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<br /> TOL3HTHER WITH all the impravements now or hereafter erected on the praperty,und all ansom�tn,n pt�c�nn�n?1i�d
<br /> sfiaturw narv ar hereafter a part of the property. All replacements and nddltlons shall nl�a be cavered by thln Security �
<br /> Instrnimeat.All of tiie foregoing is referred to in this Security lnstrument a.a th�'Prapeny." E
<br /> BORROWBR COV6NANTS that Botrower ia lawthlly seised of the estate hereby canveyed nnd ht�a thv rigUt tn�tittmt and
<br /> � convey the Property and that the Property is unencumbered, except for encumbrunces af rccord. sorrowcr wnrrii►�tr� and wUl
<br /> defend generally the title to the Property ageinst aU clelms and demwtds,subject to nny encumbrnncce nf rcrord,
<br /> � THIS SECUItITY INSTRUMBNT corabines nniform covenunts for nAtianal uac und non•unifnrin cuvcmmtr+witt►U�nhc�l
<br /> •• �� variations by jurlsdialon ro coastttute a�uiiform security instrument covedng real propeny. �
<br /> UNIFORM CUVENANT5.Borrower and l.ender covenant end ngreo f�s followa:
<br /> -���� L Plnya�ent of Prlacipal and Interat; Prepayment and i,ste CharR�v. 6orrower �shap prnmptly puy wiun d�ic thr
<br />` ��I principai of aad intemst on the debt evtdenced by the Note and any prepuyment and Intc ch�rgca due undcr�Mc Nute.
<br /> . ��, 2.Ftinds for Taxes and Insurnnce.Subject to applicable law or to a wdtten walver by l.ender, D�►rrowcr Rhnll p;iy h► __
<br /> � Leaderon the day monthly payraents are due under the Note,until the Note is pnid in fuU,a sum("Funds"{Cur:(a�l ycrttly uixc+ ;;:
<br /> ° - and assessments which may attain priorlty over this Securlty Instn�ment as u lien on the Proprny;tb>yenrly Ict�sche►Id ptrymcnix =
<br /> � � . or ground rents on the Property.if any:(c)yeariy hazard or property ittsurance pre��iiwns;(tI)y�21��y IlUlqi ID4UYlHiL'G�11NIilIU1119� '
<br /> if any;(e)yearly mortgage insuranoe premtums, if any;and(�aay sums payablc by Borrower ro Londcr. in nccnrdnnec witd
<br /> . the p�ovisions of paragraph 8.in lieu of the payment of mortgage insurance premium.a. These itQma n�o called"�acrow Itetn�."
<br /> • Lxad¢r may, at any time,callect and hald Funds in an amount not ta eaceed the maximum amaunt n lcndcr far n f'cdcrnlly
<br /> � , . ��� related mortgage loan may require for Borrower's esemw account under the federal Re�l Sstate SeulQment AroccciureA Act��f
<br /> ;; .� ��F- ]974 a�amended from time to time, 12 U.S.C.Section 2b01 et seq. ('RESPA'), unless another Inw thut nppNes to thc E�undR
<br /> �` seu a lesser amount. If sa, ixader may. at any time, collect and hold Funda in an nmount not to exceed tha Iexscr nmaunt.
<br /> , Lender may estimate the emount of Funds due on the basis of current data and reasonable estimntes of capt:nditums of Nturo _
<br /> Escrow►tems or othecwise ia axordance with applicable law.
<br /> ' � �` 1he Funds ahall be held ia an Institution whase de osits are iasured b a federul a enG , instrumentullt , or entiry =
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<br /> . (inciudipg I.eadar, if I.�nder is anch an iusdtution)or in any Federal Home Loan Baak. I.eader shuU appiy the Funda ta ppy tho
<br /> � . i � Bscrow Items. Lender may aot chazge Borrower for holding and applying the Funds,annually aealyzing the escrow nccount,or w
<br /> , . . ., ;�� vedfying the Escrow Items,unlesa Lender pays Borrower interest on the Funds and applicable law permits Lender to rnako suoh
<br /> „ a charge,.However, Lender may require Bornower to pay a one-time charge for an independent renl estnte tnz reporting servio� _-
<br /> � �' used by Iknder in connecdoa wlth this loan, unless applicable law provides otherwise. Unlesa nn agreement ia mnde or _
<br /> . : applicable law requires interest to be paid.Lender shall not be requlred to pay Borrower any interest or curningx on the Funda.
