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<br /> 4 paymenta may no bnger be required,at the option of Lender. if mongago insurance coverage(in the amount and for the period
<br /> `� . that Lendcr requius)provided by un insuvcr e�proved by I.cnder again becomes available and is obtained. Dorrower shnll pay _
<br /> �' the premiums requlred to maintain mortgage insurancc in efFcct,or ta provlde a loss rescrvc,until the rcquirement for mortgage �:-_
<br /> •� insurance ends in xcotdance with any written�greement betweon Borrower and Lender or applicable law. �
<br />- 9.Ynspection. I.cndrr or Its agent may makc reasonable entties upon and inspections of the Property. L.ender shall give � _.,
<br /> t Bonnwer notice at the dme of or prior to an inspection speclfying reuonable cause far the inspection. � ,�;,.
<br /> � y 10. Condr.mnation.The proceeds of any award or claim for damages, direct or consequential, in connection wtth any 0 -
<br /> "�+ condemnation or o�her taking of any part of the Property,or for conveyance in lieu of condemnation.are hereby assigned and� �,
<br /> :�,,N;� ` shall be naid to Lender. r
<br /> -• --•• In ihe event of a total taking of the Properry,ehe proceeda ahall be applIed to the sums secured by this Secudty lnstrument,�
<br /> - whether or not thea due. with any excess paid to Borrower. la tY�e event of a psutiai taking of the Properry in wlilch the fair�
<br /> _ . __.T market value of the Property immediataly before the taking is equal to or greater than the amount of the su►ns securcd by this Q
<br />�' ' Security Instrument immediately before the taking,unless Borrower and Lender otherwise agrec in weiting.the sums secured by�
<br /> �*� thia Security Instmment shall be reduced by the amount of the procads multiplied by the following fractioa: (a) the total
<br /> amount of the sums secured immediately bofore the taking, divided by(b)the fair market value of the Property immedlately
<br />- � before the taking.Any balance shall be paid to Bonower. In che event of a partlal taking of the �roperry in which the fair
<br /> ` � � market value of thc Property imaaediately before thc taking Is lesa tdan che amount of the sums secured immediately before the
<br /> � '�.` ' taking,ualess Bortawer and Lender otherwlse agree in wdting or unless applicable law othenvise provides,the procads shall
<br /> _.'_;�;:j be applicd to the sutns secured by this Securlty Insuument whether or not the sum.g are then due.
<br />�s-"n`� If the Propecry is abaadoned by Borrower,ar if.after notice by Lender to Bonower that the condemnor offers to make an
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<br />_�::.�:y;,,.� , award or settle a claim for damages. Borrower fails to respond to I.ender witbin 30 days after the date the notice is given,
<br />� ,�»,�-;� Lender is authoriud to collect and apply the proceeds,at its option,either to restoration or repair of ihe Proparty or to the sums
<br />-�'�;;`4"'..� secured by this Saurity Instn�ent,whether or not then due.
<br /> ' Unless Lender and Rorrower ottterwlse agree in wrltinB, anY application of procceds to princlpal ahall not extend or
<br />���!�r� �� postpone the due date of the monthly paymente referred to in paragrapbs 1 and 2 or cheage tha amount of such payments.
<br />-r,.,����.. Il.Bon^oHer Not Relwsed;Forbesu�nce By Leader Not A Waiver.Extension of the time for payment or modificadoa
<br /> _-.::�{�3.,-€� of amortization of the sums secured by this Securlry Insuument gaaated by Lender to any successor in incerest of Borrower shall
<br />-_�,r�� not operate to nkase the liabiliry of the original Borrower or Borrower's successors in interest. Lender shall not be required to
<br /> '� wmmence procadings against any successor ia interest or refuse to extend time for payment or otherwise modlfy amortizatlon
<br /> a��`� of the sums secured by this Securlty Insuvment by reason of any demaz►d made by the orlginal Borrower or Borrower's
<br /> _�°�=-��n�� successors In inurest. Any forbearance by Lender la eaercising any dght or remedy shall not be a waiver uf or preclude the
<br /> -----� �;.crci�c af�y d;ht or remsd;.
<br /> '�'"�" 12. Successors and Asstgag Bound; Joint smd Several Ll�biltty; Ca-stgaers. The covenanta aiM agramen�s of ihis
<br /> Securlry Instnimeat ehall bind and beneftt tbe successors and asslBns af I.ender and Bonower, subject to the provisions of
<br /> paragraph 17. Borrower's covenants and agraments shall bc joint and several. My Borrower who co-sigas this Security
<br /> Instrument but does not execute the Note: (a) is co-slgning this Security Instrument only to mortgage. gcant and convay that
<br /> Borrower's interest in the Property undcr the tercns of this Sauriry Instrument;(b)is not personally obligated ro pay the swns
<br /> socurod by this Security Iastrument;and(c)agrees that Lender and any other Borrower may agree to extend,modify.forbear or
<br /> maice any accommodacions with regard to the terms of this Securiry Instrument or the Note without that Bonower's consent.
<br /> 13. Loan Char�ea.If the loan secured by this 5ecurity Instnimcnt is subject to a law which sets maximwn low chnrges.
<br /> and thAt law is finatly iaterpreted so that the iaterest or other laan charges callxted or to be collected in connectioa with the
<br /> loan excad the permitted limita. then: (a)aay such loan charge shatl be reducal by the amount necessary to nduce tlx chazge
<br /> to the permltted limit; and(b)any sums already collcetal from Bornower which excxdod peranttted limita wiU bc nivaded to
<br /> Borrower. Lender may choose to make this nfund by reducing the principal owcd uader We Note or by makin8 s dincc
<br /> payment to Borrower. If a refuad reduces principal, the taiuctton will be treated as a Part�al PnPaym�nt without any
<br /> prepiymcnt charge under the Note.
<br /> 14.IVotica.My notice to Borrower provided for in this Saurity Insuument shall be givcn by delivering it or by mailing
<br /> it by first class mail unless applicable law requins use of another method.The notia shall be d'aected to ttv;Property Addras
<br /> or any other addrese Borrower desiguates by notice to L.ender.Any nodce to Lender sLall be givea by firet class mail to
<br /> Lender's address ststed herein or any other address Lender designates by notia to Borrower. Any notia provided for in t�ia
<br /> Securlty tnstrumeat sha11 be deemed to have baen given to @ocrower or Lender when given as provided in ihis puagraph.
<br /> 15.Governing Law; Sevetwbility. This Security Instrumeat shall be govemod by federal law and the law of the
<br /> judsdiction in which the Property is located. In tha event that any provision or clause of this Security Insununeat or th�Note
<br /> conflicts with applic�ble law,such conflict shall nat affect otLer provisions QF this Securiry Instrument or t6e Note wWch can be
<br /> given effect without che conflicting pmvision.To this�ad the provisions of thie Securiry Instrument and the Note ure declared
<br /> to be severabla
<br /> — 16.BorroNer's Copy.Bonower shall be given one conforn�ed copy of the Note and of this Security Instrumeat.
<br /> Form 302�,9�
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