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<br /> • ,;.+�' � TOpBTH�1YITH all We impmvements now or b�taafter erected on the property,nad all easemencs, appurtenances,aad r�.
<br />: ,,_ ._�� fi�tv�ta aow or kereaRer u �ut of the propeny. Ali� �pincements und nddttions shull also be covered by this Secudty �:'
<br /> � , � lnat�mrnt.Al�o�iha faregofr.g is refxnsest t�n In thls Secwrity Instrument us the"Property " ;,�
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<br /> . �. BOSt1aOW�II:GY3VBNANT5�hat Bur�wer is lawthlly seised of the esuue hereby conveyed aad has the dght to g��snt und _
<br /> , � convey ths Property nud tLnt the Property ia unencumbered.except for encumbmnces of record. Borrower w�nnn�s and wili __
<br /> '' ` dafend grnerally tha t�tla to the Property aguimst all claims and demuads�subject to nny encumbraaces of record.
<br /> � �� ��. T�liS SHCURITY 1tdSTRUMBNT combines unifomt covenanta for autional use aad non-untform covenf�ncs wtth limited _
<br /> vorin�ieaen�y ju�is4�ction to canstituce a uaiform se�urlty instnuaent covering reai property. �
<br /> - ,�p� U�VIFp$A��iQYENANTS.Horcower snd�l�ender wvenant uad agree as follows:
<br /> ',;:''...._ � i. p�yp;gr�1 e1��rL"nip�l and Intere.�'t; PeepaYment nnd Late Ckarges. Borrower shall promp�ly pay when due the _
<br /> priactBal of aad i�uareat on tha debt evidencrd by the Nqie and any prepaycnent and late charges due under the Note.
<br /> 2.kt�nds far Taxes�crA tASUrance• Subject to applir,uble taw or to a wr�tren wa�ver by L.ender,Borrower shaq pay ca
<br /> • � ' l�eadar on tlte day month[y pnyatenis are due uader the Nota.unUl the Note is paid ia full,a sum('Funds') for: (a)yearly[axes
<br /> �"� `�'' a»d as&essmenUS which may attatn priority over this Secur�ty IAStzument as a llea on the Properry:(b)Yearly leasehoid payments -
<br /> '`i;t����'t. '� or grouad rents on the Property�iP aay;(�C)YvariY hazard or pmperty insurance premiums:(d)Yearly flood insurance premiums.
<br />"''••°"%'�-+'� iY any: (e)yearly mortgage lnsucaoce prmfums.if uay; and(�az►y sums payable by Borrower ta Lender. in accordance with
<br />'"'-;;:i�y �,,.
<br /> • ;e v.��;v, tba gzovtatons of paragra�th$,.Lt lieu of the payment of mortgage insureace premiums•"1hc�e items are called "Escrow Items.'
<br /> • x�! I,ertde�may. at uay t3mB.collact and hold Funds in an amount not co exceed the maximum amouu[ a lender for a federally
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<br />-�:��'�, relaG:d mnrtgp�e loan.may requit+e for Borrower's escrow eeoouat under the foderai Real Estate Settlement Pr�ocedures Act of
<br />- � r:� 19'74 as a m a u d��&ono.t i m e to d me, 1 2 U.S.C.S e c t i o n 2 6 0 1 e t s e q. ('R B S P A').u Ness another law tbat a p plies to the Funds
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<br />';,-•.;�.�.,•:_ A�tA n LeasCr&�tiusumt. Ii so,Leader may.at anY time. collect and hold Funds in an amowu not to exc�i ch�lesser ancouni. .
<br />-�-,r.„�� L,�d�r.rany qifmate tica ernpum of Funds due on the 6asis of current data and rea►conable estimates of expenditures of future
<br /> �,•;`s :-:, Bscmw Itsms or othezv�is$in aaordan.ce wlth applicable law.
<br /> '-_<"� The F�ads shaU be held in aa institution whose deposiu are insured by a federal agency, inswment�tity. or entitv
<br /> y''•�1,����' '• 1 (ineludIng Lender.iP Leader is such an iastitution)or ia any Federal Bome Loan Baak.l.ender shal!appty We Funds co pay the
<br /> -�"��-�f Bscrow Items.Leader may aoi charge Bomower for holding and applying the Funds.annually analyzing the escmw account.or
<br />•;`;;`.���tl � v�tcifytag the Escmw Itams,upless Lender pays Borrower iaterest on the Funds and applicable law pera�its Lender to make such
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<br /> a taarge.However. I�eadar trmY re�N�Borrower to pay a ono-ci�ne charge for an independent c�eal esta[e cax reportin�senrice
<br /> ;..y_-::;� used by I�ender ia conttection wlth this loan. unless applicable law pirovides othernise. Unless sa agraeaaEat is ma�e or
<br /> _ apPllcable law requires inurest to be paid.I.ender shaU not be required to pay Borrower any intesest or earAiag�on the Fuuds.
