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<br /> �� S. Harard or Ft+nns�SS �suranee. 9orrower shull keep the improvements now existing or hercafcer crected un ihc !1
<br /> �.u- pre�rty ltuuret!agelnsi 1qF.�by��flrv,ht�zttrcl�IncluAeQ wlthin the tertn'extended covetaf.te"and any other hauuds, including _
<br />'��:� floode or ftocrdin�. for w�iab l.��dar reqaircs iusurnncc.This lnsurnnce sball be maincained in che amounts and Cur�hc penud+
<br />�,�� thst Lender tcqttit+ea,Tha iriRUP�nce enrrier peoviding the insurunce shall be chosen by Borrower subject co Lender's:�pprc�val
<br /> which shN1 nat be�un�cu�a�nnl�lyr withheld. 1P Borrower fnlls to ar�aiatain coverage described atrove. Lender may,at l.ender's
<br />-=�� option,obtaln cavQrage ta pnvtect LMtder•a dghta in the Property in accordance with gara�riph 7.
<br /> ��r� At! fasur^nr.a�Ifal�a end renewals shall be axeptable to l.ender nnd shall ia�clude a standard mort�age ctause. Lender -
<br />_� sha11 have the rigbt to Ua14 tha policia oad nnewufs.lf Len.der requires,Horrov�er shall pro�uptly give co l.eader�Il receipts of `
<br /> -� paid pnmiuma and renewal n4tict�.In the avent oi tosa�Bortower shaU give pmmpt aotice to the inswance csirrier and l.ender.
<br />.��� Lender may a�ake pmof of lo:�v If Rot a�ade promptly by Bon+owcr.
<br /> --� Unluss I.endcsr and 8or+ra�vor othenuise agne in wc[ting,insurtuece proceeds sha11 be agFlied�o rescoradon or repair of che
<br />�- � Fc�ogeny dNnnged.If tbe cestorati�n�or repalr is eeonomleally feasible and 1�ender's sec�uiry is noc iessened.If the rescon�ion or
<br />�'�'� rap�ir is not ee�nom{e�lly feusibts or I,cnder's security would be lesseued.the insurance proceeda shalt be applfed ro the sums `
<br />= secuted by this SecurEty in�ewneat� whetker or aot etten due. with any ea�cess paid to Bonower. If Bormwcr abauduns the
<br /> --= Properiy.or daes nat annwer withia 30 days a aoiia from Lsndsr tk�at the In�urance carrier has offere�to se.ttle a claim,chen
<br />:� Lendor mny coUect the insurdnce pmceeds. Lender masr use tlu pmaxeds w repair or reswre the Propexry or w pay sums
<br />-_= securcd by tbfo Se�ui3ty laai�vataat,whether or not then d¢a.'l�30�day periofl wlll begin when the modce is givea.
<br />�-- Unl�s L�ead�r attd Banro�vsr otherwlse agre�s in.wdtinB. anY application oY pmceals to principal shall noi eatead or
<br /> postpona tbe duo dDta cP ttis ntaatlilY Paymenta nfarGd to in garagrapbs 1 and 2 or chango the amouat of the paymenta. If
<br />-= wWer paragraTsh 2l thc Fro�!�S acyufred by L�ra.Bonuwer's right to any insurance poli�iea uad pmceeds resulting from _
<br />__-- damage tm ths preperdy�prEor�o,d1a acquisltIaa s6ari p�sa to Y.eader to the eateut of the sua�s sxund by this SecuaIty Insmu�ent
<br /> immcdfately pdor to tlte aaquiaitt.�n.
<br />= 6.Ovcu�nss►,Prest�v�t�itno Maiatcnu�a and IDC+otectto�ot WS Prop�►ty:Borrawet�'s L.oan AppIIt�tton;I.e�eholds.
