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<br /> puyments moy no lon�er be requited,at the option of I.ender, if mortgage insurnnce coverage(in the amuusit n pc�od
<br /> that l.ender requires)provided by an insurer Approved by Ixnder Aguin baamcs uvuilable and is obtained. Borrawer shull pay
<br /> the premiums required to malntain mongage insurAnce in effoct,or ta provide a lass reserve,until ihe reyuirament for mortgage
<br /> insurunce ends in uccordance wlth nny wdtten agreEment between Borrower und Lender or appticaMe law.
<br /> 9.lnspection. Lender or ita agent mny muke reasonable entdes upon and inspections of !�e Property.Lendcr shail give
<br /> Borrower notice ut the time af or prior to un inspection speclfyfng reasonnble wusB for the inspection.
<br /> 10.Candemnation. The proceeds of any award or ciuim for damages. dircct or consequential, jn connection with any
<br /> candcmnatton or otf�cr tuking of uny part of thc Property,or ior co�veyance in{ieu oF wndema�aiion,urc hereby assigncd und �_
<br /> shell be paid to Lender.
<br /> In the event of a total taking of the Properry.the proceeds shall be applied to the sums secured by this Securiry Instrument.
<br /> whether or not then due. with any excess paid to Horrower. In the event of a partial talc�ng of the Property in which the falr
<br /> market value of the Property immediately before the taking is equal to or greater than the amount of the sums secured by this
<br /> Security Instnunent immediatefy before the taking.unless Bonower and L.ender otherwise agree in writing,the sums secured by
<br /> this Secudty tnsmiment sha!! be rcduced by the amount of the proceeds multiplied by the following fractian: (a) the tatal —
<br /> amount of the sums secured immediutely before the taking,divided by (b)the fair market value of the Property immediately
<br /> before the taking. Any balance shall be paid to Borrower. In the event af a partial taking of the Property in which the fair
<br /> market value of the Property immediately before the taking is less than the acnount of the sums sau�ct imme�iately befare the
<br /> taking, unless Borrower and Lender otherwise agreE in writing or unless applicable law othenvise provIdes.the proceecls shall
<br /> be applied to the sums secw+ad by this Secudty lnstrument whether or not the sums are then due. -
<br /> If the Praperty is abandoned by Barrower,or if. after dotice by L.ender to Bor�wer that the coademnor offers to make an
<br /> award or settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, -
<br /> L.ender is authorize�to wllect and appljr the praceeds,at its option,either to restoration or repair of tha Property or to the sums
<br /> secur�ed by this Secudty Instrument.whether or not then due.
<br /> Unless Lender and 8orrower othenvise agree jn wriHng, any application of proceeds to principal shall not extend or
<br /> postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the arnount of such payments.
<br /> 11.Borcawer Not Released;Fort�arance By Lender Not a Waiver.Eztension of the time for pay�nent or modification
<br /> of amortizaHoi�of the sums secured by this Security Insuume�t granted by I.ender to any successor in interest of Borruwer shull
<br /> not operate to release the ltability of the ariginal Borrower or Borrower's successoia in interest. Lender shall not be required to :
<br /> cammence proceedings against any successor in interest or refuse to extend time for payment or aherwIse modify amortization „_-
<br /> of the sums secured by this Security Instrument by mason of any demend made by the original Borrower or Bomower's
<br /> successors in intenest. Any forbearance by Lender in eaercising any right or remedy shall not be a weiver of or preclude tha- .
<br /> exercise of any right or reme�y. . `
<br /> ' . 12. Sua�cssors and Asslgns Bourtd; Join3 end Several Llabifity;Co-sign�rs. Tho covenanu and agreEments of thIs ,'. �,,
<br /> Secuslty Instnunent shall bind ead benefit the successors and assigtts of Lender and Borrower,subject to the provIsIons of
<br /> �pai&graph •17�. Borrower's covenants and a�reemeMs shall !�e joint and several. My Borrower who co-signs this Secu�ty
<br /> ' Instrument�but dces not execute the Nota:(a)Is co-aigning t6is Secuiilty Instivment only to mongage, grant and convey.:thaG
<br /> Borrower's Interest in the Properry under the�terms of thls Secwity Instr�ment;(b)is nat personeUy obligated to pay the sums �
<br /> se�ured by this Security Inshument;and(o)agrees th&t�.ender and a:ty other Bo�tpwe�may agree w extead.modify,fo�bear or
<br /> make any accommodations with regard to the terms of lhis Security Instcument or.�he Note without that Bornower's consemt.
<br /> 13.Loan Cdarges. If the loan secured by this Security Insuument is subject to a Iaw which seis maximum loan charges,
<br /> and that law is,�inally interpreted so tha;the interest or other loan charges coli�or to be colleceed in connection with the
<br /> . loan exooed.the perntitted limits.then: (a)any such loan charge shall be reduced by the amount nocessary to reduce the charge
<br /> •• to,the perd�itte.d.limit;and(b)anY stuns already collected irom Borrowerwhich exceected permlttal limits wiil be refunded ta
<br /> • • � Sorinwer. i.ender may ct�ooso to make tlus refund by reducing the principal owed under theNou or by making a dicect
<br /> payment tu Aoi�awer. �f���tC�'und reduces princtpal. the reduction wIlt be a+eated as a paNel prepayment without any
<br /> • prepayment,eiiarge under the Note.
<br /> 14.Nottces.My nodce to Borrower provtded for in this Secudty Insuument shall be given by delivering it or by ma's[ing
<br /> ' it by first class mail unles.g applicable law requires use of another method.The notice shal!be dicected to the Property Address
<br /> or any ottter addness Bortower designates by notice to i.ender. Any notioe to I.ender shall be given by first class mail to
<br /> Leader's address stated hereip or any other address Lender dzsignates by notice to Barcower. Any notice provided for ia this .:
<br /> Security Instrument shall be ileemed to bave:seen given to Borcuwer or Lender when given as providecl in this parag�aph.
<br /> 15.Governtng Law; SCverabUlty. This Security Instrument shall be gaverned by fedaal law and tha law of•!he
<br /> • ,�urisdicdon in which the Property is iocated. In the event that any provision or clause of tivs Searity Instnunent or th��tote
<br /> conflicts with applicable law,.such conflict shall not affect,other provisions of tlils Security Instrument or the Nsite which ean be
<br /> given effect wlthout the conflictIng provision.To this end the pcovisions of this Security Instrument and tbe NotC are declared
<br /> to.be severabl�.
<br /> � 16.Born+mwer's Copy.Borrower shall he given one rnnforined capy of the Note and of this Security Insmmaent. . .
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