<br /> --- - Borrower and Lender may agra in wridng.however.that intereac shall be pald on the Funds. Lender shaU give w Borrower,
<br /> ----,---= wltt�out charge, sa�al�eou�g of tke Fua�...shorr�seg cr�ti�s aad dsbics io t3�c F��n?3 a�� st�e�u.u-�far whic�s c�
<br />::..`;� elebit w the F�mds wa9 made.'ii�e Funds are pledged as ad�idonal secudty for aU sua�secured by this Security Instn�nt.
<br />=-- - -- If the Fwtds held by Leader oxceed the amounts Pesmitted to be held by applicamlo law,Lender shaU accaunt ta Borrower
<br /> —� — for the exass Fuads in a000rdanee arith th�e c�u�remeats of applicable law. If the amatmt of the Funds held by Leader at aaY
<br /> tiaye is aot suffident w pay the 8sqow ItGms whw dae.L�ader may so aotify Boirowei in w�idag.and,in such case Borrower
<br /> '- ---- - - shall gay w Lender the amr�unt�sr�xssary ta make�tlte deficiency. Borrower shaU meic�a uP the defldeucy in�o asorz thaa -
<br /> -���� tw�lve mo�h1Y PaY�ts.at i.�ader's sole disaeiion. '
<br /> ;-'�� UP�P�t ia full of all sums secnred by this Securlty Instrument, Leuder shall pmmpdy nfiutd co Aorrower any
<br /> - --__ Fm1ds hdd by I.ender.If,under paragraph 21.Leuder shaU acquire or seU the Praperty.L.ender.prIor to ttte acquisitioa or sale
<br /> � - -- of We Property.shall apply any Funds held by Leader at the time oY acguisIrion or sale as a credit agaiust the sums securod by
<br /> this Secudry In4t�t. �
<br /> 3.Appli�ation of Pi�ymfats.Unless a�plicable law provides othetivise.aU paymenta reoelved by Ireader uader paragraphs
<br /> 1 and 2 shal!be appliod:fuet,��Y P�F��B���der the Note: scoond.to amowats payable uwd��pasag�'aph 2;
<br /> third.to inteYest due;fouitli;'to principal due:and las�to any late charges due uader the Nou. '
<br /> -- 4.CLarge�i Idens.Borrower shaU pay all taaes. assessm�ents,char8es�fines and impositioas attn'butable w thc Pmperty
<br /> - ahich may aita3�t+pilority qver this Seauiry Iostrument.and leasehold payments or grouad reats.if a�►. Barrower shalt pay
<br /> — = these obHgattons�iA ihe taaauxr�provided in paragcaph 2,Rr if not paid in that manner.,Bornower a�all pay them on tIms directly
<br /> --:�� ta th�Person owed paya�ent:Boxmwer sLall pmmpdy£urnish w Lender sU aotioe��oF amouats w be patd undq tbia para$raph.
<br /> If Barrower makes these��dtraxly.Botrower shalt pmmptly fu:aish w LeAider rexlpts evideacing the PaYmaots.
<br /> gonower•ghaU proapptty dIscharge aay llea which has prtorhy ovar 3his Sxvrity Instrum�ent uNess Borrower.(a)agroes in
<br /> writing to the pAyraem of the obligation secured by the lien in a manueracce,ptable to Lender;(b)conusts in 800d fai@►the lien
<br /> by, or defends'•aigainst enforcement of the lien in.legal proceedit�gs wbich in che Lender's opinioa operate to prevent the
<br /> enforoemei►t of the itca: ortc)scxures fcom the holder 4f•the lien an ag,reement sadafacton►to I.tnder snboidinadaB the lien to
<br /> _ thts Sxurlty Insaummt,��f Leader deurmines that any�-paiC of the PrapertY is subj�,c to a lien which may attatn priorlty over
<br /> ------- this Securityr Iastnwient,l�dieder maY give Borrower�notice identifying the lien.Bortower shall sadsfy the lien or take one or
<br /> ____ __°°=�,� more of the actiong�set forth above within I O days of the giving of aotice.
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