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201207890 rcquircd by RNSPA, and Rorrower sliall pay to],ender the amount necessary to make up the deficiency in accordnnoe with RLSPA, bul in no more than 12 moiitihly paymonte. Uyon paymenk 'v� fitll oP all suins secured by This Seetirity Instr�ument, l.vndcr shall ptomptly refixnd to Borrower any F'unds held by Lender. A. Charges; Liens. Borrower ahnll pay Ftll taxes, assessmenfs, oharges, fines, nncl impoeilions at�ributahic to the Property which carr attain priorily over tliis Secm'tty Instirumant, leasehold payments or ground rents on 11�o Property, if any, and Comm�mity Associatior�llues, Fees, aud Assessinents, if any, To tha extent that tl�ie.seitems ere�scrow Items, Borrower shall pay Chem in lhe inanner provided in S¢ction 3. Ron owet sliall proinptly discl�ar�e�uiy lien which 11�s prioi7ty over tl�is Secm�itq lnstttunent uuless Borrower: (n)agrees iu amiting to the payment of the obligakion aecured Uy the lieu in�mtuuier accapcnble to Lender, but only so long as Borrower is perPorining such agreeinent; (b}contests Yhe]ien in good faith by, or defe�icls agaiust enforcemeut of the lie�i iu, legal proceedings wl»ch in Lendcr's opinion operate to prevent hl�e enPorcemenC of the lien wlvle khose proceedings ere pending, buC only lmfil auch proceed'n�gs are concluded; or(c) secures fi•om the holder of the lien en agreament setisfactory to Lendea•aubordiu�ting the lien Co th'ts Security Instsument, IP Lender determiues U�at any part oF the Property is suUject to a lien wl�ich can attain priority ovor this Sccurity Tnsfi�uncnt, Lendcr mtty givo Borrowcr a noticc idcntiCying{lio licn, Within 10 days oP i�he dals on which that nofiee is given, Borrower shnll antisfy the lien or Cake one or more of the actions set foxkh above in thie Secrion 4. Lender may require Borrowcr to pfty a one-6itne ohaz ge for n real estafe tax verifioation and/or reporting service used Uy Lender in comiection with this Lonn. 5. PropeMy Insurance. Borrower shall k�ep the improvements now existing or hereafCer erected on the Property insured against lose by fire, hezarde included wiUiin tlie term"extended coverage," and any oEtier hazards including but not liinited fo, earthqualccs and floods, fc�r whicl�Lender require�inFur�nce. This ineuranoe shall he tn��inl�ineci in LLe amoiints (including deductible levels) and for the perioda that Lendec rec�uires. What Lencler requires pursuuit Yo the preceding sentencee ca�i cl�ai�;a during tl�e term of tlie Loan. The insurance canier providing tl�e in�uranee s11all be choecn by Borro+,ver subject to I.cnder's rigJiC Lo disapprovc Borrowcr'e choioe, which righl sl�all not be exeroiaed wireasonably. Lender mfly require Borrowar Co l�ay, in conncotion with this Loan, either: (a) a ono-time charga f'or �flood zone deYerroinaYion, certification and h'a�clting services; or(b) a ot�e-time cl�arge for flood zone deler�nina6ion and eerCification seivicos and nuU�cqucnt charges each tiine remappings or siinilar changes occ�u�wtuoh re�sonably niight affect such determina[ion or cerGflcn6on. Boirower shnll also be responsible for tuepa}nne�iG of any fees iinposed by tha Federal�mergency Management Agency in connection with t1�c rcviaw of any Flood zono determii�ation rc�stii}fing from an objection liy Borrower. � Cf J3orrower fails to maintain any of thc coverages descxibecl aihove, Lender ma�y obinin insurance coverage, at Lender's option and T3arcower's expense. Lender ie Luider no oblig�tion to purchase any particuleu type or Amount of covera�e. Theref'ore, suoh coverage shall cover Lender, Uut migUt or might not proteat 13orrower, Borrower's equity in the Froperty, or the�contents of the Yroparty, against any rislc, l�azard or liability and might}�rovicie�grcator or Iesser covcrage�l�au was previously in efPecC. Borrower loknowledges that the cost of tho i��suranoe ooverage ao obCained might sigiuEicantly exceed the oosC of insuranoe thRt Borrower could have obtained. Any amounte disbursed by Lender ander this Section 5 sha11 Uecome additional deUt of Borrov�er secw'ed by Uiis Seourity Instiiument. These amounts shftll bear uiterest at the Note rate from the date of drsbursa�neut and nhall bc payablo, witli ei�ch inCeresf, 'upon notice fi�om Lender Lo Borrower xeqnesling paymenl. zaoozzzo NEHRASKA-Single Femlly-Fannle MaelFretldle Mna UNIFORM INSTRUMENT Fo�in 30281/01 VMP Q'y VMNA(NE)('110G1 WolterF Klmoer Financlnl Rarvltina Page e of 19