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• • 201207871 <br /> prepayment chazge(whether or not a prepayment charge is provided for under the Note). Borrower's acceptance of <br /> any such tefund made by direct payment to Borrower will wnstitute a waiver of any right of action Bonower mighl <br /> have azising out of such overcharge. <br /> 15. Notices. Afl notices given hy Borrower or Lender in connection with this Security Instrument mas[be in <br /> writing. Any notice to Borrower in wnnection with this Security Instrument shall be deemed ro have beeu given to <br /> Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other <br /> means. Notice to any one Borrower shall co�stilute notice to all Borrowers unless Applicable Law expressly requires <br /> otherwise. The notice address shall be the Property Address unless Borrower has designated a substitute notice <br /> address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender <br /> specifies a procedure for reporting Borrower's change of address,then Borrower shall only report a change of address <br /> through that speciFed procedure. There may be only one designated notice address under this Security Instrument <br /> at any one time. Any notice fo Lender shall be given by delivering it or by mailing it by first class mail ro Lender's <br /> address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection <br /> with this Security Instrument shall not be deemed to have been given m Lender until actually received by Lender. <br /> If any notice required by this Security Instrument is also required under Applicable Law, [he Applicable Law <br /> requirement will satisfy the c;orresponding requirement under this Security Instrument. <br /> 16. Governing Law; Severability; Rules of Constructioa This Security Instrument shall be guverned by <br /> federal law and the law of the jurisdic[ion in which the Property is bcated. All rights and obligations contained in <br /> this Security Instrument are subject to any requirements and limitations of Applicable Law. Applicable Law might <br /> explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall no[ be <br /> construed as a prohibition against agreement by contract In the event that any provision or clause of this Security <br /> Instrument or the No[e conflicts with Applicable Law, such conflict shail not affect other provisions of this Security <br /> Instrument or the Note which can be given effect without the conflicting provision. <br /> As used in this Security Inttrument: (a)words of the masculine gender shall mean and include corresponding <br /> neuter words or words of the feminine gcnder, (b)words in the singular shall mean and include the plural and vice <br /> versa; and (c)the word"may" gives sole discretion withouC any obligation to take any action. <br /> 17. Borrower's Copy. Botrower shall he given one copy of the Note and of this Security Instrument. <br /> 18. Transfer of the Property or a Beneficial Interest io Borrower. As used in[his Section 18, "Interest in <br /> the Property" means any legal or beneficial interest in the Property, including, but uot liixtited to, those beneficial <br /> interests transferred in a bo�d for deed, contract for deed, installment sales wnVact or escrow a�eement, the intent <br /> of which is the transfer of title by Borrower at a future date to a p�rchaser. <br /> lf all or any part of the Property or any Interest in the Property is sold or traasferred(or if Borrower is not a <br /> nahual person and a beneficial interest in Borrower is sold or transferred)without Lender's prior written consent, <br /> Lender may require immedia[e payment in full of all sums secured by this Security Iastrwnent. However, this option <br /> shall not be exercised by Lender if such exercise is prolubited by Applicable Law. <br /> If Lender exercises this option, Lender shall give Borrower notice of accelerauon. The notice shall provide a <br /> period of not less[han 30 days from the date the notice is given in acwrdance with Sec[ion 15 wi[hin which Borrower <br /> must pay all sums secured by this Securiry Instrument. If Borrower fails ro pay these sums prior to the expiration of <br /> this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand <br /> on Borrower. <br /> 19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain condi[ions, Borrower shall <br /> have the righ[ ro have enforcement of Yhis Securily Instrume�t discontinued at any time prior to the earliest of: (a) <br /> five days before sale of the Property pursuant to any power of salc contained in this Security Instrument (b) such <br /> other period as Applicable Law mighf specify for the termination of Borrower's right to reinstate; or (c) entry of a <br /> judgment enforcing this Secwity Instrument. Those conditions are that Borrower. (a)pays Lender all sums which <br /> then would be due under this Securiry Instrument and the Note as if no acceleration had occurred;(6)cures any defauft <br /> of any other covenants or agreements;(c)pays all expenses incurred in enforcing[his Security Inshvmen[, including, <br /> but not limited to, reasonable attorneys' fees, properry inspection and valua[iou fees, and other fees incurred for the <br /> purpose of pro[ecting Lender's in[erest in[he Property and rights under fhis Securi[y Instrument; and(d) [akes such <br /> action as Lender may reasona6ly require to assure that Lender's interest in the Property and rights under this Security <br /> N�RASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT DarJMegle� <br /> Form 3028 1l01 Page 10 of 14 www.docmagic.rom <br />