. . 201207871
<br /> Instrument, and Borrower's obligation to pay the sums securedby t6is Securiry Instrument, shall continue unchanged.
<br /> Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms,
<br /> as selected by Lender: (a)cash;(b)money order;(c)certified checlS 6ank check, treasurer's check or cashier's check,
<br /> provided any such check is drawn upon an insti[ution whose deposits are insured by a federal agency, ins[rumentality
<br /> or entity; or(d)Elechonic Funds Transfer. Upon reinstatement by Borrower,this Security Instrument and obligations
<br /> secured hereby shall remain fully effective as if no acceleration had ocwrred. However, this right m reinstate shall
<br /> not apply in the case of acceleration under Section 1 S.
<br /> 20. Sale of Note; Change of Loan Servicer; NoHce of Grievance. The Note or a partial interes[in the No[e
<br /> (together with[his Security Instrument)can be sold one or more times without prior notice to Borrower. A sale might
<br /> result in a change in the entity (known as the "Loan Servicer")that collects Periodic Payments due under the Note
<br /> and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security
<br /> Instrument, and Applicable Law. There also might be one or more changes of the Loan Servicer unrelated to a sale
<br /> of the Note. If there is a change of the Loan Servicer, Borrower will be given written notice of the change which will
<br /> state the name and address of the new Loan Servicer, the address to which payments should be made and any other
<br /> information RESPA reqtires in wnnection with a notice of transfer of servicing. If the Note is sold and thereafter
<br /> the Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations
<br /> to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed
<br /> by the Note purchaser onless otherwise provided by the Note purchaser.
<br /> Neither Borrower nor Lender may commence,join, or be joined to any judicial action (as either an individua]
<br /> litigant or the member of a class)Ihat arises from the other party's actions pursua�t to this Security Instrument or that
<br /> alleges that the other party has breached any provision of, or any duty owed by reason of, this Security Insllvment,
<br /> until such Borrower or Lender has notified the other party(with such notice given i�compliance with the requirements
<br /> of Section 15)of such alleged breach and afforded the other party hereto a reasonable period after the giving of such
<br /> ❑otice to take wrrective action. If Applicable Law provides a time period which must elapse before certain action
<br /> can 6e taken, that time period will be deemed to be reasonable for purposes of this paragraph. The notice of
<br /> acceleration and opportuniry to cwe given ro Borrower pursvant to Section 22 and the notice of acceleration given
<br /> to Borrower pursuant to Section ]8 shall be deemed to satisfy the notice and opporWniry to take corrective action
<br /> provisions of this Section 20.
<br /> 21. Hazardous Sobstances. As used in this Section 2L (a) "Hazardous Substances" are those substances
<br /> defined as toxic or hazardous substances, pollutan[s, or wastes by Environmental Law and the following substances:
<br /> gasoline, kerosene, other flammable or toxic petroleum products, roxic pesticides and herbicides, volatile solvents,
<br /> materials containing asbestos or formaldehyde, and radioactive materials; (6) "Hnvironmental Law" means federal
<br /> laws and laws of thejurisdiction where the Property is located that relate to health, safety or environmental protection;
<br /> (c) "Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in
<br /> Environmental Law; and (d) an "Environmental Condition" means a condition that can cause, contribute to, or
<br /> otherwise [rigger an Environmental Cleanup.
<br /> Borrower shall not cause or permit the presence,use, disposal, storage, or release of any Hazardous Substances,
<br /> or tlueaten to release any Hazardous Substances, on or in the Property. Borrower shall �ot do, nor allow anyone else
<br /> to do, any[hing affec[ing the Property (a) that is in violatio� of any Enviromnental Law, (b) which creates an
<br /> Enviromnental Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, crea[es a
<br /> condition that adversely affects the value of the Property. The preceding [wo sentences shall not apply to the
<br /> presence,use, or storage on the Properry of small quantities of Hazardous Substances that are generally recognized
<br /> to be appropriate to normal residential uses and to maintenance of the Property (including, but not liinited to,
<br /> hazardous substances in consumer products).
<br /> Borrower shall prompdy give Lender written notice of(a) any investigation, claim, demand, lawsuit or other
<br /> action by any governmental or regulatory agency or private party involving the Property and any Hazazdous Substance
<br /> ot Environmental Law of which Borrower has actual knowledge, (b)any Environmental Condition, including but not
<br /> limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any
<br /> condition caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the
<br /> Property. If Borrower learns, or is notified by any governme�tal or regulatory authority, or any private party, that
<br /> N�FASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �����
<br /> Form 3028 1/01 Page 1'I of 14
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