<br /> - Barmwer shnll occupy�cataDlish.and nse the Property as Borcower's prlacipal.reaidettct within suty days after the execuaon of
<br /> = this Serurfty I�resmenA�ud shall condnue to accupy the Aroperey as Borro�vzz's principal residence for at least oae year aRer
<br /> tha date ot aoaupanaY,utiiesa Ltnder otherwise agreoa in writing,ahich conseat shat!aot be unm�sonably a+itt�held.oi uniess
<br /> --- e�taau�in�ci�cu�4p�en�xs exist which are beyond Borrower's control. Bo:rower shaU aot destroy. damage or impair the
<br /> �[��+,!►; aIIoxv the PrePerti►to detertorau, or commit wasu on the Property Bonawar shall be in default if any forFciture
<br /> astiQn,tcQ p�eceddkng.ahethu civfl or criminal,is begun thaz ia Leader's good faith judgmeut oould nsult 1a forfdtun of the
<br /> Fraperty an od�b�yluz mauriallY ia►Pair the lien c�mtcd by this Seau�ity Jasuument or Lender's saurIty iau.rest. Bomower may
<br /> ' ' aus sslc2t a.def�ul��rsin�tarr_.,a4 rrovided in garagraph 18.by causing th�action or P��S to bc dismissed wIth a niling
<br /> -_ that� iq��Txnd�c's•good faith deur�ninatian, Prectudea forfeinuc of the Bonra�ver's in*�rest in the Proprrt;y or other m,aterial -
<br /> impt�flcb of'�e lien creatcd by[h9s Suurlry Insnumnt or Lender's sceurity interes4. �otrower shall also be in'tiefault if
<br /> Bot�+o►Vsit,Bttring the loan applicaaon proceas,8ave materlatly false or inai:curata infort�ian or smtemeats to Lendex.tor failcd .
<br /> to pmvidc L�ader wlth any materlal informatio�in oonaxrioa with the loan evidencxd by the Note,including. but no�1lmiud
<br /> -� to,rePr�satatioas wacemia�Eorrower's occupaacy of the Praparty as a prtpdgal resldence.If this SxurIry Instmment is on a
<br /> leasehold,Bo:rowet shaU oo'raply with aU the provisions of the lease. If Borroaer acquires fee fltle to the Propeity, the ,
<br /> leasehoid and ths fee tifle shall not morge ualess Lender egras to the merger ia writlug. :.: ' .
<br /> 7.P�nta�lon of L�td�r's RlgLtv in the Pnupeity.If Borrowa fails to perform flte covw�anb aad agraments contaSned in
<br /> this Sccurlty Insuvmeut.or there is a legal pme�ding that may si$nificantlp affxt Lender's rights in the Properiy�(such as a . ,,
<br /> Pnoce�ing h�yuilaupxy.probate.for coademuatiaa or forfeitun or to enfpros laws or regulattons>.then I:euder'.�t do aad
<br /> pay fo:vvL�ocver is necessary to pmtaa the value of the Pmperty aad LeaQer`s rights ia tIIe Property: L�pi`der's act�o�s may
<br /> inclnde prylag my ntms aecarad by a liea which has prlorlty over Wis`�rltY Inatrument, aPP�T�B � CO�:'1�}►�8
<br /> reasona�ble attomeya'fas and entering on the Pt+operty w mal�e repairs.Although Lsnder�uaay take action under this,FarqgraPh
<br /> 7,Leoder does�t haxe to do so. • �
<br /> �►ny amounu diabutsed by I,ender uader thia paragsaph 7 shall bec�me additional debt of Borrower securecl 6y this , .
<br /> Savrity I�trEUnent.UNess Borrowu and Lendar agc+a to other terms of.payment.these amounts sball bear intenst fiom the . ;;;,.,,.
<br /> date of diaburaemeat at the Nou rAte and shaU be payable,with,interest;�upon nadce from I,ender to Borrower;t;equesting
<br /> Fa�gt
<br /> Mo�ge�asueance.If I.ender requlred mortgage insne�nce'as a�condition of making the loan securcd by tb�s�Sxurity
<br /> Iasteum�ent.Bonower ahall pay the premiums required to maintain the�mortgage insurancx ia effect. If. for any reasoa. the
<br /> mortgage ins�umae coventge requ[red by Lender lapses or aases to be in effta.Borrower shaU pay the premiums c�quired to '���
<br /> obtain ooverage substantlallY oquival�nt to the mortgege insmrance pnn►iousDy in effca.at.a cost substautis�ly equival�t,tq tha ":::.��-,:�
<br /> oost to Bomower oi the mortgage insuraace pr�wiously iu effect.from an aluraaze mortgnge insurer approved by'�.endenC. if
<br /> subs�nt�lly equivalent mortgage ins�uaaco coverage is not available.Bornuwer shal!pay'tm Lender each month a suixr,!egu�l to
<br /> ane-rivelftL of the yetuly mortgage insurance pramium being paid by Bomo�v�r when the insurance coverage lapsed or+u�asdd�to'_' -'•..
<br /> be ia effect.Lender wlll aa:ept.use and ntain these payments as a loss reserve in lieu of mortgage insurance. Loss reserve :� ::: .
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