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<br /> t'�4. S. Hazwrd o� Pmperiy Ingurarece. Borrower shall kcep the impravementa aow existin�he���a`1[the �=
<br /> :�b. Praperty insurcd ogainst loss by tire, ha7aMa iacluded witbin ttie term "exceAded coverugo" aad rwy othee hau�rds,iacluding Q'
<br /> :�!i floods or floodlag�for which Lender requlres insw�utce.This iasurnnce shnll be matntaincd in[ho amountn�d for the perioda =
<br /> � � � ;'�� tQat Lender requires. 'ri►e insurance cmrrier providing the insurana:6;cat1 tr ebQ°.wQ by Bormwer subjrct to llender'a approval =
<br /> � which ahall not be unreasanably withheld. IP�orcower fnile to r.udntaln eovernge described nboav. Lettdor may. at Lendar's �
<br /> option,obtnin ooverage to protect Lmder's dghta ia the Property in nccordnnce with pnragmph 7. _=
<br /> v� t'-�� AIl insurance pollcies and nnewals shall bo acceptable to Lender end aha111nc1uQe u standnM martguge cltiva�. L�ertdor
<br /> shall bave the dght to hold tha policles and naewals. IP Leader requires,Borrowor shnit prompt�y give to L�ender all cecefpt�of
<br /> �,�,� paid premiums end nnewal notices.Ia the evertt of loss,Borrower ahali gtve prampt aatice to the inaurance cttrrler and Lsnder.
<br /> :.�"` �"'°�. , Lender may make proof of loss If aot made promptly by Borrower.
<br /> Unlcss Lender at�Bortower otheiwlse agree in wtitiag,iasurance praxeds shall be applied to reatarntion or repair of the
<br /> ���� � property damaged,if We restoration or repair ia economicully feasible and Lender's securlry ta not Iesssned.lf the reatoration or
<br /> � � repair is not economtcally feasible or I.ender's securlty would be lesssn�.t�e insurance proceedn s1u�11 be applied to the sums
<br /> '� secured by this Security Insmunent, whether or aot thca due. with any excess paid to Eorrower. If Bonrotvat abandons the
<br /> Property,or does not answer wtthia 30 days a aotice from Lender that the insurance carrier bus offered to satda a claim, ttten
<br /> . Lender may oollect the insurauce proceeda. I.ender uaay nse the proceeds to repair or reston the Praperty or to pay sums
<br /> -. , secured by this Security Insuument,whether or not then due.The 30�day p$rled wUl Eegiu whBn the nntice ia glvea.
<br />- Un1as Lender and Bosower othenvisa agcee in wciting, any applicudon of pmaeeds to piincipal shall aot ea�tend or
<br />_ � postpone the due date of the mouthly paymenta referred to in paragraphs 1 and 2 ar change the aatount of the payments. If
<br />"°'''='�.°.;;• uader paTagraph 21 ttte Property ia ecquired by Leader.Borrower's dght to any iqsttr�acx policies and proceeds rt�ultinA from
<br /> _ .��;.�,: dtssmage to tbe Pregerty priar ro the acs�ulsft�oa shall pass to i,ender w che ea�teat of�he swns secund by tlils Security Iasuument -
<br /> ` '_.- immadiarel�grlor w the acquisition.
<br /> .'��'��<� 6.O�a�cy.Pe�vat[on.Maiateanace and Pe+otaKlon at tha Propeity.q Borno�►er's Ia��AppUcetlon, I,easehalds.
