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ehu�r: �t�,.'rry v't'3"�f�.'����*�('roYKti`�,t n"�* -SYf;�/� `d �r�t��� >>; �� �{ry-�-(�T"'„ -z� � — _-�- _- _- .:_ <br /> "-� � hti �l- . ) - `��,� cY �.r� t - ��Yq.� }r J kiSL �.��.� <br /> }l(�� � i��J i� !'r� x - � � � y��- `tC� xf(!)�f+����,t��: .�tJ� <br /> ' .., ,y .e�i�p�l�. �� , i Y f e. ` .. . S tr: � �'�,f,1� <br /> � �� ,. � ,:.;,�-� � j . <br /> S � � . . .,�`''� _ .-... ., - - <br /> . . _�. <br /> , - -�- --- --- -- -- - �- -- . �. - - ----. <br /> .._ .. :¢. , � :-.,�., <br /> , - . <br /> _ .. <br /> _ „ . .� <.aw. 1 . .. . .: ...•.,.... ., ... ,� . . _-.__ - -..._.,--_ -- <br /> . . . . .�,.. . .� . <br /> .. <br /> : . . -- <br /> t� "'=_— -_-- <br /> ^—..r <br /> y- t�a.s.u,.u_.a,.:..r.�.xu , _. _.�-__.. <br /> .-.�s.:S_�r.axiqu.WIItus�u�.•� �-_--__-__---.___- ___ <br /> . t. <br /> �' - 9�- ���9 <br /> . � • ._ TOCiETHER WITH nU the improvements now or hereafter erected on the praperty,and all easemenGg,uppurtensu�ces.and <br /> _-� ftxtures now or hereafter a part of the property. All repl�cements and udditions shuli ulso be cavcred by thic+ Secudty j <br />- .> .,�;•�� Instrument. AU of thc fo�going is refermd to in this Security•In�u'ument as the"Property." ; <br /> •� .,4 BORROWER COVENANTS that Bonawer is Iawfully Waised of the cstatc hcreby canveycd unJ hus the right t4 b�ant and ' <br /> • canvey the Praperty and that the Property fs unencumberod. except for encumbrances of mcord. Bonower wnrrnnta nnd wtll � <br /> defertd genetully the title to the Property a�ainst all cleims and demands,subject to any encumbrnnces of recorct. ', <br />•"�:�:�'�H '� THIS SECURITY 1NSTRUMBNT cambines unifarm covenants for nnttonal use and nan-uniform cavenunts with Iimited <br /> vuriutions by Jurisdiction to constitute u uniform secudty instrument covering reul property. <br /> UNIFORM COYENANTS. Botrower and Lxnder covenunt artd agree ac fol lows: <br /> :�;,�r �..,�! l. Payment of Prirtcipnl and Interesh Prepayment nnd I.ute Churges.Borrower shull promptly pay when due the <br /> principul af and interest on the debt evtdenced by the Note and uny prepayment und Inte charges due undor the Note. <br /> 2.Funds for Toxes und Insurance. Subject to npplicablc law or to a written wniver by Lender, Borrower shall pay to <br /> - - Lender on the day monthly payment are due under the Note.until the Note is paid in fuQ,a sum("Funds")for:(a>yearly uixes <br /> ` nnd ossessments wh(ch may attoin pdoriry over this Socurity [nstrument as a lien on the Property;(b)yearly lcasehotd payments <br />�'1`..' �. or ground rents on the Propeny,if any;(c)yearly haurd or pmperty insurance premiums; (d)yearly flood insurance premiums. <br />�n;F,� � if any;(e) yeurly mort�age insurance pmmiums. if any;and(�any sums payable by Borrower tn Lander. in accordance with <br />- "� ' �� the provistons of paragraph 8.in lieu of the paymentof mortgage insurance premiums.These itsms er�celled"F.scmw Items." <br />� • � Leader may.at any time, collec3 anc�hold Funds in an amount not to exceEd the cnaximum amount a lender for a.federelly <br /> � related mortgage loan may require fvr Borrower's escrow acrnunt under the fedetal Rettl Estata Settlement Prooedut�es Act of <br />,;;;'�';=>�. 1974 as emended from time to dme, l2 U.S.C. Sectbn 2601 et seq. ("RESPA"),unless another law that applies tq the Fannds <br /> '`��`�:•- se2s a lesser amount. If so, I.ender may, at any time, collect and hold Funds in an amount not to exceEd the lessar surtount. <br /> �'`� ��r' Lender may estimate the amoant of Funds due an ttie basis of curnent data and .reasonable estimates of expenditures vf fvtune <br />--``'-� ``�-` Escrow Items or otherwise in accordar�ce with applicable law. <br /> T3�e Funds shall be held in am institution whose deposits are insured by a federal agency, instnunentality, or entity <br /> °�-���'!