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<br /> S. H�rd or PtY►periy[nsurt+nce. Bonrower elu;ll keep the improvemente now exisdn�or er�ufter erecte on t c
<br /> Property insured agaf�st losr,by fire. hauirds included withln tAe tenm "excended oovemge"und any other hozurds. includie�$
<br /> floads or flaoding.for which Lender requircw insurunce. °Thl� lnsurancc shAlt be mnintuirted in the umounts and for shs perioda
<br /> that l.ender cequires.The insumnse carrtcr pmvldinII the insusanc6 Fhait be chn,5en by Borro�rer subjert to Lender's approvei
<br /> evhich shull rtot be unc+easonubly withheld. If Borrower E�ils eo mainrnin covern�e described above. Lender ntay,ut i.ender's -
<br /> option.obtain ooverage to pmtect l.ender's rlghts in tha P�uperty in sccordunce with pazagmph 7.
<br /> Ail insurnttce policies nnd rertewals shull be uccept�6le to i.ender urtd shall include a stundard mortgAge duuse. Lender ,
<br /> sh�ll have the dght to hold the policies and renewuls. It Le�der rcx�uires.Hor�ower sh�ll prc�mptly give to Ixnder�II recaipts of
<br /> paid premiums uRd reneyral nodoes.!n the event of loss,Bortower shal!IIive prompt nottce to the insurnnce cxurier artd Lender.
<br /> Lender may make proof of loss if not made promptly by Borrov�cr•
<br /> Unless Lender und Borrower othenvise agme in writnng, lnsurance prooeeds shall be appNad ta restarallon or repair of the
<br /> Pcoperty damaged.if the restorution or repair ia ecoaomiCalty fpsibl6 nnd L,ender's secwlty is nai lossened.If tke restoradon or
<br /> repuir is not eaonomically feasible or l�der's security v+oul� be lessened,the lasuranoe pr�ceeds shall be upplied to the sums
<br /> secural by this Scxurity Instrument, whether or aat 1hes�due,witA any eacess paid to Borrower. If Barrower abandons the
<br /> Pcoperty.or dces not answer wtthin 30 days a rtat�ce from I.�nder that ehe insuranse carrier hes offer�d to settle a claim�then
<br /> Lender mny collect Ihe insurence proceads. Lerrder may use the pmceeds to neepa[r or reswre the PropeTty or to pay sums
<br /> se�vred by this Secudty Instrument,whether or rtot then dua'I9�e 30-day period wIA be�ict when the nodee Is given.
<br /> Unless Lender und Borrower atherwisc agree in vyri►ing,any application of prooeeds to prinsipal shall not extend or
<br /> postpone the due date of the monthiy payments referral to in paragraphs 1 and 2 or changa the aanount of the payments. If
<br /> under paragraph 21!he Frapeny Is acquirecl by Lert�lr.r�F'lortoaxer's right to any insurnnoe policles nnd prnoeeds resulttns from
<br /> damage to the Propeity pdor to the sequisition sha)I gaas�o Lender to the extent of tha sums socured by thi�Socwity Instivnient
<br /> immadiately prlor to tke aa�uisition.
<br /> 6.Ooctap�ncy.Preservation,Mainten�ce nmcd Araf�tti�xQ oB the Pmperty:Borrower's Loan ApplIcuHon;I.easeholds.
<br /> Bomower shall oocupy, estublish.artd usc the Progcrty:es �r�vrer's principaI cesidence wlthin siatf days after the executIon of
<br /> this Security InsUvment and shall ooacinue to occu.gy tb� PropertY as Sorrower�s principal residenoe for at least one year after
<br /> the date of oocupanry, unless Leader otherwise agrees!a wdting, whtch wnsem shall noi be unreasonabiy withheld.or nnless � _
<br /> � eactenuating circumstances eaiat which are beyurtr6 1Bomawer's control. Bormwer shall a+ot destrny, damage or impair the ,`-
<br /> Property, allow the Property to dtterioraUe. or oarr�it waste oa the Property. Borrower shall be in defauit if any forfeiture
<br /> actIon or proceeding.whether civil or crlminali is begun that in Lsnder's good faith judg�nent oould result in forfeiture of We
<br /> Property or otherwtse materi�l�y imp�ir t6�a.I'cea cr�ated by U►is Security Insuument or I.ender's security inte�st. Borrower may
<br /> '•cune such a default and zrias*�s.as prmv�dr.c1 dn galt�reph 18. by causing the acti�ton or proceeding to be dismissed with a tul[ng
<br /> 'tt�4, �txt�ler's gc� fsi� �ern�nutzcs�.�1i�des fnrtdmre of the Borrower's interest ln tlie Pruperty or other maierial '.
