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<br /> ,.' #� +� S. Hpzard or Prop�erty Insa�rance. B�mnwur hhup iteep the impr�vcmcnts naw existing on c�rcafter erected an the
<br /> " ` ?� Pmperty insurecf nguinst tuss by fire, hu7,nrds included within the tcm�"extcnded coveroge" und m�y ather haznrds,jncluding
<br /> • * pr���? Qocxls ar flaxling, for which l.cndcr requi�ca in:�urunce.This Insurw�cc nhull he muintuined in the umuunts und for the periods
<br /> tllut I.ender reyuires. Thc insuranre cunier pn�viding the inrurnnce hhall he ch��sen by Hom�wer tiubjert to L cnder's upprovul
<br />` <:.. - ,� which shnll not bc unrcasunubly withhcld. If Bormwee fuilh ta maintuin ruvcrugo descdl+ed nbovc, Lendcr may. Ut l.cndcr's
<br /> - option. ubtuin ccwcrugc t��pr��tect l.cudcr's rights in thc Praperty ln ucrordc�ncc with puragtuph 7.
<br />- ==^•'��'�'' Ali insun�nce policics mzd renewul�;shull be ucceptubte to I.endor and shull include u stundnrd mortgugv clausc. Lcndcr
<br /> , ., shall hnve tiM ri�ht M h��ld thc pnlicicy+md renewal�:.If I.eudor rcquires,Bornnver shull pm�nptly give w LendLr ull rcreipts of
<br />'�-s:w�s p:ud prcmiums and renewul notices.In the event of loss.Bormwcr shull give pn�mpt nottce to tha insururtrc curricr and I.ender.
<br />_'`��;--::�� Lettdcr mpy mukc prouf of loss if ttnt mudc prumpdy by Burn��vcr.
<br />-==-�-""+`�,�ai� Unlcss Lender und Borrawcr atherwisc ugree in writing. insurunce pmcceds shull be applicd ro rcstoatian or repair of the
<br />-_°- --- Property dnmaged.if the cestorution ar repair is economicully fcasible und l.ender's security is nat Ics�ened.If the restoration or
<br /> � :� ,� repair is nat econam�cally feusibte ur L.ender's security wc►uld be Ies�ened. the insurance pruceeds shall be apptied to the sums
<br /> �w secured by ihts Securtty Instrnment. whether ar not then due,wtth any excess puid to Bnrrower. If Bartawer nban�lons the
<br /> :° � '° Property, or does not answer wIthin 30 days u noNce from l.ender that the insurance currier hus uffared to settle u claim, then
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<br />_:�;���,� Ixrtder may collect the insurance proccxd.c. Lender may use the procceci.s to repair or resto� the Praperty or to pay sums
<br />•-,•..,.Y,�. secured by this Securiry Instcument.whether or not than due. The 30�day pedod will besin when the notice is�iven.
<br />'''`` •''� Unless Lender and Borrower othenvise ugree in writing, nny applicatlon of procceds to principal shap not axtand or
<br /> �"=.��''t`_:� postpene the duo date of thc monthly puyments referred ro in pAmgraphs i und 2 or change the amount of the pAyments. If
<br />��_¢s;�,�` under paragraph 21 the Property is acquired by Lender.Borrower's right to ony insurnnce polimes and prooeeds resulting fron�
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<br /> _�`�..-�,a.:�, damage to thc Property pdor to the acquisition shnll pass to I..ender ro the extant of the snms serured by this Secunty nstrument _
<br />:-'.�;�:4.,:L immediately prior to the acquisition.
<br /> -� ��'rt 5. Qccupancy,Preservut€on,INnintenance and Protectton of the Property;l�urro�ver's L.oun Appltcution;I.euseholds.
