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' 201207624 Dac zn #: oonz43�so6�noao�� reduction �vill be treated as a partial prepayment without any prepaymenl charge (whether or not a prepayment charge is pro�ided for under the Note}. Borrowees acceptance of any such refund made by direct pa��ment tn Bnrmwer will cnnstih�te a wai�er nf any right of ar.tinn Rnrrnwer migM have arising nu! of such or�ercharge. 15. Notiees.All nofices give�i by Borro�ver or Lender in comiection with this Security Instrument must be in �-riting.Any notice to Sorrower in connection with this 5ecurity Instrument shall be deemed to have been given 10 Borrower when rr�ailed by first class mail or�vhen actually delivered to Borrower's notice address if sent by other means. Notice to any one Borrower shall constitute notice to all Borroa�ers uriless Applicahle L8W P.XPTP.SSIv TP.(�IIIPP.S OI}1C[W1SP.. TEIP. t7Ot1CP address shall he the Prnperty Address unless Borrower has designated a substitute notice address by notice to Lendee.Borrower shall prompfly notify Lcndcr of Sorrou�er's change of address.If Lender specifies a procedure for rcporting Borrowcr's changc oF address,then Sorrower shall vnl�=report a change of address through that specifiec�procedure.There mav be onl}�one designated nolice address under this 5ecurity Instrument a[any one li�ne.Any no[ice[o L:ender shall be given by delivering it or by rnailing it 6y first class mail to Lender's address slaEed herein unless i.ender has designaTed annther ad[lress by notice tn Rnrrpwer.Any nntice in cnnner.Iion uifh this Securify Instrument shall not be deemed lo have been given to Lender until actually received b��Lendar. If any noticc rcquired by this 5ecurity Instrument is alsa required under Applicablc Law, thc Applicablc Law requiremertt will satisfy the cnrrespanding requireme�rt under this Ser.ueify Instrument. 16. Go��erning Law; Se��erability; Rules of Construction. This Security Instrument shall be governed by fede�dl law and [he law of ll�e jurisdicliuri in wliicli the Yroperty is luca[ed. ,411 rigE�ls aud obl9ga�ians contained in this Sectirity instrtiment are subject to any reqtiiremPnts and limitatinns nf'Applir.ahle Law. Applicable Law might explicitiv ar implicitly allow[he parties to agree by contract or it n�ight be silent,but such silence shall not be construed as a prohi6ition against agreement by contract. In Ehe c��ent that any prnvisini3 nr elause of'this 5ecurity Instrument or the Nnte cnnflicts with ApplicabJe Law,such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect w�ithout thc canflicting provision. As used in this 5ecurity Instrument: (a) N�ords of the masculine gender shall mean and include corresponding neuter wnrd5 ar word5 of the feminine gender, (b) words in the singular shall mean and include the plural and vice versa;and (c} the word "may"gives sole discretion without any o6ligation to l2ke any adinn. 17. Borrower's Copy.Sorrower shali be given one copy of ihe Note and of this 5ec;urity lnstrument. 18. Transfer of the Property or a Be�eficial lnterest in Borrower.!1s used in(his Sec#ion 18, "InterP.st in the Yropert}�" means any legal or beneFicial interest ia the Yroperty, inciuding, 6ut not limited to, those bcneCicial intcresls transfcncd in a hond for deed,contract for deed, installment sales r.nntracr nr escmw agreement,the intent of which is the transfer of title by Borrower at a future date to a purchascr. If,�il ur any par!of Ltic�'roperry ur a�iy Inlcrest in the Pruperty i�suld or lransferced(or if Bon•ower is not a natural person and a beneficial inEerest in Borro�ver is sold or transferred} without Lender's prior written consent,Lender may require immediate payment in full of atl siims secured by this Security�nstrument. However,this option shall nol be exercised by Lender iF such exercise is prohibited by Applicabfe Lau-. If Lender exercises this optian,L.ender shall give Borro�ver notice af acceJeratinn.The notice shall provide a period of not less than 30 days From the date the notice is gi�en in accordance��ith Section 15 ivithin which Burruwer amsl pay al!sums securecl 6y ttvs Security Instrun�ent.If Borro4ver fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this 5ecurity Instrumenl�vithout Further�otice or demand on Borrorver. 19. Sorrowcr's Right to Rcinstfltc Aftcr Acccicration.If Borrower mecls certain condilinns,Rorrower shall have the right to ha�-e enforcement af lhis Security Instrument cfisconlinued aI any time prior to the eadiest oE (a) fi�e days before sale of the Property pursuant to any pow�er of sale contained in this Se�urity Instrument; (b}such other period as Applicable Law might specify for the termination af Sorrower's righl to reinstale; or (c) entry of a judgment enforcing this Security Instrument Those condiflons are tha[ Borrower. [a)pays Lender all sums which then would be due untler this Security Instrument and the Notc as if no acceleration had necurred;(6)cures any deFault nf any nther cnvenants or agreements; (c)pays all expenses incurred in enforcing this 5ecurfty Instrument,inciuding,but not limited lo,reasonabfe attorneys' fccs,property inspection and valuation fccs,and othcr fces incuacd for thc purposc of protecling Lender's ir�terest in the Property and rights under this Security Insirument;and(d) takes such action as Lender may reasonably require to assure that Lender's interesl in the Property and righ[s under this Security Instrument, and 13urruwer's obligaliun tu pay lhe sums s�cured t�y this Security lnslrun�eul,stE�ell�unlirme unchan�ed. Lender may require thal Borrower pay such reinstatement sums and expenses in one nr more of the Follawing forms, as selecled by Lender. (a) cash; (b) mvney urder, (c) cerliCed check, bank check, treasurer's check or cashier's check,provided any such check is drawn upon an institution whose deposits NEBRASKA--Single Famlly-Fannie MaelFredtlie Mac UNIFORM INSTRUMENT Form 3028 1107 �eed ot Trust-NE � 2006--NE[12l1i) Pagr.9 of 12