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<br /> puyments may no longer be required,iu the�ptian af l.rnder, if mortguge insurance cover��ge(in the nmuun� aixl ti�r the peri�xf
<br /> that Lendcr requiresl provldrd by un insurcr upprrncd by l.ender aguin bca�mcs a�vuilublc and is obtained. Borruwcr shull puy
<br /> the premiums requircd to maintain mortgage insurunce in effect,or to pr��vidc u loss reserve,until the require��knt fur m��rtgage
<br /> 3nsurunce ends in accordunce with any writtcn ugrecme�it bctwcen Barrawer und LsnQer or uppliruble law. �
<br /> 9. In9pecNon. Lender nr its agcnt mny make rcnsonable cntr(es upan w�d inspecNons of thc Propeny. I.cnder shi�ll give i
<br /> Borrower notice At the time uf c�rvriur w iu► in,prction apecifying rcawnablc raus�f�r tiic inspectiun. �
<br /> 10. Condemnation. The procecds of uny uwnrd or cluim for dumages, dtmct or ccn�.tiequential, in connection with uny •
<br /> condemnation or other taking af any part uf the Property,or for amveyunce in licu of condemnatton,ure hereby assigned and �
<br /> shall bc paid to Lcnder.
<br /> ]n the event of a total takingof the Property,the proceeds shull be Applied to the sums secured by this Security lnstrument,
<br /> whether or not then duc, with any excess paid to Borrower. In the event af u purtlul taking of the Property in which 1he fuir
<br /> market value of the Propeny i�mwciiately before the taking is equul to or grcatcr than the amaunt af the sums sccurect by this
<br /> Security Instrument immediately before the taking,unless Borrower and Lender otherwise agree in writing,the sums secured by
<br /> this Security Instrument sl�all b�reduced by the umount of the procecds multiplied by the folluwing fraction: (u) the total
<br /> an�ount of the sums secured immediately befare the taking. divide.d by (b) the fair market value of the Propeny immaiiately
<br /> before thc taking. Any balance shall be paid to Borrower. In the event of a partial taking of the Propeny in which the fair
<br /> market value of the Properry irnmediately before the taking is less than the amount of the sums secured immediatcly befare the
<br /> taking,unless Barrower and Leider othenvise agree in writipg or unless applicuble law othetwise pravides, the ptoceeds shull
<br /> be applied to the�un�s secured by th[s Security Instrument whether or not the sums ure then due.
<br /> If the Property is abandoned by Borrower,or if,after notice by Lender to Bonower thnt the condemnor offers to make an
<br /> award or settle a claim for darneges,Horcower fails to respond to Lender within 30 days nfter the dute the notice is given,
<br /> L.ender is authodzed to collect and apply the proceeds,at its option,either to restoration or repuir of the Properry or to the sums
<br /> secured by this Securiry Instrunxnt. whethcr or not then due.
<br />' Unless Lender and Borro�ver othenvise agree In writing. any application of proceeds to princlpal shall not extend or
<br /> postpone the duc c�1te of the monthly payments referred to in paragraphs 1 and 2 or change the umount of such payments.
<br /> • 11.Borruwer Not Released; Forbearance By Lender Not a Waiver.Extension of the time for payment or modificution ,
<br /> of amortization of the sums secured by this Security Instrument granted by Lender to any successor In interest of Borrower shall ,
<br /> not operate to release the liabiliry of the original Borrower or Bonower's successors in interest. Lender shall not be required to
<br /> comntence procredings against any successor in interest or refuse to extend time for puyment or othenvise madify amortization
<br /> of the sums seccred by this Securiry Instrument by rensan of any demand made by the ong�nal Bonower or 13orrower's
<br /> � successors in interest.Any forbearance by Londer in exercistng any right or remedy shall not be A waiver af or preclude the
<br />� exercise of uny dght or remedy.
<br /> 12. 3uccessors and Asslgns Bonnd; Joint and Several Ltabllity; Co-signers. The covenants and agreements of this
<br /> • Security Instn►ment shell bind and benefit the successors and assigns of Lender und Borrower, subject to the provisions of
<br /> parugraph 17. Borrower's covenanu and agrecments shall be joint and several. Any Borrower who co-signs this Security
<br /> Instnrment but dces not execute the Note: (u) is co-signing thts Security Inatrument only to mortgage. grant and convey that
<br /> � Borrower's interest in the Property under the terms of dus Security Instrumont: (b)is not personally obligated to pay the sums
<br /> 'i secured by this Securiry Instrurnent;and(c)agrees that L,ender and any other Borrower may agree to extend. modify,forbear or
<br /> G make any accommalaaons with regsud to the terms of this Security Instrument or the Nate without that Borrower's consent.
<br /> 13. Loan Charges. If the loan secured by this Security Instcument is subject to a law which sets maxirnmn loan charges,
<br /> �.;J und that law is finally interpreted so that the interest or other losui charges collected or to be collected in connectIon with the
<br />, �� loan exceed the permitte�limits,then: (a)any such loan charge shall be reduced by the amount necessary to reduce the charge .
<br /> to the permitted limit;and(b) any sums aiready collected from Borrower which exceeded permittat limits will be refundal to
<br /> Borrower. Ixnder may choose to make this refund by reducing the principal owed under the Note or by making a direct
<br /> • payment to Bonower. If a rePond reduces principal. the reduction will be treated as u partial prepayment w[thout any
<br /> prepuyment charge undcr the Nde.
<br /> ° 14.NoNa�.Any notice to Borrower provtdad for in this Security Instrument shall be given by delivering it or by mailing
<br /> � • it by first class mail unless applicable law requires use of another method. The notice shall be directed to the Property Address
<br /> or eny other address 8orrower designatcs by notice to L,ender. Any notice to I.ender shall be given by flrst class mail W
<br /> Lender's address stated hcrcin or any other uddress Lender designates by notice to Borrower. Any notice provided for In this
<br /> .,, Security Instrument shall be deemed to have been given to Borrower or L.ender when gtven as provided in this parngraph.
<br /> 15.Governing Law; Serersabil[ty. This Security Instrument shall be governed by federal !aw and the law of the
<br /> jurisdtction in which the Properry is locuted. In the event that any provision or clause of this Securiry Instrument or the Note
<br /> - conflicts w[th npplicable law,such confllct shall not affect other provisions of this Security Instrument or the Note whicl�can be
<br /> , given effect without the conflicting provision. To this end the provisIons of this Security Instrument and the Note are declared
<br /> to be severable.
<br /> f 16.Borrower's Copy.Borrower shall be given one conformed copy of the Note and of this 5ecurity InstNment.
<br /> � Form 3028 9I90
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