<br /> �� �;,��r. Borrowar shall occupy,establish,and use the Praperty as Borro�ver'a principai resldence within sixty dnys after the executton of
<br /> this 3ecurity Instrumant and shuii continue to oocupy the Praperty as Borrower's princfpal residence for at les�st one yetu nfter
<br /> yui,`� the date of occupanay,udass Lender otherwise agc+ees in writtng. which consent shall not be unmASOnably withheid,or unless
<br />_.-.-r�� eatenuating circum�'tanc�s exist which ure 6eyond Borrower's control. Bomower shall not destroy, dema$e or impair the
<br />--�n:-� Propec�y. allow the Pro�rty to deteriorate. or commit waste on the Property. Borrower shall be in d�fault if any forfeiture
<br />_�t__:.tk�-� actIon on pco�cling.whettter civi!or criminal. js begun that in Lender's good faith judgment could result in forfeitut�of the
<br />- t�,� Property or otherwise materially impair the lien created by this Security instrument or L,ender's secwiry ime�st.Bornower may
<br /> --=�=-- -- cure such a default suid c�einstate.as provided in paragcaph t 8.by causing tha action or proceeding to be dismissed with a ruling
<br /> - -- _ � sh3s. ir.I.�cder's gu�! �A; cleternvnat4on. prec�l��d� fort'eiture of the BorrowEr's interest in the PropaAy or other matcrial
<br /> '`"�f��^'���� impairmant of the lien c�eated by th[s Seeurlry �n���±n�nr nr ipp�rr•a ce�nriw iate�mct Anmiwer shall alSCt he in default if
<br /> "_-T-��:�s� Borrower,during the loan application process,gave materially False or inaccurate inform�tion ar stutements to Lender(or failc�d
<br /> to pnovide l,d�cler with any materiul informatIon)in conrtection with the loan evidenced by the Note,including,but not limited
<br /> to.[epresenmtions conceming Borrower's occupancy of the t'roperty as a pnnc�pat resiaence.tt tnis�ecuriq iu�i,u�����.;s:.:�
<br /> - - leasehold, Borrower shall comply with all the provisions of the lease. If Barrower acquires fee tide to the Property. the ,
<br /> (easehold and the fee titie ahall not merge unless L,ender agrees to the merger in���riting.
<br /> - 7.FtiwiertUon of Lender's Rtghts in the Property.If Borro�ver fails to perform the aovenants and agrecments contained in
<br /> - thic Secucity Instrument. or there is a legal pt�oc�lin�that may sigr►ificandy affeet I.ertder's rights in the Property(such aa a �
<br /> — proceecling 1n banlctttptcy,probate. for condemnation or forfeiture or to enforce laws or regulntions),then L.ender may do and
<br /> pay for whatever is�necessary to proiect the value of the Property and Lender's rights in the Property. Lender's actions may
<br /> 'include,{�aying any sw�s secured by a tien which has prioriry over this S�cucity Instrument, appearing �n court. paying
<br /> - reasonable attc�rneys'fe�s and entering on the Froperty to make c+epairs.Although Lender may take aetIon urtder this paragraph
<br /> `;,�� 7,Lend'er does not bave to do so.
<br /> Any amounts disbursed by Lender under this paragraph 7 shal! become addidonat debt of Borrower secured by this
<br /> Securlty Instiument. Unfess Borrower and Leader ag�ee to otder tera�s of payment, these amounts shel! bear intarest from the
<br /> --- date of disdusement at the Note rste and shall be payable. with interest,upon notice from Lender to Borrower requestIng
<br /> _�-� � payment. ' •' .
<br /> - S.Mortgage InsuratEce.If Lender required mortga�e inwrance as a condidon of making the loan secured by this Security
<br /> Instrument,Borrower ehall pay the premiums required to maintain the mortgage insurance in et�'ect. If,for any ma5on;..thie
<br />--___— mortgage in+uranue��4erage required by L.ender tapses or ceaSes to be in effix;t,Borrower shall pay the premiuu�s requirod to
<br /> — obtain coverage substantiupy equivalent to the mortgage insurance previously in effect,at a cost substantialiy equivalent to the
<br /> _;,,�,,� cost to Borrower of th��mortgage insurance previously in effect, from an alternate mortgage insurer approved by Lender. If .
<br /> -'''�'''' substanGally equivalent mo�tgage insurance coverage is not availabla. Borrower shall pay•to I.ender esch month a sum equal to
<br /> "'�.``� one-twelRh of the yearly•mo�igage insurance premium being paid by Borrower when the insurance coverage lapsed or oeased to
<br /> _ ---- be in effect.Leader�ri10 accept,use and retain these payments as a loss reserve in lieu of mortgage insurance. Loss neseroe
<br /> _ --- — . Form 3028 9l9D
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