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<br /> ' �. Har.ard o� Ihbperty In�nruncu, Iletr�►wot ehnil keep the improvements now existing or hereafter •�g����
<br /> � Propeny ineured agulnst laKy t�y liro, hnYa►��dn includcst wlthin the term "extended caverage" su�d any other hazards, including _
<br /> tloods or floocling.for which I.ut�dnr�cquit�;u inauem�co.Thie iaeutance shall be malnta3ned in the ar,�auit4�and for the petlods
<br /> ' that Lendcr require9, Tht� Ineurt�ncu uiirrlur provfd4iF3 Iho Inaurtu�ce shall be chosen by �arraw�r subaect �n Lender's approval -
<br /> which ehaq not be unren9t�►nuhly wltNliold, If linrec►wCr fnilA to mnintain covenge described abov�, ixnc�er may, at Lendar's
<br /> option,obtnin covera�te to en�tc�t l.ortdnr'n e1�Nte In IN�Pr�peny in accordance with paragraph 7. -
<br /> ' Alt lnsurAnoc polieiev nnd renewnie Rfit►II bo ncceptnblo to Lender and shall include a s'tandiud mortgage clause. Lender
<br /> , shall have the right to hold thc poQcics u�td rencwnis, Ii I.unAor requirea,Borrower shail prompdy give�o Lender alI receipt�of -
<br /> ` ' patd prcmlums and reaewal noticee.ln tho cvent of losa,Harrower shail give prompt notice to the insuraace carrier and l.ender. _
<br /> •� _�} Lender mny make proof of loss if nat mado promptty by Bonower.
<br /> �t Unless Lender and Borrower othetwise ogrcc m wnc►ng,msurnnce proceeds sdall be appiied to restoranon or repa�r ot the
<br /> z Property damaged,if the esesrorAtion ar repn{r is economlcNly feastble nnd L.ender's securlry ia nat lesseced.If[he restoration or
<br /> "1 repair is not economically feasible or Lender's security wauld be lessened.the insurance praccedx sha11 t�npplied to the suma -
<br /> • i secured by thia Secueity Inatniment. whether or not thon dua, with any excess paid to Bonower. �f Borro�ver abandons the
<br /> Properry�or dcea noc answer within 3Q daya a notice fYam Lender that the iasurance carrier has offesed co seule a claim, chen
<br /> Ixnder may collect the insuranc�piaceade. i.ondor may use the procexds to repair or testore the Property or to pa�r sums =
<br /> secured by thia Securlty Instcumont,whether or not then duo.Tlie 30-day pedod will h�gin when ehe aotice is given. '
<br /> ��h"�` Unless Lender and Barmwar olhanvise o rce in writtn , an a licatton ot reoeeds to rinci al shail n�e¢ntend or -
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<br /> r'``'`'`'`" postpone the due date of the m�nthly paymenta refcrred to in pnrag�aphs 1 and 2 or chaag� the amount af the p�nnears. If
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<br /> ?�`-����'i"!`f � uader paragraph 21 the Property ta aequiced by Ixnder,Botrowei'4 Tigbt to any iatsurattce�tolicies anil proceeds resulting faom
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<br /> �i,�`�`""'. � damage to the Property pdor to the acquiaitton ahati pASa ta 1�ender to the exteac o�che sn�ms s�aured by chis Secud¢��Instri�ment _
<br /> ��� immediately prior to the acqulaition.
<br />__ � 6.Occupancy,P�eservnNon,Maintenatic�etnd Pmtectlan ot tho Property; �ra�wer'�Loau Application; Leasehol�.
<br />-r���`� ,, Borrower shall occupy.establiah.and use tha PropaRy As 8orrower's princIpal resideace within sixty clays after the executian of
<br /> '_:,; . Wis Secudty Instrument and shall continue to oceupy the Ptaperty as Horrower's princnpal residence for ac least ane yeru n�cer
<br /> -`�`"' the date of occupancy.unlesa Lender otherwise ag�s in writing,whtch consent shall aot b�unreasonably withheld,or un9�s
<br />` � eatenuating clnurostancea eaist which are beyond Borcower's cantrol. Borrower shall aot Jestroy,damage or impu',r .che .
