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201207846 Any amounts disbursed hy Lender under this Section 9 shall become additional debt of Borrower secured by this Security Ins[rumenL These amounts shall bear interest a[ the Note ra[e from �he da[e of disbursemen[ and shall be payable, with such interest, upon notice hom Lender to Borrower reques[ing payment. If this Secudty Instrvment is on a leasehold, Barrower shall comply wiUt all the provisions of the lease. If Borrower acquires fee 6de to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage InSUIdnCe. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay tLe premlums required to maintaln the Mortgage Insurance 3n effecL If, for any reason, the Mortgage Insurance coverage required by Lender ceases ro be available from the mortgage insurer tha[ previously provided such insurance and Borrower was required to make separately designated payments [oward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substanHally equivalent to the Mor[gage Iusurance prevIously in effect, at a cos[ substanflally equivalent to the cost to Borrower of the Mortgage Insutance previously in effect, from an alternate mortgage insurer selected hy Lender. If substandally equivalent Mortgage Insurance cwerage is nol available, Boreower shall conflnue to pay ro Lender tLe amount of the separately designated payments that were due when the insurance coverage ceased lo be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in liea of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not 6e required to pay Borrower any interest or eamings on such loss reserve. Lender can no longer require loss reserve paymenis if Mortgage Insurance cmerage (in [he amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments loward the premiums Por Mortgage Insarance, Borrower shall pay tl�e premiums requIred to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, unril Lender's requirement for Mortgage Insurance ends in accordance with a[ry written agreement behveen Borrower and Lender providing For such terminadon or until tetmiitalion is required by Applicable Law. NoUting in tltis Section 1D affects Borrower's obligation[o pay interest at the rate provided in the No[e. Mortgage Insurance reiroburses Lender (or any eatity that purchases the Note) for certain losses it may Incur if Borrower does not repay [he Loan as agreed. Borrower is not a party ro the Mor[gage Insurance. Mortgage insurers evaluate their lofal risk on all such iusutance in force from time ro [ime, and may enter inro agreements with other parties tliat share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satlsfactory ro the mortgage insurer and the other party (or parties) [o tLese agreements. These agreements may require [he morlgage insurer to make payments using any source of Funds Ntat the mortgage insurer may have available (which may include funds obtalned from Mortgage Iasurance premiums). As a result of these agreements, Lender, any purchaser oF the Note, another insurer, any reinsurer, any other entity, or any ai�iliate of any of Ute foregoing, may receive (direcdy or indirectly) amounfs that derive from (or might 6e characterized as) a portion of Borrower's payments for Mortgage Insurance, in exchange for sharSng or modifying the mortgage insurer's risk, or reducing losses. If such agreement provides that an affiliate of Lender takes a shate of Ihe insurer's rlsk in exctiange for a share of [he premiums paid to the insurer, the arrangement is often termed "captive reinsurance." Further: OOl'12319B769 CiubaN�3.2.61.12 V7 NEBRASNA-Sl�le Family�Fanrve Mae/FreUtlle Mec UNIFORM INSTRUMENT WRH MERS Fwm 30281/01 VMP "O VNIP6A(NE)(1705).00 Wdters Kluwer Financlal5errices Page 9 of tl