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<br /> -���'� " 98 �0�42�
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<br /> �.:,� ' S. lisaard or Property Insurance. Borrower shull keep the impmvements naw existiri�,'1Si�..h'� �K��n the
<br /> :� Property insured against loss by fire. hAZnrds IMCluded within the term "extended coverage" and any athcr hauuds.including
<br /> ;`�•;� floods or flooding.for which Lendor requires insurance. This insuruncc ahAll be muintainod in the nma�mtx and for the pedads
<br /> ,�,�� that Lertder requires. The Insurance carrIer providing ihe insurAnco shnll be chosen by Borrower aubject ta Lender's npproval
<br /> , �y�� � which shall nnt be unreasonably wlthheld. If�atrower fefls to mainutin coverage descdbed above. L.ender muy. ut Lender's
<br /> ..-':;�� option.obtain coverage to protect Lender's rights!n the Propsrty in accordunce with paragraph 7.
<br /> �i��� All lnsurance polIcies sutd renewals shall be acceptable to Lender nnd shall inciude a stand�rd mortgt�e cla�sse. I.cnder -
<br /> _�-�"'_= shull have the right to hold the policies and renewals.If Lender requires.Borrower shall promptly give to Lender al!receipts of
<br /> - patd premiums arcd renewal notices.In the event of loss.Borrow�r shal!give prompt notice to the insurance canler and Lender.
<br />_P:.�� Lender may make proof of loss if not made pmmpdy by Borrower.
<br /> _ Unless Lender and Bomawer otherwfse ag�ee in wrlting,insurance procceds sh�ll bs applied to restotat�on or repair of the
<br />`.';�� Pruperty damage��if the restoration or repair is economicx�lly feasIble and Lender's security is not iessened.If the restoration or
<br /> , repair 9s not economically feasible or Lender's security would be lessened,the insurance pmceeds shall be applfed to t�e sums
<br /> ms
<br />^�'_` sec��ed by this Secwity Instrument, wt�ether or not then due. wlth any excess paid to Bonower. If Borrower abandons the
<br /> �`� Property�or dces not answer�vItdin 30 days a notice fcom Lender that the insutance carrier has offered to settle a claim,then
<br />";�;� Lender may collect the insurance proceeds. Lender may usa the proceeds to repair or r�store the Property or to pay sums
<br />-_;�� � secured by this Se�urity InsWment,whether or not then due.The 30-day period will begtn when the notice is given.
<br />_ = Unless I.ender and Bonrower otherwise a�aee in writing. any appltc�tion of proceeds to pr�ncipal shalt not extend or
<br /> LL��� poscpoge the due date of the arq{�thly pay,p�c.mts rgferred to in paragraphs I and 2 or change the amount of the pay�nents. If
<br /> . underpa7agraph 21 the Properiy:is•acqutr�tt.by.i.xatder,Borroaet's right to any insurancepolicies and proceeds resultfag from .
<br /> r;�� damage to the Property prior ta ti�e acquisltian shal{pass to L,entter to We extent of the sums secured by this Security Instivment
<br /> __� immedlately prior to the acquieidan.
<br />'_?��'�� 6.dccupancy,Preservatloa,lVlai�tet�nce and Protection ot tlte Propra�Ey;Borrower's I.oan Applicatlon;I.easeholds.