<br /> . Property� allow the Propeny to deteriorato. or commlt wuate on the Prnperty. Borrower shall be in default if any forfeiture
<br /> � acnon or proceeding, whether aivil or criminal,ia begun that in Lender's goad faith judg��nt could result in torfeitute�f the
<br /> Property or othBtwtse matedelly impafr the lien created by this Security Instntment or Lend+�r's security interest.Harrawer i�y
<br /> _,�ti;;;;):,F ,:� cure such a default and reinstate.as pmvided ln paragraph t8,by causing the actioa or pmoeeding to be dismissed w+�th a ruiing
<br /> _��:-;v��'�:�tta;,,,, that. ia Lender's good faith determination. pncludea farfoitu�of tbo Horrower's interest in the Property or other material
<br /> `,t.,�?:,,�},_�, Impairment of the lien cneated by this Stcudty insttumcsnt or Lender's secudry interest. B�o�rnwer shall also be in default 9f
<br /> ���µt'�ty;j•:,;«;;�;:,�.`.�'� Bornower.during the loaa application process,gave mator�olly faise or tnaccurnte iaformatiaa Qr statema►ts ta Txadei(or failed
<br />-�'.;.�a`s���'��:�!`.";i;�r�,�. co pmvide Lender with aay material information)in epnnecdan wlth tho lona evtdenced by tUls Note, including,but ttat limited
<br />-��'�`jt;';����'�;��ir,. to�representatIons concoming Borrower's occupancy of tha Pmperty ue u principul reaidence. YP this Secuiity Insuument is oi�a
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<br /> ; ,s Ieasehold, Borrower shall com 1 with alt the mvisions of We leaae. If Boaower uises fee tide ;to ttie J?ro
<br />-�!�r:��''�'�����;;;•:r`� leasehold aad che fce title sball Aot mecge unless Lender agc�eea to�he merger in writing. ' -
<br /> =�`-S����,,k�1�• 7.Proteetton ot Lender s Rt bts tn the Pro If Borrower falls to ctora�the covenaats and
<br />:-,�,•:• ' B PertY• Pe egnrcments watained in
<br /> ;;:;;�;.;� ;.;� thia Secudry Insuument.or there is a legal proceeding that may slgntficantly affect I.ender's rights in the Property(sucb as a
<br /> ����*�s� ��� � proc�ing in baalauptcy.pmbate, for condemnation or forfeituro or to enforce lawa or reguledons),thea l.ender.m�y do and
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<br />:.{;;.:��. �..�,�= pay for wbacever is necessary to protect the value of the Propeny and Lender s dghta in the Fmpeary. I.ender$ acdons m�
<br />_�%:� •..:�i:: iaclude paying any snms sesured by a iten which has pdoriry over this Secnriry Instru�aent, appear9ng in.cqu;t. payiAg .
<br />-'� t�•„�,�� reasonabie auore.eys' fees and eateting on the Property to make rcpairs.Although i.ender may takc actioQ under thia paragraph
<br /> ,'` 7,Lender does not have to do so.
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<br /> _—= ����� Aay amouwts a8isbursed by LEader under this paragraph 7 shall become additional debt of Borrower secured by thfs
<br /> -°_���?'�°tL SecurIry Insdument. Unless Borrower snd Lender agree to other terms of payment,th�e awouats shal!bear intereat from the
<br /> i�` '�'y ",t�' date of disbursement ac the Note rate and shell be payable, with interest. upon notice from Lender to Borrower requesting
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<br /> =<<�t,,x�,�, t'�� payment.
<br /> =""y"��`��f;:�•(��'� 8.Mortgege Insurance.If I.eader required mortgege insurattce as a wndition of making the loaa aecured by thls Secusity
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<br />`�:!`°�4�"t�t;:i?:::;rts ��nt. Bormwer sha11 pay the gzemiums required to maintain the mortgago inaurance in effect.If, for any reason, tha . .
<br /> -"-�'�=',�"'��a;'� , ��mortgage insurance coverage requin�L by Lender tapsea or oeases to be in off¢ct, lbrrower shall pay the premiums nquired to
<br />';�"v.''�`�-�,;.'��, � obtain wve e substantiall mvalr:nt to the mort e insuraace revlousi in effett. at n cost substantiall
<br /> -.- � Y�1 � 888 P Y Y e9wvalent to the
<br />_;:'���"°'';���:-' cost•to Borrower of the ffiostgage ibsurance pn,wlously in effect, from nn altcmato mortgage lttaurer appmved by Lender. If
<br /> ',i;`:� �`�� aubstantiall utvaleat rart
<br /> A �� �,,T„ y eq gage insurance coverage is not available.Borrower ehall pay to Lender each month a sum equal to
<br /> -_,d�+'��:.r;,3• one-taelfth of the yearly inor[�age ic�,surauce premium beiag patd by Bonower when tho insurana coveeage lapsad or ceased ta
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<br /> __,;r,,., ,:,_(:r{��;:�f�� be in effett.I.ender wiU accept.use and retain these payments as a losa reserve ln I leu of mortgnge iasurance. Loss reserve
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