<br /> . IDmz�a��4e�.D occuFY.e,Mablish.and use the Pmperty aa Borrower's prinaipal n�stdence wIthin sjxty dnys Aftsr the ea�ecudan of
<br />,-;�°`�.''`-°'�' t3�s 9ecz*.ri¢N lr�uument and shall coatlnue to oxupy the Property as Bon+ewer's prjnclpal naideax for at least one year after
<br /> � .,t:';:: the c�ate aY c�a�aney.unless Lender otherwlse agrees L►wrldng,wbiah oonsent shall not be uar�asonably withheld,or unleas
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<br />_- -::•�:_� eatenua3�,� �an�mstanas exiat which ere bayoad Bomower's coau+ol. Bornower shall�but desaay, demage or impa3r the
<br />-=-•�_�� Fa�operty.�tvww the Property w deurlorate.or oommit wasce oa the Property. Borneaer ehaU bB in d�fault if any forfeitun
<br /> ;;zk� �iaion or pt+ooeeding, wbetb.er civil or criminal.ia begun that in Lender's gaod felth judgarent could result in forfelture of the
<br />_-=;�,:=���� ' Prapetty or otheiwise materially impair the iim cirated by thia 5ecuntty lnstcuut+tent trr Leader's secudry inrerest.Soirower ma�y
<br /> " cune auch a default and�9nstate.as provided in paragraph 18�bi+causina the nct�ea�x pmc��3dtug 4o be dismissed with a niling
<br /> "g'� e�af, �n iender's good iaith determinntion. precludes forfeiture of tUe BarcaFUer's.Erit�st in at�e._�Pmperty or oWer matariW
<br /> - - �`t"�;a� �as*��r �.�.hp llen c�te�hy�his Secudcy insuument or i�ende�'s secue4tor c�.Tsc�st. Baram�a�r shaU atso be in default if
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<br /> M.._�:�'°''`{,'t'� � 8ornower.ducing the to�.!applicadon pmcess.gave materially false oc inecxurs�e ar�awatton or statemente t�Lenda(or failcd
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<br />_�__ c�.gmvide I.�ender wit�+�'�e�ate�i�l informetion)iw caanectioa with the lcrmi�bY the Noie.includisy��i►ut aot limited
<br />---— ' 4Or,rePr�aas coacs�.ltg,'Borrower's occupancy of the Pc+opocql.as a principal resideace.If this SecurIry�nste�oent is m}a
<br />-_"""'�'_'� '; �9i�sehald::IJarrower sheu oomply with�ali the pmvisions o8 Ws,lease. If Borrower acquins fce tide to the Properiy, ttre.
<br /> -- ---- � �ie�ehold�tae fee tifla sball not merg¢unless L�endet agrces w the�ger in wridng.
<br /> -----— 7.Pmtaclian ot Le¢c�lex's Righb in We Pnupaty.If Bornower�iis w perfo�ro the ooven�nrs and agroemcnts aoataintd ln
<br /> ._- _ �ah�a SecurIty Insuumenh�?there ia a legal gt+oceeding that may significaatly a�ect,Lender•s�ights in the Pt+oPe='tY(such as a
<br /> --- �prooeading in bankcuptey,•�robau,Por cendemnation or forfeiwre or to enfo�c��aws or ngulations),then I.�ader may do a�
<br />_ T��_.��� pa3,for whauwer is neoe.c.�y co pnocacc.tu6 value of tha Property aad Lender's righu in the Prapescy. I.eader's aaions may
<br /> include paytng miy sums•sxured b3�•,a liuuuu which Las prlority over Wis Securlty lastiument. app�arlqg in oourt. paY"m�,e
<br /> reasonable attomeys' feea aad entering on the Pmparty to rnake repairs.Althoagh I,ender may take actioa under Wia Paragt'A�h ,
<br /> 7.Leuder dcxs not havo t�:1�o so. �
<br /> Any amounm d3r,�ursed by Lender under thia patagraph 7 shall become addidonal debt of Bomow�a se�uted by tbis
<br /> !�';9ecurltY Waut�uat..63Ness�rroaer and Lender agree to othet terans of payment.these amounts sball bea�'�nterat fmm the
<br /> ------- �. :,date of d��nt:at tY�e'Note rate imd shall be payable.wtth�intenst,upon notta fmm Lender w Borrower requeating
<br /> _ ' , �y 8 Mortgage Ia�a�ce.If I.euder iequirod mortgage insurnace as a condiden of maldng the toan securod by this Sxurity ; •
<br /> _ -- �' Insaumant, Borrower�iD,pay the premiums required w maintain the mortgage Insurance In effax. lf, for any n�son,the
<br /> ; mortgage ins�tanoe eoveraige tequired blr Lender lapses or ceases to be in efftct.Borrower shaU pay the premItmts roquirtd to
<br />---'������ Obia3II COFp�age substantially aluivalent co�the mortgage insucance p:eviously in effax,at a oost substandaily a�ivalent to th�
<br /> -�----- oost w Borcaivec of the�wrtgage insuraaee prevFously in effax. from an altemau mortgage insnrer approved by L.ender. If
<br />�-- substaawlly equivaleai mmrcgage insureace cove�ge is not available. Bomower shall pay to Lender each month a sum a(ual to
<br /> --__- one-ta¢Ifth of tha yearly�artgage Insurance pntnium baing paid by Bom�wer wHen the insuraace coveraga lapsed ar aased w
<br /> - --- — be in effaK.I�eader cvill acoept,use aad retain these payments es a loss neserve in lieu of mortgage insurancx. Loss cesenre
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