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201207510 <br /> 7 2. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or <br /> modification of amorrizarion of the sums secured by this Security Instrument granted by Lender to Borrower <br /> or any Successor in Interest of Sorrower shall not operate to release the liability of Borrower or any <br /> Successars in Interest of Borrower. Lender shall not be required to coaunence proceedings against any <br /> Successor in Interest of Borrower or tp refuse to e�d 4ime for payment or oFherwise modify amortizarion <br /> of the sLuns secured by this Security Instrument by reason of any demand made by tlie original Borrower or <br /> any Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or remedy <br /> including, without li.mitation, Lender'a acceptanoe of payments from third persons, enrities or Successors in <br /> Interest of Borrowec ctx in amounts less than the amouut tiiea dne, shall not be a waivea of or preclude the <br /> exercise of any righc or rcmedy. <br /> 13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covenants and <br /> agrees that Borrower's obligations and]iability shall be joint and several. However, any Sorrowex who <br /> co-signs [his Scw�niry Tnstrument but does not execute the Note(a"co-signer"): (a)is co-signing tlus <br /> Security Insnument only to mortgage, grant and convey the co-signer's interest in the Property under the <br /> terms of this Security Instrument; (b)is not personally obligated to pay the sums secured by this Sacurity <br /> Instrument; and(c) agrees fliat Lender and any other Borrower can agree to extend, modify, forbeaz or make <br /> anv accommodations with regard to the tcnns of this Security InSn-ument or the Note without tke co-si�er's <br /> consenL. <br /> S�bject to Ehe provisions of Section 18, any Succzssor in Interest of Sorrower who assuuies Borrowei°s <br /> obligations uneier this Secunty Tnshument in writing, and is approved by Lender, shall obtain all of <br /> Borrower's rig�ts and benefits under this Securiiy Inslrmncrnt. Borrower shall not be rcleased from <br /> Borrower's obligations and liability imder Yhis Securiry Instrument unless Iender aarees tp such release in <br /> writi�ng. The covenants and agrreements of this Security IusEnuneirt shall hind(except as provided In Section <br /> 20) and benefit the successars and assigns�f Lender. <br /> 14. Loan Charges. Leuder may charge Borrower fees for services performed in connection urith Borrower's <br /> default, for the purpose of protecting Lendex's intcres-t in the Properiy and xights under this Security <br /> Instrument, including, tiut not limited to, attorneys' fees, properry inspection and valua[ion fees. In regard to <br /> any other fees, the absence of express aufliority in this Security Instrument to charge a specific fee to <br /> Borrower shail not be construed as a prohibition on flie chazging of such fee. Lender inay not charge fees <br /> tbat are expressly prohibited by flus Security Instnunent or by Applicable i,aw. <br /> Lf the Loan is subj ect to a law which sets maximum loan charges, and that law Is finally mterpreted so that <br /> thc interest or other loan chazges collected or to Uc collected in connecrion wi[h the Loan exceed the <br /> permitted limits, then: (a)any such loan.ehazge shall be reduced Uy flie amount necess<�to reduce die <br /> chasge to the pcnnitted Iimit; and(b) any sums already eollected from Borrower which exceeded permitted <br /> limits will be refunded to Borrower. Lendcr may choose to make fhis refund by reducing the principal owed � <br /> under the 1\ote or by making a direct payment to Bonower. If a refmid reduces principal, the reduction will <br /> be treated as a partial.prepayment witfiout any prepayment charge(wheYher or not a prcpayment charge is <br /> protrided for under the Noce). Barro�ver's acceptance of any such refund made by direct payment to <br /> Borrower will constitute a waiver of any ri�ht of action Borrower might havc arising out of such overcharge. <br /> 15. Notices. rlll notices given by Borrower or Lender in connection with this Secwity Instrumen#must be in <br /> writing. Any notice to Borrower in conneCrion with this Securiry Instrument s1ia11 be decmed to have been <br /> given to Borrower when�ailed�y 5rst clags mail or when achiatly de]iveredto BorrOwez's notiee address if <br /> sent by other means. Notice to any one Borrower shall constitute norice to all Borrowers uuless Applicable <br /> Law e�ressly requires otherwise. The notice address shall be the Froperty Address untess Boxrowex has <br /> zaaozoea <br /> NE3RASKA-SIn51e Family-FannielAaelFredtlie hlac UWFORtd INSTRUf.1ENT Form 3028 il�i <br /> VMP RO VMP6(N�(1t05) <br /> VJollers Klmv er Fnzncial Services Pzge 11 ofi'] <br />