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<br /> 97-��7�i =
<br />` �roaeTHBR wlrH at �ne imprnvements now or tiercarter era:eoa on thc pn�perty,and au a�sements. a��,ma
<br /> fixtures now �hcrcaftcr a�ut of the property.AU repleccments and addldons ahall also bc covcrcd by this Sccurlty Instn�r�cnt.
<br /> All of the for+egoing ia refar�ed to in thla Sxurity Insuument es the"Property"
<br /> � ��°'� BORROWER COVBNANTS that Borrower is Itwfully ac�of the cs�ato hcreby convcyod and hag tha dght to grant and
<br /> h+��� convey tho Proputy and thut tha Propecty is unencumbered.exc�epe for encumbrances of rocard. Boc�ower warcants and wAl
<br /> defend generaUy the dUe w the Proputy agafnst aU cleims end demands,subjoct to any encumbraac,es o[record.
<br /> TEIIS SECURITY INSTRiJIu�NT combincs uniform covcnants fa natiawl usc and rart-�ni��orm cova�ants with limItod
<br /> � : variuions by Jur�sdicdon to constItute a uniform security instrument covering ceal praperty.
<br /> UNIl�ORM COVBNANTS.Borrowu and Lenda cavcnant and egroe as follows:
<br /> x 1.Payment ot Priadpal and Intensti Prepay�ent and LQte ClUr�es. Bormwcr shall promptly y�a}r whu� due the
<br />- �`• grincipal of and interest on thc debt evidencod by the Note and any prcpayrnerit and late ctiargcs due nnder the.'�obe.
<br /> �� 2.Funda tor Taxes snd InaurAna. Subject W applicabk inw or tn a written waiver by Laxkr, Bocrow�r shall p�y w
<br /> ; L.endcr on the day moniblY PaYments aro dua under the Nota.until the Note is paid In fu11.a sarn t`Funds") fa:(a)Yearly taxes
<br /> � and asses�neats which may auain prior�ty over this Security Iastrument ac a lien on the Property:(b)Yar1y'k�ehold payrou�ts
<br /> or graund r�ts on the I'nopaiy.�f�ny;{c)yesrly har�sd or psopaty LuureQCe premiums:(d)Yeariy flood irnsi�sar�ce premium.�,if
<br /> anY+(e)Yearly martgAge insu�tce ptemiums. if aay;and(�any sums payabk by Borrowu to Lender,ln accorclance wilh the
<br />- � provlsioas of psragrMh 8. in liw of the paynknt of mortgege insurance premiums. 'ltusc iterns aoe calZed"Escrow It�em9"
<br /> I.ender may. at any thne,colkct aad hold Funds in an amount not to excoed the manimum amount a lender for a fcxkrally m,lated
<br />�� : rtwngage loan may nquire fa Borrower's escmw�ccount undu the fakxal Real Bstat�o Settkment Proce�urGC Act of 1974�s
<br /> . ' amende�d from dme ta time. 12 U.S.C.Sectbn Z601 et s�q. ("RFSPA"),nnless arw@►er law tl�at appiies w the Funds seis a lasser
<br />_ . ;{ amoun�If so�Lender enay.et any time.collect and hold FuncLs in en artwunt not t�o excxed tbe l�sser anwun�I.u�du may
<br />;���.^}, � estLnata the amount of Funds dae oa dre b�ssis of cwre,nt data and n�sonabk euirt�ates of expeodiwres of fuhue Esaow Itaps or
<br />�:N_-`:�� � othawjse in aocordance alth appUcabk law.
<br /> -�:��:' 'tt�e Fands shall be Ne1d in aa instiwtlon whose deposits are insurod by a foderal ageacy,instcumenW[ty.a eadty(includjng
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<br /> , •�,,;,,� L,et�der,if L�etWer is such aa insdwtion)a in any Feda�l Home Loan Bank.Lenda shall apply the Funds to pay the B9crow
<br />_�-_"`��. �'� Tf IN�R.i�• +�y!.�ot�rge Lbir�±wrr f� ��o�ut-"r"?iyin��tr F��ruLc,annually analyztng the escrow aocount,or vaifylnpt
<br />�,��!!-;::�� tt�e Escxow Itaru.urtkss Lender pays Borrowu inte�si on the Fwids and applicable 4w pamits I�enda w m�ke such a chxge.
<br /> ��;���k_rr� Horvever,Lender mty roquire Bomower to pay a aae-drt�e ctarge fa an Lrdependent nal a�tate L�nporting savloe�od by
<br /> " ;.�"~ � Laida in connocdon wlth this bm,uNess lk�bk law provides ott�uw�se.Unkss an agr�amcnt is mada a applic�bk law
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<br /> i�,�,-� � ro4ulres interest W be paW.I,�cla shaU not be t�equi�ed w pay Borrower my lndaost or aminga on the F�nds. Borro�ru and
<br /> -�a:�ia� ` ��aY���8�Iww�ver,Wat inLenest shall be paid on the Funds.Lenda st�all give w Sarowu,witl�out chnge.an
<br /> .�a�� :. ananal�ocoundag of tha F�nds.showing ardits and debits to the F�nds and the pumose for whicb e�ch debit w the Funda was
<br /> —. ��y;�-= � msde.'I'fie Funds�re pkdged ai addidonal sxurity fa ail sums socurod by this SecurIty Instn�mcnt
<br /> - If tha Funds held by Lenda exooed the amounts permitud w be Ixid by appllcahk law.Lencla st�all acco�mt to Bomnwer far
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