� __ (including Lencler.if Lender is such an insdtution)or in any Federal Home Loan Bank.C�ender shall apply the Funds to pay the <br /> ���:�•-;. � Escrow Items. Lender may not charge Borrawer for holding and applying the Funds, annualiy analyzing the escrow acoouat,or <br /> •f":,.k_T.,; <br /> r,,�. verifying the Escrow Items,ualess Lender pays borrower interest on the Funds and applicable!aw�oenmits Lender to make such <br />--';=;,t'f a charge.However. Lender may rc,qu ire Borrower to pay a one-time charge for an independent real estate tau reporting�service <br />`:`�,�'�;_ used by L.ender in connect€on with this loan. unless applicable law pnovides ahenvise. Unless an agre�ment Is made or <br />:_„�ta:,�. <br /> ___ ��,►y, applicable law requires interest to be paid.Lereder shdl not be requie+ed to pay Borrower mny interest or eamings on the Funds. <br /> __=-- Borrower and[.ender may agtee in wriring,however,that interest shall be paid on the Fuads. L.ender shall give to Borrower. <br /> �_'�-=° without charge,an annual acoounting of the Funds,showinR credits and debits to the Funds and the purpose for which each <br /> debit to the Funds was made.The Funds are pledged as addisional security for all sums secumd by this Security Instrument. <br /> ,�::�~-�' E€the Purtds held b I.endtr exceed the amounts rmitted to be held b a I�cabie law. Lender shall account to taormwer <br /> ,�.,�;L�� Y Pe Y PP <br /> for"•Pa�excess Funds in accordance with the reyuirements of applicable Iaw. If the amount of the Funds held by Lender at any <br /> — tutte�ns not sutttetent to pay me�scrow t[ems wnen due,iender may so noury no�wer in wriw�g.d�u.iu�u�i►uuc av�.uwc� <br /> ,____=— sh�ll pay to I.ender the amount ncxessary to e►�ake up the defiriency. Borrower shall make up the deficiency in no more than <br /> ----- twelve monthly payments,at I,endrr.'s sole discrerion. <br /> -r;,,.�o;o� Upon payment In full of�na4 sums secured by this Securlty Instrument, I.ender st�all p�mpdy refund to Borrower any <br /> Funsls hald by Lender.If.under pamgraph 21,L.ereder shall aoquire or sell the Property,Lender.pdor to the acquisition or sale <br /> of the P�Upert}(,shall apply any Funcis held by Lender at the tlme of acquisition or sale as a credit against the sucns secu�+ed by <br /> --- • this$e�tirlly�sesu.mEnt. <br /> �..App�ics4imm of Payments.Unless applicablc law provides otherwise.all paycnents received by Lender under paragraphs <br /> 1 apdf 2.yhaU be ap�ilied:first,to any prepayment charges due under the Note; semnd,to emounts payable under paragraph 2; <br /> thir�,to'lnterest due;fourth,to principal due;and lau, m ar�p tate charges due under the Note. <br /> 4.Charges;Liens.Borrower shall pay all tax�s. asse�sments.charges.fines and impositions amibutable w the Property <br /> - which may attain priority over this�ecurity lnstrunxnt,and leasehold payments or ground rents. if any. Borrower shall pay <br /> -- these obligations in the manner pmvided in paragraph 2,or if not paid in that marmer.Borrower shall pay them on ume directly <br /> °:��'�s ` to the person awed payment.Horrower shall promptly furnish to Lender ali notices of amounts to be paid under this paragraph. <br /> --•��-- If Borrower makes thes�paymants directly.Bomower shaU promptly fumish to I.ender reoeipis evidencing the paymenu. <br /> ��— Borrower shall promptty discharge any lien which has prtority over this Security Instrument ualess Borrower:(a)a�s ia <br /> � �. wrtting to the paymem of the obligation secured by the iien in a manner aooeptabie to Lender:(b)�ntests in goad faiih tho licn <br /> � by, or defends against enforcement of the lien in,legal proceediq�s wh9ch in the Lender's opinion operate to prevent tite <br /> enforcement of the lien;or(c)secures from the holder of the lien an.�gXeement sarisfactory to Lender subordinating ehe lien to <br /> - this Security Insuument.if Lender detemunes that any pact of thc Property is subject to a lien which may atmin prioriry over <br /> -==-— this Security Insuument.I.ender may give Bornower a notice identifying the lien.Borrower shall sadsfy thB tien oi lake one or <br />--'�_��'� mone of the actions set forth above wnthin 10 days of the giving of notice. <br /> -�'_�-�� Fomt 3028 8f80 <br />.::^�,�� Pape 2 of 8 <br /> x�s. <br /> :i�..��r�j - <br /> -C 3?'���,iy ' Y t o . <br /> ;�r;,�.':•�" _ ---- ' - � - - _ <br /> ; ,,,n.� .�-..--,-- _ _. �,T... <br /> _ � . � .:,,.; -��,.�'"',a:"T�%�l.T r.r{, �rr� <br /> ; ' . = : � . 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