<br /> � impaim�e�+af,the lien creatqd•try�thi�Securit�.Cnsavment or I.e�xler's security iaterest. Bonower shaU also be in default if
<br /> Bdrnowex,Q�ci�g the loan applicution.Brqcess;g;qve materielly false or i�accurute informaxion or statemenG4 to Lender(or failed
<br /> ;�.'.ta pmvlde�nder wit,h.�aJr matGri�i infarmatip»3�1n oonn,ection with ths loan evide�noed by the Note,incl►etiing,but not limited
<br /> , ' ' �'to�representations oo�g B�raower's bacu�aacy of thePropeity•as a principnY iesfdenoe.If thls Secur�ty Iast�ument is on a . .
<br /> ��� ..,teasehold, Borrnwer sR�tt compl.y.�.with�uiH the provLsia�ss o€the l�ase. If�orrowet aoc�vites fee tide w tha Praperty. the � -
<br /> ;�;,.,_
<br /> leasehold and the fce title shNl��rso msr,�a unless I.ender agtees to the merger in writing. •
<br /> 7.Pmtedton of I.ender'A l5'�t}�i�Ehe Pt+operty if Borrower fa�ls w perform the oovenanu and agc�eemenu containad in
<br /> .`.�' this SecurIty Insuvcaent.or•t6cn�s fs a legal prooeeding that may significandy af�'ed Lender's r�gbts in th0 Ptaprrty(such as a
<br /> .,�imcceding in banlmiptcy.probate,for oondemnation or forfeiture or to enfaroa Iaws or regulations), than Lender may do and
<br /> ��'�,,, ,�pa�for whatever is neces3ary to pmtetx�e value of the Property and I.enaer's rights in the Property. t.ender's actzons u�y
<br /> :',•,.anoclwde.p�iy.ic�•ariy sutris.secured by a'liea whlch has priority over this Security Instrument, appearing in court, paying
<br /> •':t'psonat�l��ii¢drneys'fc�s and entering ad We Property to malce�ep�irs. Although Lender may take ucaton under this patagraph
<br /> ��:'�.Lettder dt►e9 not h&'V��to do so.
<br /> . � My amounts di�ur�ed by Lender under Wi�s.pa�ag�aph 7 shall beoome additional debt of Bortower securad by this
<br /> �,., S�curtty Insm�ment.Unte�s Borrower and Lender agree to ot�cer terms of payment,these amounts shail bear interest from the
<br /> �� ilate of dIsSwsement at the Note ra44?�nd shail i�e payabk, with interest. upon nottca from Lender to Borrower�equesting
<br /> paymem. .. ...
<br /> g�lyor�gage IasurAnoe,If Leniier,r�yuired mortgageinsurance as a oondition of making the loan secunod by this Se►�rity
<br /> ;1,�}strumem, Barrower shall pay tite p�nliums regttired to maincain the mortgage insucancc in effect. If, for any reason.the ,
<br /> ' i+bortgage insurance coverage required't�y�L.ender tapsrs or�w be in effect,Borrowex shall pay the pnemiums required to +''
<br /> � :.':obtaia_boi!ersge substantially equival4apt to the mortgage inwrsu�oe�8reviously in effax.at•�cast substa�ially equivalem ta�the r`•�r•.;��
<br /> cost W�qirower of the mortgage insiltance previously in effeq, from an aliem3te mortgfi$e insurer epproved by I.e�iter� Tf.
<br /> substantially equivalent mortgage insurance coverage is nvtavaila�tte,Borrower'�h�1�pay to Lencler each moath a sum;cguat,•to.• .��
<br /> • .onc-twelfth of the year�y'tteortgage insurance pnmium beir�paid by Borrower a+�Cen the ins�ce ooverase Iapsed or c��c[�to. � �.
<br /> be in effect. Leuder wltl accept,use and retain these pa}ro�eMS as a loss reserve iae 3ieu of mortgage ins�raaoe. Los§.l�esav� '�:: � �
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