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<br /> T.��.r, payments muy no lunger be reyuired, ut the option of Lender, if martgnge insurnnce covcr+ige(inTfi�umount and for the perial _
<br /> that L.ender rcyuircs) pruvidai by an insurcr upprovc d by L.en der uga in becames u vn i l u b l c u n d i+o b t u i n e d. fl o r m w c r s h u ll pa y
<br /> •� the premiums rcquired ta mafntuin martgage insurunce in effect,or ta providc a loss mscrvc,until the reyuirement for m��rtguge
<br /> �`° insur,�nce end�in acmrdnnce with�my written agreement 6etween Borrower and I.ender ur applicable luw. _
<br /> ��L� _ 9. Inspecdon. Lendcr or its ugent may makc reasonablc entrics upon :�nd inspections of thc Propcny. l.endcr shull give
<br /> '-� Borrower natice nt the dme of or prior to ua inspection specifying reASOnabte cause for the inspection.
<br />- 10. CondemnAtion. The proceeds of uny uward or claim far dumuges, direct ar consequentiul. in connection with any
<br /> , eondemnation ur other taking of any part of the Property,ur for canveyance in lieu of condemnation,ure hereby assigned aid
<br /> � shull be puid ta I.cndcr. •
<br /> �� Tn the event of a total taking of the Property,the praceeds ahall be applied ta the sums secured by this Security Instrument,
<br />;'_��: whcthcr ur not then duc, with ariy excess psid to BoROwer. In the event of u partial taking of the Property in which the fair
<br /> -;�,;.. market vatuc of the Property immaiiately before the taking is cqual to or�reater than the amount of the sums secured by this
<br /> Sccurity Instrument immedlately before the taking,unless Borrower and l.ender otherwise agree in writing.d�e sums s�ured by
<br />::1�� this Security Instrument shall be reduced by the amount of the proceeds multiplied by the following fraction: (a) the total
<br /> •-� amaunt of the sums secured immediately before the tuking, divided by(b) thc fair mnrket value of the Property immediately
<br />-==� befare the t�lcing. Any balance shall be paid to Borrower. In the event of n partial taking of the Property in which the fnir
<br />=F� market valuC uC Q�e P��operty immeciiately tscforc thc taking is less than the am�unt of the sums secured immediately befarc the _
<br />—'�`'-'� taking,unless Borrower and Lender otherwise agree in writing or unless applicuble law otherwise provides, the proceeds shall
<br /> -- be applied to the sums secured by this Securiry Instrument whether or not the sums are then due.
<br />-:+��:.� If the Property is uUandoned by F3orcower,ar if,ufter notice by[.ender to Borrower that the condemnor offers to make an
<br /> uward or settte n cluim for dnmages. Borrower fails to mspond to Lender within 30 days ufter the date the notice is given.
<br /> �-- Lender is uuthorized to collect and apply the proceeds,at its option.either to restoration or repair of the Property or to the sums
<br /> secur�d by this Security Instrument,whether or not then due.
<br /> Untess L.ender and Horrower otherwise agree in w�ting, any application of praceeds to principal shall not extend or
<br /> postpnne the due date af the monthly payments refecred to in paragraphs 1 and 2 or change the amount of such payments.
<br /> ---- 11.Borrower Not Relepsed;Forbesrxnce By l.ender Not a Waiver. Extension of the time for payment or modification
<br /> of umortizatlon of the sums secured by this Security Instrument granted by Lender to any successor in interest of Borrower shall
<br /> i�ut u�7cilii:26 i�I..'�5:.2a�iC Il�bility aF the Qrigins!Bono��r ar Bnrtew�r's c����ecc�.rc in interect.Lender shall not be mquired to
<br /> commence proceedings against any successor in interest or refuse[o extend time for payment or otherwise madify amortlzadon
<br /> of the sums secured by this Security Instrument by reason of any demand made by the original Bonower or porrower's
<br /> , successors in interest. Any forbcarance by I.ender in exercising any right or remedy shall not be a waiver of or preclude the
<br /> exereise of any right or remedy.
<br /> 12. Suocessors nnd Assigns Bound;Joint and Several Li�bility; Casigners. The covenants and agreements of this
<br /> Securlry Instrument shall bind and bene�t the successors and assigns of Lender and Barrower, subject to the provisions of
<br /> raraeraph 17. Borrower's wvenants and agreements shall be joint nnd several. Any Borrower who casiRns this Securiry
<br /> Instrument but dces not execute the Note:(a) is co-sisning this Security Iustrument only to mortguge. grant und convey that
<br /> Borrower's inter�est In the Propetty undcr the terms of this Security Instrument;(b)is not personnlly obligated to pay the sums
<br /> • secured by this Security[nstn►ment; and(c)agrees that Lender and any other Borrower may agree to extend. modify,forbear or
<br /> ' make any accommodations wtth rcgard to the terms of this Security Instrument ar the Note without thut Borrower's consent.
<br /> ' 13. Loan Ctwrges. If the loan secured by this Security Instrument ts subjc,ct to a law whIch sets maximum loan charges.
<br /> ; and that law is finally interpreted so thut the interest or other Ioan chazges collected or to be collected in connectton witl�the
<br /> , loan exceed the permitted limits,then:(u)any such loan charge shall be reduced by the amount ne,cessary to reduce the charge
<br /> to the permitted Iimit:and(b) any sums already collected from Borcower which exceedad permitted limits will be refundod to
<br /> Borrower. Lender may choose to make this refund by reducing the principal owe� under the Note or by making a direct
<br /> payment to Borrower. If a refund reduas princip�l. the reduction will be treated as a partial prepayment without any
<br /> • prepayme.nt charge ucider the Note.
<br /> 14.Notiees.Any notice to Borrower provided for in this Securiry Instrument shall be given by delivering It or by mailing
<br /> . it by first class mail unless applicable law requires use of another method. The nottce shall be directed to the Prope►ty Address
<br /> ; or any other addmss Borrower dcsignates by notice to Lender. Any notice ta Lender shalt be given by first class mail to
<br /> • Lender's�ddress stated herein or any other address Lender designates by notice to Borrower. My notice provided for in this
<br /> , Security Instrument shall be deemed to have bcen given to Borrower or Lender when given as provided in this paragraph.
<br /> � I5.Governing Law; Severabiltty. This Security In3tniment shall be govemed by federal law and the law of the
<br /> , jurisdiction in which the Property is located. In the event that any provision or clause of this Securiry Instrument or the Note
<br /> . conflicts wtth applicablc law,such conflict ahail not uffect other provisions of this Security Instrument or the Note which can be
<br /> i given effect without the conflicting provisian. To this end die provisions of this Security Instrumerrt and thtt Note are declared
<br /> to be stwerable.
<br /> � �— , 16.Borrower's Copy.Borrower shall bc given one rnnformed copy of the Note and of this Securlty Instcument.
<br /> Form 3028 9190
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