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201207542 designated e substitute notice address by notice fo Lender. Borrowcr sl�all proinptly notify Lendar ol' Rorrower's cl��ige of address. If Lender specifies a procedure Por reporliug Borrower`s change of acidress, tken Boreowcr shal] only report a cl�nge of adcL�ess through thak specified procedure�. There»�ay bc on7y ono do5i�,niated mofice address twder this Sectu'ity InsY�•umotit At Any one tim�. Any no�ice Yo Lender ahnll be given by delivering it or by mailing it 6y ficst class mail to Lender's address staEed herein ailess Lender lias dasigneted anoCher nddress by notioe to Borrowc.'r. Auy notico in conuecYion with Chis Security Instnmient shall not Ue deamed to have been given to Lender unril achially received I�y I ond�r. [f airy no5ce required by iliis SecLu•ity lnatxwvent is also required undar Applicable Law, the Applicable Law rcquircnncnt will nakisfy the correspc>nding requirement mider t1�is Security Instsument. 1 B. Governing L�w; 3everability; Rules of Construetion. Tl�is Security Iustrmiient shall be governed by federal law and tihe law of the jnrisdiction itt which Che Property ie looalcd. All rights and obligations contauied in this Security uzstrument �ee subject to any requireinents �nd lunitatiovs of Applionble Law. App1icable Law might explicitly or iinp]iciYly allow Yhe parties to agree by contrect or it inight be silent, but such ailence shnll not be cons�tlied as a prohibilion againsC sgree�nenC bq cc�iitract. fn khe event th�tt�ny provision or clause oP this Security InstrumenY or the Note conflicts �vith A}rplicable Law, suah conl7ict shall not afFect oYher�3rovisio�v� of tl�is Security his�i-uanent or the Note wUich can Ue given efFact�ithout the conClicfing provisic�n. As used in tUis$ecLuity 1nshLunent: (a}wordy of tha mascnline gender shall mean and iiacluda correspontling neutcr wordc ot worda of thc feminiiio gcndcr; (b)words in tl�c singul'ar shall me2n uid inclnde flieplural and vine versn; and (c) lhe word°may" gives sole discreeiari wiLhout auy ohligllion t�� takcany acfion. 7 7. Borrow er's Copy. 13orrower ehall be given one oopy oP lhe NoCe and oF this Security Instrumcnt. 18. Transfer oY the Property or a Beneficial Interest in Borrawer. As uacd 1n this 9cetron ,t8, "lnterest in Ehe Properry" meuis nny legal or bauefcial inYerest in the Property, includiilg, but not lunited Co, thoae bene'cial inkereet� transferred in a bond for deed, ooith�act for deed, iustalhneiiti�ales contraeY or escrow agreemenC, hlie intent aP which is the lransfet of liCle by Barrower at a futurc date to a ptn�chaser. [f all or airy part of thc Property or aily Intcrest in flic Yroporty is sold or transferred(or if Rorrower is not a nflLurnl persoi�i and abeneCoial inCaresf in Borrowar ie sold�or tiansferred)Witl�outi Lcnde�''s prior Va�itterl consent, Lender inay require inunediate p�yinent in liill o£all smns sectved Uy this Security Iush�ument. l-Ioweve�-, t}iis opfion shall not l�e exsrciyed by 1,ei�der if such exercise is}�roh9bited by Applicabla La�w. ff I.efldar exarciSes tlue o}�tioii, I,ender sha1l give Bmrower notice of acceleration. Tha notice sYiall provida a �eriod af not less Chni'i 30 dnys froin the cltiCe Che noLice is given in lccord�nnee with Secfion 15 within which Borrower inwst pay all swns secw•ed by liiis Seewity Instiui2ient. If Borrower fiuls to pa}�these su�ns pxioc to tho ospiratinn of this period, Lendcr may involw any rc�ncdies permittcd by this 5ecurity Insh�wnenf without further nntioe or dem�nd on Borrowar. 19. Borrower's Rfght to Reinstate After Aeceleration. If Borrower meets cerl��in cnnditions, Borrowor shall have the right to have enforeemenY of this Security Insh•timent diacontinue8 at any fime prior to Che eaxliest oE (a) five days balore sale of flie Property pursuaut to any power of sale cont�uned iu this 9ecm•ity ]nstrumei�t; (U) suc1i other period as ApplicaUle l,aw might specify for tl�e tennination aFBorrower'e righti Eo reinsCaCe; or (c) enli�y of ajudgment enPoreing fl�is Security Ineh�urneiiti. Thosc condi6ons are flzat 13orrowe�': (a)pays Lender all sums which then would be due unde�•this Security Instrumenf and fhe Nake as if no accelsration]i�td occurred; (b) cures any default of any other covenants or agreements; (c)pays all expenses inctured in snforciiig 112is Seciuity Tusli�im�c;nt, includiiig, but n��t limitcd to, rcasonable attornege' fees, property inspection and v�luation fees, �nd other fees incurred for the puipose of protectiilg Lande�'s intcrest znoosoes NEBRASI(ASingle Famlly-Fennle M ae/FreUtlie M ec ll N IFORM INSTRUM ENT Ponn d020 1101 vn�a o vn�Ps(Nel(��oa� Woltera Kluwer Flnanciel Servlcaa Page 12 of 1