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<br />(a) Any snch agreements will not affect the amounts that Bonower has agreeai to pay for Mortgage
<br />Insnrance, or any other terms of the Loan. Snch agreements will not increase the amonnt
<br />Borrower wlll owe for Mortgage Insurance, and they will not entitle Borrower to any refnnd.
<br />(b) Any such agreements will not affect the rfghts Borrower has - if any - with respect to the
<br />Mortgage Insnrance nnder the Hom�wners Protection Act of 1998 or any other law. These rlgh�
<br />may inclnde the rlght to receive certain disclosares, to reqnest and obta�in cancellation of tLe
<br />Mortgage Insnrance, to have the Mottgage Insarance terminat� automatically, and/or to rece3ve
<br />a refnnd of any Mortgage Insarance premiums that were nnearn� at the dme of snch
<br />cancellation or terminadon.
<br />11. Asslgnment of M iscellaneous Proc�eds; ForFeltur�. All Miscellaneous Proceeds are hereby assigned to
<br />aad shall be paid to I.ender.
<br />If the Property is damaged, such Miscellaneous Proceeds sha11 Ue applied to restoration or repair of the
<br />Property, if the restoration or repair is economic�lly fa.v'ble and Lender' s security is not lessened During
<br />such repair and re.gtoration geriod, I.ender shall have the right to hold such Miscellaneous Proceeds until
<br />Lender has had an oppornmity to inspect such Property to ensure the work has b�n completed to Lender' s
<br />satisfaction, provided that such inspection shall be undertaken promptly. Lender may pay for the repairs and
<br />restoration in a single disbursement or in a series of progress payments as the work is completed. Unlass an
<br />agr�ment is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds,
<br />Lender sha11 not be required to pay Bonower any interest ar earnings on such Miscellaneous Proceeds. If the
<br />restoration or repair is not economically f�sible or I.ender' s security would be lessened, the Miscellaneous
<br />Proc�rls shall be applied to the sums sacured by this Sacurity Instrument, whether or not then due, with the
<br />excess, if any, paid to Borrower. Such Miscellan�us Proceeds shall be applied in the order provided for in
<br />Se,ction 2.
<br />In the event of a total taldng, destruction, or loss in value of the Property, the Miscellaneaus Proceeds shall
<br />be appliefl to the sums sec�ued by this Security Instrument, whether or not then due, with the excess, if any,
<br />paid to Borrower.
<br />In the event of a partial taking, destruction, or loss in value of the Property in wluch the fair market value of
<br />the Property immediately before the paztial taking, destruction, or loss in value is equal to or greater tvan the
<br />a�unt of the sums secured by this Security Instrument immediately before the parlial taking, destruction, or
<br />loss in value, unless Borrower and Lender otherwise agree in writing, the aums secured by this Se�urity
<br />Instrument sl�all ba reduced by the amount of the Miscellaneous Proceeds multiplied by the following
<br />fraction (a) the total amount of the sunns secured immediately before the partial taking, destruction, or loss
<br />in value divided by (b) the fair market value of the Property immediately before the partial talQng,
<br />deslruction, or loss in value. Any balance shall be paid to Borrower.
<br />In the event of a partial taking, desiruction, or loss in value of the Properiy in wluch the fair mazket value of
<br />the Property immediately before the partial taking, de.4truction, or loss in value is less than the amount of the
<br />sums s�ured immediately before the partial taking, destruction, or loss in value, unless Borrower and
<br />Lender otherwise agre,e in writing, the Miscellaneous Proc�eds sha11 be applied to the sums secure� by this
<br />Security Instrument whether or not the aums are then due.
<br />If the Property is abandoned by Borrower, or i� after notice by Lender to Borrower that the Opposing Party
<br />(as defined in the next sentence) offers to make an award to settle a claim for darnages, Bonower fails to
<br />respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply
<br />the Miscellan�us Proceeds either to restoration or repair of the Property or to the sums securefl by this
<br />2zooa���ee
<br />NEBRASKAS6�gle FamOy-FanNe Mae/Freddie Mac UNIFORM WSTRUMENT WfTH MEN9
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