs bepun that In Lendar's good faith Judgment could rosuh in torteftun ot 1hY Prop�rly or cthMwia
<br /> murWr kroaM th� Nen created by thls Security I�sl�ument or Lenders security htorost. Borrowar may cur+a auah a d�fauk �nd
<br /> rshstatl,as provid�d h parepraph 18,by Ciusinp the action or proceedhp to be d�SmiSSOa witn a nnny tn�r, n i.�nwi s vvw�R"
<br />� detKmhttbn, preciudea forieRure of the Bortow�r s htenat In ths Proparty or other materinl fmpairmait of th• Ytn cnat�d by thfs
<br />�— S�curity Instrumant or Lenders security hterest. Bortower shau also be fn defauR H Borcower, durinp ths ban �ppACatbn prx�s�,
<br />= paw rtulKYNy falso or haccurnb hiormatbn ar statertNnts to Lender(or faifed to provi�e Londer wAh �ny mat�l htortnatlon) in
<br />-=:i connectbn wNh thp Inan ovldenced by the Nota,hcludnp, but not limitad to,reproSYntadons concomfnp Bortower'6 oCeupmCy ol tM
<br /> � PropeA/as p principal resldence. If thls SecurRy In,trument Is on a 1NSehob, 8orrower shall eompy wRh�tll th� provfslons of ttw
<br /> .� Ie�sH. If 8orrower acqukAS fee tdle to lhe PropeAy� the kasehob and ths !M tR4 shtll not rt1Mq� un45s !h� LMdat�prMS t0 ttN
<br />;� merper In wrkhq. ForT;as��/a
<br />_.� F10?Y LMO (6'i7) Papt �ol S
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