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<br /> payments muy no longer be requitcd. nt the option oP Lendcr.if mart�aac insurancc cavernge lin the y au�ttn3f�ar thsO�
<br /> that Lendcr requires)provtded by an insurcr uppeoved by L�endar aBain be,rames uvuitablc urtd is obu+inc�i. Borrawer shall pay
<br /> the premlums requirEd to maintain mortaAge tnsuranse in effect,ac tn provide a loss reserve.until the requiremenl far mortsuge
<br /> insurance end9 in accordunce with any written ngreement 6etween Burcower uncl Lertder nr applicable luw.
<br /> 9. Ins�a�Ylon.Ixnder or its agent may malce reasonuhle ent�es apon and innpectians af the Property.l.ender shull give
<br /> Borro�ver notice at the time of ar prior t�nn inspection s�ecifyinB rcasanuble cause 1'ur the inspectian.
<br /> 10. Condemnation.The praceeds af uny nward or cluim for dnmages, d{rect or conxequentiul. in wnnectian with uny
<br /> condemnation or other tnking ot any part uP tite Pn�pefly,ur iur��,nYeyu�u�e in iieu of..��xtemn,�tiun. uca hereby itasig�cd u�tJ
<br /> shaU be paid to Lende�.
<br /> In thc event of u total taking of tha Property,the pmcecds shnll bc npplied to the sums sccur�by thts Security Instrument,
<br /> whether ar not then due, with any excess pa�d to Borrower. In the event of a partlul taking of the Property in which the fair
<br /> market value of the Property immaliately before the tuking ix equal to or gceater thun the cunount of the sums secured by thi+
<br /> Securiry Instrument immediately befon the taking. unless Barrower and Lendsr otherwise agree in writing.the sums secured by
<br /> this Security Instcument siiall be reduoed by die amow�t oi the procx�s n�ultiplied by the following fractian: (ai thc totul
<br /> amount of the swns secured immediately before the taking, dlvided by(b)tha f�r market value of the Property immediately
<br /> before tha taking. Any balanoe shal! be paid to Borrower. In the event of u parti,7! talcing of the Property in wh[ch the fnir
<br /> market value of the Pmperty immediutely before the telcing is less than the amount of tl�e sums secured immediately before the
<br /> taking,unless Borrower and Lender othenxise agree in wrltiag or unless appticnble law othenvise provides,the pracceds shall
<br /> be appl3ed ta the sums seruned by ihis Secudty Instru�rtent whether or a,ot t�ta sums are then due.
<br /> If the Property is abandoned by Bort+ower.or if,after nouce by[,�rt�er to Borrower that the oondemnor offers to make an
<br /> award or settle a ctaim for damages.Burrower fails to resgond W Lender withln 30 days aRer the date the notice is given. �
<br /> Lender is authorized to oollect and apply the proceeds.at its option,eithec to restoratIon or repair of the Ptoperty or to the sums
<br /> secured by this Security Inshument,whether or not then due.
<br /> Unless L.eader and Bomower otherwise agree in writing, aay application of prooeeds to principal shall not extend or
<br /> postgone the due date of the monthly paymeats referred to in paragraphs 1 artd 2 or chnnge the amount of such payments.
<br /> 11.Bormwer Kot Rele�sedi Forbearance By Leuder Nat a Waiver.E�ctensimrR of the time for payment or modification
<br /> o�tunortiwdon of the sums secured by this Security Instcument gcar►ted by Lender to�a.ry successor in interest of Borrower shalt
<br /> not operate to release the liability of the original Borrower ar Borrow�er's suocessors in interest. LendEr shall not be required W
<br /> oammence prc�eediags agaanst any suocessor in interest or r�fuse W eA�ez�1 time for payment or otherwise modify amorti7ation.
<br /> uf�he••aums s�cured by this Security Insdument by reasar►of�e►y demand mada by the original Borrower or�orrower's
<br /> suoca�sors in interest. My for�arance by Lender in ex�cccsing any.right or remedy shall n�t be a waiver af or preclude[he
<br /> exercise af any right or remedy. , •
<br /> 1Z. Successors and Assigns Bound;Joint and Severu! Ll�a,b�iCy;Coslgners. 'Che oavenants and agr8ements of this
<br /> Security Instnia�ent shall bind and benefit the successors aad assign�•c�'X.a►der and Barrower, sub�3ect to the provisions of
<br /> par�grapS� 17. Borrower's oovenants and agmements shall be joint c1�id several. Any Borrower who co-signs this Securlty
<br /> Ir�scu�nt but does not exetute the Note:(a) is co-sigiiltt�:t�is SeCudty Insttuoasnt'a�nly w moRgage,grant an@ convey that
<br /> 18anr�,.^�wer's interest in the�g�rty under the tertns of t�tis ae�urity Instzument;.(bJ�cs�aat personatly obligsted to.�ay che sums
<br /> sbeirited by this SeGUrity Instrument;aad(c)a�rees t6at Y�er snd au{y oirter Borra�v�r rn�y agree to extend.modify.foibear or
<br /> araka any a000mtnodstions vuith regard w the terms of tfiis 6�rity�'pstru�ient or ttta Note without Yhat Bomnlver's consent.
<br /> 13.Loan Chaigcv.If the lou► secured by thia SecuriZy'Instiumetit is subjoct So a;law which sets maximwn IRan charges.
<br /> and that law is finally interpreted so tdat the interest�r oftaer loan charges oolloctod�mr to be coi(ected in oonneetion with the
<br /> lc�an exoead the pennittod timits,then:(a)any such tonn c��.uge shall be reduo2d by the•amount naoessary to�duce the charge
<br /> tb�the perautted Gmit:and(b) any swi�s already oolleC�Siom Borrower whIch exceeded pemrittad IimIts wiil be refanded to
<br /> Borrower. Lender ma,y choose to mabe this mfund by reductng the principal owed under„the;N4t¢or by making a diroct
<br />' payment to Botrower. If a r�efund reduces principal. the reduction wiU be treated as a�pati`I�i�prepaymcnt without any
<br /> p�ayment charge under the Note. � . . '
<br /> . �4.Notioes.My notice ta Borrower provided for in this Se�urity Instn�c�eat sA�1i be given by delivering it or by mailing
<br /> it���irst class mail unless applicable law tequires use oF n�hotRer method.The notice si�all be direc.ted to the Property Address
<br /> or any other add�ess Bomower designates by rtotice to Lender. Any nMioe to Lender shall be gii�en by first cla4s mail w
<br /> Lender s add�+ess stated herein or any other address Leader deslgnates�y notice to Borrower. My nodce pmvided for in this
<br /> Secua'sty Iqutument shall be deemed to havc been given to�orrower or i.ender when given as provldad in thts paragraph.
<br /> � ��5.Coverning i.nw; SeverabiUty. This Security �cssdument shali be governed by federal �aw end the !aw of the
<br /> jur�,�lction in ahich the Pmperty is located. In the evera2.C8at any provis'son or cIaUSe vf this Secvtity Insqument or the Nou
<br /> om.�tlicts with applicable law,suchoonlifct shall noi affect other provislons of t}us Security Inswmea�t or the Nate whish can be
<br /> given effect without the oonflicting pmvisioa. To this end the provisions of t6is Security Insnument and the Note are cteclared
<br /> tc�be severable. �
<br /> "16.Ban+o�er's Copy.Sorrower shall be given oac�e u�wnformed oopy of the Note and of this Secvrity Insuumem.
<br /> Fotm 3028 9J90
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