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� p � ` � R p ��E 1 � � 1 &��&(A C�"-�a�N9',fl��i� �'flTL�. 9, ph�o ��eiai�� c��6^ateP o� �'��ds ofi kz+99 ��+� �l��r�� tr �; i� rcu$ c�rii�y `iatth�s is a �FlIC7 �[Ih?I G� �'c9 (t�"'�P? 6t �� Fft3!;i�f �8 2�c' S�1B �aCa{� ��x �P �ra��rci 1� 6;�c� ��,iic^. 9t� �Ptn�'�3 �a'ta�.r�f i n��ao ".ac,aeur��o so� r�y h�nd �Pi(9 ��X�"t� f�b° �TIlvi�al �'��'�d iGIIS ..��d �¢ �I)��,195°t _ +� � ��5�� '� Q�8 5 � � �° �� ' . ,=� �. � � �� , � �, �' 2o�.iosss5 to prevent the enforcemettt af the lien wlule those proceedings are pe.nding, but only until such proceedings are concluded; or (c) secures from the holder of ti�e lien an agreement satisfactory to Lender su6ordinating the lien to this Security Instrument If Lender determines that any part of the Property is subject to a lien wluch can attain priority over this Security Instrument, Lender may give Borrower a natice identifying the lien. �thin 10 days of the date on wluch that notice is given, Boaower shall satisfy the lien or take one or more of the actions set forth above in this S�tion 4. Lender may require Borrower w pay a one-time charge for a real estate tax verification and/or reporting setvice used 6y Lender in connection with this Loan. 5. Propelty Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against 1� by fire, hazards included within the term "extended coverage," and any other hazards including, but not limited to, earthquakes and floods, for which Lender reqnires insurance. This insurance shall be maintained in the amounts (including deductible levels) and for the geriods that Lender requires. Wi�at Lender requires pursuant to the preceding sentences can change during the term of the Loan. The insurr�nnce carrier providing the inswance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unre,asonably. Lender may require Borrower to pay, in connection with this Loan, either: (a) a one-time charge for flood zone determination, certification and tracking servic�; or (b) a one-time charge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certification. Borrower shail also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flaod zone determination resulting from an objection by Borrower. If Borrower fails to mair►tain any of the coverages described above, Lender may obtain insurance covetage, at Lender's option and Borrower's expense. Lender is under no obligation to purchase any paaticular type or amowrt of coverage. Therefore, such coverage shall cover Lender, but might or might nat protect Borrower, Bocrower's equity in the Prog�rty, or the contents of the Properiy, against any risk, hazard or liability and tnight provide greater or lesser covexage d�an was previously in effect. Borrower ac2�owledges that the cost of the ��m��++ce coverage so obtained might significantly exceed the cost of ins�uance tlnat Borrower could have obtained. Any amouttts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Sec�uity Instrument These amounts shall bear interest at the Note rate from the date of dis6ursement and shall be payable, with such interest, upon notice from Lender to Boreower requesting payment. All insurance policies required by Lender and renewals of such poticies shail be subject to Lender's right to disapprove such policie,c, shall include a standard mortgage clause, and shall name Lender as mortgagee and/or as an additional loss payee. Lender shall have the right to hold the policies and renewal certific�te.s. If Lender requires, Borrower s6a11 prompfly give to Leader all receipts of paid premiums and renewal aotices. If Borrower obtains au}► form of iasurance coverage, not otherwise required by Lender, for damage to, or destrnction o� the Properiy, such policy shall include a standard mortgage clauae and shail natne Lender as mortgage,e and/or as an additional loss payee. In the event of loss, Borrower shall �ive prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otheraiise agree in writing, any insutance proceeds, whether or not the underlying insw�nce was required by Lender, shall t�sszz�ese I�IEBRA9KASh�gte Fampy�Fmmie G7ae1F�e Mleo UMFORNI IN3rRUN�NT /��, Fortn 30� 9�1 VMP� �� 08H0 WWters IOuwer FNe�I Setvkea ZQ71�84.O.LL0.4002,12D9012aiY InE�lg PegE 8 0117