<br /> Borrower shall occupy�establiah�and use the Property as Borrower's prIncipal residence within sixty days after the ex�tUtibti af •
<br />_='��° this Security Instrument and shall coritinue to occupy the Froperty as Borrower's principai tesidence for at least one year after
<br /> __"_ — the date af occupancy.unless Londar otherwise agrces in writing.which consent shall not be unmasonably withheld,or unless
<br /> ""—� extenuating cfnvrastances exist wluah ere bayond Borrower's control. Borrower shall not destroy. damage or impair the
<br /> . Propercy.allow We Property to deterInrate. or commit waste on the Property. Borrower shall be ia defaulc if any forfeiwre
<br />_ __ __= action,qF proceeding, whether civil or cdminal, is begun that in Lender's good faith judgment could result in forfeiture of the
<br />- -- Prnp�rty'ar otherwIse materially jmpair the lien c�+eated by th�s Security Instrument or L.ender's security interest.Borrower may
<br />----- cure suuh a default aad reinstate,a�pmvided in Ju�rnE�p}� �R,hy e��s}����Q�Qr grc:ceediag to be diemio.;ed with a rulSng �
<br /> —.r� that, in I.ender's gocx! f�ith detcrminatian_ preciu� farfeiture of the $arrower's interest in the Prop�rty or other materiat
<br />-:,"�"" impairment of the lien cmated by this Securiry Instrument or I.ender's gecurity interest. Borrower ahall elso be In defautt if �•
<br />- Bonower,during ihe toan appliCatton process,gave materially false or in�ccurate informatIon or statemeuts to I.eader(or falled
<br /> _ to provide Lender wlth any muterial informatton)in connection with the loan evidenced by the Note.inaluding,but not limited
<br /> n_� to,repnesentattons concem9ng Borrower's occupancy of the Pnaperty as a prineipal resIdencc, If thia Sacurity lnsnwnem is on a
<br /> � . • leasehold, Rorrower ahall comply with all the proviaions of the le�se. If Borrower acquires fe� dtle to the Propeity. the
<br /> leasehold and the fee title shall not merge unless Lender agre�.s to tha ntar$er in writing. . '
<br /> --- 7.Pmotect[on oi Lender's Rights in the Property.If Borrower fi►i!a to perform the oovenants and�agreements contained in .
<br /> this Secui7ty Insmiment,or there is a legal proceeding that may significandy affect I.ender's rights in the Property (such as a
<br /> procceding in banktuptcy,pmbate,for cortdemnation or forfeiture or to enforce laws or reguiaaons),then Lender may do and
<br /> pay for whatever is necessary to protecx the valne of the Property and Lender's rights in the Properiy. (.,ender's actions may
<br /> , include paying any sums ser,ured by a lien wluch has priority over thls Security Instcument, appearing in court, payiceg
<br /> reasonable attorneys'fees end entering on the Property to matce repairs.Atthough L.ender may take action under tDvs paragraph '
<br /> 7,I.ender does not have to do so. '
<br />° My amounts disbursed by Lender under this paragraph 7 shall become additional debt of Bomower secured by this
<br /> Security Instn�ment. Unless Bomower and Lender agree to oth�r tenns of payment.these amounu shall bear interest from the
<br /> date of dlsbursement at the Note rate and shall be payable, with inte:est, upon notice from Lender to Rorrower requesting
<br /> payment.
<br /> 8.1lQortgage Ins�ranoe.If L.ender required mortgage insurance as a oondition of maldng the loan secured by this Security
<br /> - Ir►�v�ment, Borrower shall pay the premiums rer�uired to maintain the mortgage insurance in effect. If. for any ceason, the
<br /> mortgage insurance ooverage require�by I.ender lapses or ceases to be in effect.Borrower sha(1 pay the�remiums r�qulred to
<br /> _ obtain ooverage substanHally equivalent to the mortgage insurance previously in effect.at a cost substantially equivalent w the
<br /> cost to Borrower of the mortsage insurance previously in effect. from at�altemiate mortgage Insurer approved by Lender. If '
<br />.-- substantially equivaient mortga,�e insurance coverage is not available.Borrower shall pay to Lendcr each month a sum�equal to
<br /> -_-- one-twetfth of the yearly morRg�e inawanoe premium being paid by Bomower when the insurance coverago lapsed or ceased to
<br /> �- be ia effect.Lender will axxpi,use and retain these payments as �loss reserve in lieu of mortgage insurance. Loss•reserve
<br /> � Form 3046 9f�0
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