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<br />Cl��lIVTM OF H,4LL
<br />tl, Tho unds�sPCned R�gister of Deeds of kaiJ
<br />�.,;�an,y, Ne!�ra�d;a, tlo 6a�rebq E;ert6fy fhat 4his is a
<br />fru4 cn�:y c+f ire rc�.-°s d oi �he crigin�k as �e �r�e
<br />a�pear;; oi r�r.�rw in il�e oi�ir,a.
<br />I� writnes:; s^�rI�2rE�;-f � r�a°,<e h�'���r^uu se4 my hano
<br />Hnd aifix��5 rny �i�fid�i :��oi fi�is�tlay oi
<br />AVfo�US't Zp
<br />Register or` De�eds mf'H&il Ccvt;Yy. � etras�s;.
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<br />may require. Borrowe�'s obligation to matte such payments and to provide receipts shall for all purposes
<br />be deemed to be a coveaant and agreement contained in this Security Inshvmeat, as the phrase "covenant
<br />and agreement" is used in Sedion 9. If Boaower is obligated to pay Escmw Items d'urecfly, pursuant to
<br />a waiver, and Borrower fails to pay the amouat due for an Escrow Item, Lender may exercise its rights
<br />under Section 9 and pay snch amount and Borrower shall then be o6ligated under Section 9 to repay to
<br />Lender any such amonnt Lender may revoke the waiver as to any or all Fscmw Items at any time by a
<br />nodce given in accordaace wit�h Section 15 aztd, upon such revocation, Borrower shall pay to Lender all
<br />Funds, and in snch amo�►ts, that are then required uader this Section 3.
<br />Lender may, at any time, collect and hold Fwids in an amonnt (a) sufficient to permit Lender to apply
<br />the Funds at the time specified under RESPA, and (b) not to exceed the maximum amount a lender can
<br />require under RESPA. Lender shall estimate the amoimt of Funds due oe the basis of cunent data and
<br />reasonable estimates of expenditures of future Escrow items or othervvise in accordance with Applicable
<br />Law
<br />The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality,
<br />or entity (including Lender, if Lender is an inatitution whase deposits are so insured) or in any Federal
<br />Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items no later than the time specified
<br />under RESPA. Lender shall not charge Borrower for holding and applying the Funds, annually analyzing
<br />the escrow account, or verifying the Escrow Itsms, unless Lender pays Borrower interest on the Funds
<br />and Applicable Law permits Lender to make such a charge. Unless an agreement is made in writing or
<br />Applicable Law requires interest to be paid on the Funds, Lender shall not be required to pay Borrower
<br />any interest or earnings on the Funds, Borrower and Lender can agree in writing, however, that interest
<br />shall be paid on the Funds, Lender shall give to Borrower, withottt charge, an annual accounting of the
<br />Funds as required by RESPA.
<br />If there is a surplus of Funds held in e,gcrow, as defined under RESPA, Lender shall account to Borrower
<br />for the excess funds in accordance with RESPA. If there is a shortage of Funds held in escrow, as defined
<br />under RESPA, Lender shall notify Boaowar as required by RESPA, and Borrower shall pay to Lender
<br />the amouat aecessary to make up the shortage in accordance with RESPA, but in no more than 12 monthly
<br />payments. If there is a deficiency of Funds held in escrow, as defined under RESPA, Lender ahall notify
<br />Borrower as required 6y RESPA, and Bortower shall pay to Lender the aznouat necessary to make up
<br />the deficiency ia accordance with RESPA, but in no more thau 12 month(y payments.
<br />Upon payment in full of all sums secured by this Security Instnument, Lender shall promptly refund to
<br />' Bonower any Funds held by Lender.
<br />4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines, and impositions attributable
<br />to the Property wlrich can attain priority over this 5ecutity Instramettt, leasehold payments or ground
<br />rents on the Property, if aay, and Community Assaciation Dues, Fees, and Ass�aments, if any. To the
<br />extent that these items ate Escrow Items, Borrower shall pay them in the manner provided in Section 3.
<br />Borrower shall prompfly diacharge any lien which has priority over this Security Instrument unless
<br />Borrower; (a) agrees in writing to the �yment of the obligation secured by the lien in a manner acceptable
<br />to Lender, but only so long as Borrower is performing such agreement; (b) contssts the lien in gaod faith
<br />by, or defends against enforcement of the lien in, legal proceealings which in Lender's opinion aperate
<br />IdEBRA3KAS�e FmNiy-Finade MaelFred�e Wlac UNIFORM INSTRUMINI' �f/'/ _ ��J ��••\ Fmm 1�
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