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201207373 designated a substi6ute nolice address by notic;c to].cnder. Rorrower shall promptly notify Leuder of Roreower's ebauge of adcL•esa. If Lender specifies a prooedure For rcpc�rfing 13orrower's change of acldress, Chen Borrnwer s1�a11 on1y seport a change of adciress tluough that apecified�rocedure. Tlierc n�ay ba only one c1esigitated notica addresa uuder Yhie 3eouxity His6rumenl at ttuy one timo. Avy notica to Lender slzall be given by dc�livcring it or l�y inailing itby first clasa mail to Lender's addrass etated hcrcin unlesa Lender has designated�uolhec address Uy noticc to Sorrower. �iy notice in connection with this Secmity InsErumenY shall uot be rleemed to have been given to Londcr until actually received by Lender. PF airy notice cequired by this Security Insh•mnent is also required under Applicable I,aw, the Applicable I.aw require�nent wi1l satisfy the sc�rresponding requiremeut ttnCier this Secuxity Irisl��mnent. 16. Governing Law; Severability; Rules of Cons4rucCfon. This Security InsLx�m�ent ahall be governed by federal law and[he law oL Lhc j m�isdiction in wl�ich el�e R ope��ty is located. All rights and obliga�tions contained in this Secw•ity Instrument nre anbject to�ny requireme�itn aiid lirnit�tions of Applicable Law. Applicable I.aw might explicitly or 1mpliciUly allow tlie 1>a1•tiea to agree by contraoC or it might be sile��t, but snch silence shall not be constn�cd tts a proh'rbition against Rgreeine.�iC by conYract. In the event that ni�ry provision or clause of this Security Instciittlent or tl�ie Atote coni7ict� witl�Applicable Law, such coi�flicti shnll not affect oUier provisions o'f t6is Secttrity Iustirument or the Note which cnn be givc�a e'ffcot withoLit the coitf7ictiizg provision. � As used tn tlus Seem�iYy InstruinenY: (a)words of the mAsouline gender shall mean and include conespondivg neuter worde or words of the feminina gendei; (b) words in the singular ahnll mean�nd includc fl�c plural nnd vice versa; and(c) thc word"nti�y" gives sole cliscretion without any oUligation to take ttny action. 17. Borrow er's Copy. Rorrower shalT be giveu one copy of'11ia Note and oP this Security Histrument. 7 E3. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Iutereac in the Property" meat�s nny legal or benefici�l intcn�est in tHe Property, including, btirt not limited to, those beneficial urterests Y�•enaferred in a bond for deed, couLr�ct foc deeci, installnienC eales contrtict or escrow agrec�ment, tl�e intent of wlaich is the Ceanster oP title by Borrower at a fiihire date to a purchaser. IF all or ury p�u�t of tlie Property or any Interest in the Property ia sold or transferred(or if Borrowc��is not a n�itural person znd a baneficial intaresC in Borrower is sold or tra�isfen•ed)without Lende�°s prior wriCcen carisenl, Lender m2y require umiiediaCe payvienL in fi$1 oP all sums ewured Uy U�is Security InstnunenC, Howaver, thie option shell not be exercised by Lender if such exeroise ie prohibited by Applicabic Luw. If Le�ider exercises this option, Lender shall give Bot7ower notice of accelerntion. The noLico�liall pr�vide a prn�i<�d of i�ot less tli�n 30 days fi�om tlie date the notice is given in accordtmce with Sectiot� 15 witilun which Borrower must pny nll smns sectu�ed l�y lhis Security InsLrrunent. If Borrowe�• Fai1s to pay tliese stnns prior to the expiration oP this pariod, Lendar may invoke any remedies pei7nitted by this SeciviCy Inei��umont without furChcr notice or dcrnand on Borrowor. 19. Sorrower's Right to Reinstate After Acceleration. IfBorrower nieets cerYain eondicioiL9, Borrower shal]have tho rigltt to l�ave enforceu�ent of tivs Security lnstcumant cliscontinaed�f any ti�ne prior to the earliesf o£ (a}fve days I�efore fiale oP Che Property pursuant to airy power of sale contained iu 11�is Sectuity Instrwnent; (b) such other period as Applieable Law mighC apecify for the l�rm'ruation of Borrower's ri�ht to reinstate; or(c) eutry of a,judginanti enf'orcing this Security Instrument. Those conditions�re ChaC Borrowc�: (a) pays Lendor all sums whicl�fl�cn woidd be due under this Security InsG'tunenti uid Yha Note as if no acceleration had occurz'ed; (b) cures any de£nult oP nary oCher covenanth or agrcemonts; (c)pay,s a71 expanses incnrred in enf"orcing this Secucity Inst�•ument, ine4ud'nig, but not limited to, reesonable atConieys' fecs, propor6y inepcctioii ai�d valuation fecs, aud othe��Pees incurred for the pm•pose of proteeting Lender'e interesC 24002055 NF13RA51(ASfngla Femlly-Fannle MaelFradJle Mac UNIFORM INSTRUM ENT Pornt 3028 VU1 VMP�y VMP6(NEI$1105) Wolters Kluw9r Finannlal Servlces PaBe 12 of 1