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<br />(k) to deal with a11 matters relating to all forms of insurance and annuities,
<br />including the procurement, maintenance and termination thereof; however,
<br />notwithstandi.ng the powers given my attorney-in-fact in this and other provisions
<br />of this power of attorney, my attorney-in-fact shall have no incidents of
<br />ownership in any life insurance policy in which I own an interest and which
<br />insures the life of my attorney-in-fact;
<br />(1) to do a11 acts necessary to maintain my customary standard of living and tha.t
<br />of my family and other persons customarily supported by me, including without
<br />limita.tion the power to pay for medical, dental and surgical care, living quarters,
<br />usual vacation and travel expenses, shelter, clothing, food, education,
<br />organizational fees and contributions, and other living costs;
<br />(m) to act for me in all matters which affect my right to government benefits and
<br />assistance, including without limitation Social Security, Medicare, Medicaid,
<br />qualified state tuition programs, and other governmental benefits and benefits
<br />relating to civil or military service; to file, prosecute, submit to azbitration or
<br />settle any claim for benefits or assistance; to establish new residency and
<br />domicile; and to receive the proceeds of claims and conserve, invest, disburse and
<br />use them on my behalf; _ , _ _ - _. . _ __ _ _ _
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<br />(n) to ta.ke a11 steps and remedies necessary �or appropnrate fc�r the conduct iand
<br />management of any business in which I may, have . an vnt�er,est�,_to exercise in
<br />person or by proxy any right, privilege or option which �, ay h, �� vv�Yh resg�c�� to
<br />an business; to continue modi '�� � � `
<br />y , fy, negotiate, renegotiate, extend and termi.nate
<br />any and a11 contracts or agreements heretofore or hereafter made with respect to
<br />the business; to pay, compromise or contest busin�ss ,�c�s� �r othe�. clau�s-_or
<br />t.. �, � r - , . ..
<br />obligations; to determine the policies of the business as�to x�}e location,_methods
<br />and manner of its operations including its financing, a��o �ui�t�g, ,and insutance;
<br />and to add or remove capital from the business; << ,,,. ;,_ ',
<br />_ .�_.,
<br />(o) to employ such agents, attorneys, accountants, irivestment counsel, trustees,
<br />caretakers and other persons and entities providing servic�s. o�,advice,-irresp�ctiv�
<br />of whether my attomey-in-fact may be associated„th��e:wit�:,., and to rely �:upon
<br />information or advice furnished thereby or to ignox�'t.��� sa�i.�, -and to de�egate
<br />duties hereunder and pay such compensation, as mX attoi�ey._.�in-, fact, may ,�:eem
<br />necessary or appropriate; and - � ;, �i , �:,-, �,��. ; ; .. i � � . .
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<br />(p) to do, execute, perform and finish for me and in my name all things which my
<br />attorney-in-fact shall deem necessary or appropriate in connection with the
<br />matters provided for in this power o�attorney. _, _ . 9 , ,� ,, = .�.-�,_ ,� . - -
<br />- , , ��, .. _
<br />I authorize my attorney-in-fact to sell, grant ognons l�po�,,convey v�ntta. or without
<br />covenants, exchange, lease, assign, transfer, encumber or othe�se_,ca�s,p o� any �real .property
<br />which I own, together with all improvements thereon and nghxs,�'��.a thereto, m such manner,
<br />at such ti.mes, for such prices, and upon such terms and conditi�i�� a��m� ; atSorne�-in-fact may
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