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201207846 <br /> BY SIGNING BELOW, Borrower accepts and agrees to the [ertns and covenanfs contained in t}ris Security <br /> Instrumen[and in any Rider executed 6y Borrower and recorded with it. <br /> i�� (' ���h'"'✓� �Seal) <br /> - mrower <br /> THOMA3 A. LABENZ <br /> (Sign Original Only) <br /> � Refer ro the attached Signature Addendum for addi6onal parties and slgnatures. <br /> 001123'188]68 CRibaNc 3.2.61.12 V] <br /> VEh'B�KA�Smgle Family-Fannie MarJFreddie Mac IINIFORM INSTRIIMEM WITH MERS yry�p5p(rymE)3(10705).00 <br /> Wol[ers Kluwn Financial5ervices Page t6 of t] <br />