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201207542 <br /> 12. Borrow er Not Released; Porbearance By Lender Not a Waiver. L+xtcnsion af tl,e time fc»�pa}nnent or <br /> �nodificariou of amortization of Yhe sUms secured by this Securiry TnahGment geanted by Lender to 13orrowcr <br /> or any Succeesor in Interest of I3orinwer shall not o}�erate to release the liability oP Borrower or any <br /> Succcssors in Intorast of Borrower. Lender shall noh be requireci Co wmn�ence�irocccdinge again�t any <br /> Sucoessar in Interest of Barrower ar to refuse to extend time for payment or othexwise modiPy an�or�ization <br /> of tho suins secursd by this Security Hi9txuinent Uy reaeon of any demand made by the ariginal Borrower or <br /> any Succeesors in I�ifereet of}3orrower. Any for•boarancc by Lend���in exercising any rlghC or remedy <br /> ineludiug,witho��t limitatio��, Londer's aweptanec of payn'�ents from ihir�i persons, cnti6es or Suocessors in <br /> Intcrc�t of Borrower or in auiowifs le.4s than fhe axnount then dne, shall noC be a waiver oP or procludc N�c <br /> exercise oP airy right or remedy. <br /> 13. Joint and Several Liability; Casigners; 5uccessors and Assigns F3ouiid. Borrower covenants and <br /> ag�rees thati Rorrower's obligatiQns aud liability sl�all be joint and scveral. Howeve��, any Borrower who <br /> co-ei�ts Hiis Seciu�ity Instrument bid doea noC exeoufe fhe Notie(a "co-signer"): (a) iF oo-sigi�ing tive <br /> Sectu�ity Instr�ui�ent ouly to mortgage, grant and convey the co-signex's intereat iu the Property undee the <br /> terms of this Secw'ity Iustiruinent; (b)is not personally oUligated ta pay the sums sectu'ed Uy this Sectuity <br /> Iustiruanent; and(c)agrees tl�at Lender and any<ithcr Boerower caii agrec Lo cxtcnd, modify, 'Fot$ear or malce , <br /> any acc�mmodations witl�regard Co the terms of this SecuriLy Insirmnent or the Note witl�out the oo-sig�er's <br /> consciit. <br /> � Silbject to tSie ptovisions of Seo6ion 18, any Successor in Inlexest of Borrower who assumes Borxower's <br /> obli�;atione under this Seourity Inatrument in writing, and ie approved by Lender, sha11 obtnin all oP <br /> Borrower's rights aud Uenefits under tlus Securily InstrLiment. I3o,rrower ahall not be released from <br /> Borrower's obli�ations and l�abi7ity tiinder this Sccurity Inslrument unless Lciider agre�s to such rnlcaso in <br /> writing. 1'he coven�nts�nd agreemenes of this Se¢urity InsYruinent eh��ll bind(eacept ea provided in Seotinn <br /> 20) nnd benefit the successors uid assigns of'Lender. <br /> 1 A. Loan ChaYges. Lender inay eharge Borrower feea for aervices perforuied in comiection with Bonowec's <br /> def'aulY, for the pwpose of pratecting I.e��der's intceest in Iho Properlq and rights undor this Sec�¢i6y <br /> Instrument, inchiding, buC noC limiled t�, aLCorneys' feea, property inapeotion and valuaiion feee. Tn regard to <br /> e��1y othu�� fccs, the absenea of express�utkority iu this Security Tnstrmne�it Yo chargo a apecific fee to <br /> Borrower shaLl not bc consh•ued as a prohiUikion on the charging of euch fee. Lender may nof chnrga feee <br /> tliat are expressly prohibitccl Uy Ehis Sccurity InsCriuneut or by Applicable L�w. <br /> If fSie Loan is eubject to a law whieh Fcte inaxiinuni loan oli2rges, anc{Ch�l law ie finally inCerpreted so Cha{� <br /> Yhc iiYtcrest or other loan chnrges collected or to be collected in connection with tha Loan exceed the <br /> permitted limits, then: (a) any euch loan charge shall lae redLiced by trie a�noLmt neoessary Co rednce Ehe <br /> charge Co the pennitted lirnit; and(b) any sum� aliead�+ oolleotecl fl�om IIorrower which oxceeded pem�itted <br /> lir��its will be refimdecl Co Borrower. Lender mny choose to make this refund by reducing the principal owecl <br /> mider the Note or by naaldng�direct payment Yo Borrower. If a refuud xeduces principal, the reduction will <br /> he Created ms �partial prepayment without any prepayment charge(wl�ether or not aprepa}�nent charge is <br /> providsd Por uuder tlie Note). Rorrower's acecptance of�y such rEfiZnd madeby clirect paymnnC to <br /> F3on�ower will constit�itc a wvvcr of any righC oP ne�ion Botrower might heve ariaing ou[of such overch�rge. <br /> 15. Notices. All notices givcn by Bon'owcr or Lencler in coimection with this Seom�iCy Ins�rument musC be in <br /> writing. Any notice to Bonbwer in connection witli this SecuriCy I�ist��ument shall be deemed Yo have been <br /> given to Borrower when mailed by first olass mail or whcr� actually dolivered to I3orrowe�'s notiee�ddress if <br /> sent by othur means. NoEice Lo nny one Borcower shall conatitute uotice to �II Botrowers nnless ApplicaUla <br /> Lflw expressly requires otherwise. The notice adcL•ess shall ba UYa Property Address wiless Borrower has <br /> '--_J-- — ---- — 2A0020fl6 <br /> N6BRASKA-SingleFamlty-FznnleMno7FretldieMauUMFORM INSTRUMENT Forin3020110'I <br /> VA�P n Vfd Pfi(NEl(1105) <br /> Wnllnrs Kluw rtr FlnanCial fircvir.es Paye 11 of 1] <br />