<br /> Homower and Lender may agree in writing,however.that iaterest shali be paid on the Funda. Lender shall give to Borrowcr. -
<br />- ;�:l_•<.-V;ti � without charge,an annual accounting of the Funds.showing aredits aad debits to the Funds and the purpose for which cuch
<br /> _;,�� F;�� debit m the runds was made.'ttie runds are piedged as additionai securiry for aii s��me isecured by tfiix Securicy Instn►menc. �
<br /> _ �". , ltthe Funds held by Lender excecd the amounts pemutted to be held by appllcable law. C,ender shall Account to 8attawer
<br /> .. ; . for ttio excess Funds W accordaace with the requirements of applicable law. If the amount of the Funda hcld by Lendor nt nny
<br /> ;.'���:;;,.,;,-y� ' ti�pe ienpt sufficiont to pay the Escrow Items when due,I.ender raay so aotify Horrower in writWg.And,in such cnse Borrower
<br /> _;-''��:t�i�i • sha11 a to I..Ender the amount n ro raake u the deficien Borrower sdu11 make u the deficienc in no more than
<br /> ``: � ,f,;l�;:t _ P Y �ry P �N• P Y _
<br /> �`:�-<��� [welve man�hiy paymonts,at i.euder's sole discretion.
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<br /> ��_�,,�..;.;�;. , Upon payment in full of all sums secured by this Securlty Instniment, I,�ader shall promptly mtLnd to Borcower any
<br /> —�,;-.� " Fw►dsheld by I.ender.If,uader paragraph 21,Lender sball acquire or sell the Property.Lender.prIor to the ucquisttioa or anlc
<br /> •- " -.-- . of the Property,aha11 apply any Funds held by Lender at the dme of acquisitton or sale as a credit agetnst the sums securcd by
<br />--=�w'�;;�,�-�� this Seeuriry Insuument.
<br /> =�-==N=:`��:�,s 3.Appl[cation of Payments.Untess appltcable law provides otherwlae. ail payments recetved by Lender under pnrographs
<br /> -4-�'�-=�w-" 1 and 2 shatt be spptied:first.w any prepayment charges due undcr the Note;second, co amouncs.payable uodpr paragreph 2:
<br />--�r��f�s-�J� chird.to interest due;fourth. to prlacipal due; and last.to any late chazgas due under the Note. . � % � -
<br /> � '-�-•�'�`� 4.Chaige�LteAS.Borrower shall pay all taxes,assessments,charges. fines and impositions attdbutablo to the Property
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<br /> _�;�;�;""-�'= , vc�Lic�may attaln pxtorlry aver this Security iasmuaent,and leasehold payments or ground renta, if any. Boriower ah�11 pny '
<br /> �°�`;�,�' ? thesce oblygufone in We manner provIded in paragraph 2,or if not paid in that manner,Borrower shall pay them on time direcdy
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<br /> ��:`�i�;r�j^;�;:� : '; ;to the person awed payment. Borrower shalt pmmpdy fumish to i.ender ali uofloes of amounts to be paid ander this paragrnph.
<br /> ;�,��:�,== ;.� : Yf Botrower makes chese paymenta dIrectly,Borrower shalt promptly fluaish to Lender receipta evidencing the puyments. --
<br /> =..u�`.�� � � Borrower ahall pmmptly discharge any lieu which has prIorlty over th[s Security Instrument unless Borrower:(a)agreee!n
<br />- -_----.,�__ �viiti�mg,to..the payatcnt af thc obligation securc�h�the lien in a manner accegtablc to L,cndcr;(b)wntcsts{n good fatU�tli�lien °
<br /> , _�p-�==� "by, vr'�efends against enforcement of�e t�en . legal pmocedings w}�cb in the Lender's opinton operate to prcvent the
<br /> ==L�. entoro�mcnt nf the lien;or(c)s��cam tite holder of the lien an agreement satisfactory to l.ender aubordinating the Hen to
<br /> ��.�;,�;�,�t , tbis Secu'tiq��Insuument. If Lender dEtermiaes that any part of the Property is aubject to a lien whicb may attnln pdority over
<br /> �Y_K:-���•`•'�� thia Sec�►rlty Insmnm«E.'.Ix�tder may giv�6arrower a nottce idendfying the lien. Borrower shall satisfy tho lien or tako one or
<br /> -�� t �•���'• '� . more of the actions set fanh ubave Wiebia 10 days of the gtving of notice.
<br />^_ `-`,>'� . . Form 8028 9180
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