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<br /> , ;,'� TOpETHBR WITH ull t�e improvemsttta a�►w or hereatter erected on the property. aad ell eASements.app e s,end
<br /> � .� flxtr�rea aowr or haretaiter a patt of tba �ro8atqy. Ail replacements and additians shall alao be covered by this Secudty -"
<br /> ,_�:.�;j� InaY:umen�.All of the fomgoing is rcfetred tq�irt�dnls Security Instcument a��he°Froyerty.• �
<br /> � " BORROWF,R COVSNAIVTS th&t E�nrrov�vx is lawtl�lly seised oi tha eatatc hereby coaveyed and has ti�e right to grasn aad _-
<br /> ��� cflnvey the Property and that th.r,_p�q�trcy is u�!Pasumbercd,e�cept for encumbrcrncea of recocd. Borrower wtirrnnts and wiU =.
<br /> ��� defend ger,erslly the title to the Pra.perty t�gaiagt all claims nnd demands.subject to uny encumbraaces of ce�rQ. -:_
<br /> ;���� . THIS SECURI?Y INSTRUM�AI'�'wmbines uaiform covennnta for natian�l use aud aon•uniform covenauts with limited
<br /> ; . vnrFatlo�s by Judsdiction ro canstitut�a unifoxtn secudty inauument covering reat pmperty. _
<br /> ` UNIFORM COV�NANTS.Horrower and Lender covenent and agree as foUows: `
<br />`-y�,.�'...,. . 1. R►yment oi Prtndpal and I�ater+�t �PsYm�t end Late Charges. Bomower sda�l promptly pay when due the
<br /> - priaeipal of riad Wurest on tha deht cvldenced by the Note and any prepayraent aad late charges due uader the Note.
<br />—_-��� t. I�l�uda i�a'I�ea�cd In�su�mse. Su��ect to applicable taw or ta a wrltten waiver by I.ender,Borrower shall pay to
<br />- ��� Leader on the day montl�ly�aycaents ate duQ unrlr�r the Note.unr}J the Note is paid in full.a sum("Funds")for:(a)yeariy taxes —
<br /> and mse,ssm�nte wh(ch may atteln prlority aeer t1�is Sccurlty Insavment,aa a lien on the Property: (D)yearly leasehold payineats
<br /> • or grouad rents oa the Property.IE anY:(c)Yeazly hazard or pmperty in�urance premtums:(d)Yea=Iy tlood insurance pnmiums.
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<br /> ;:,. if anY; (e)Yearly mortgege inauren�e premiums. if aay:and(� aay sums payable by Boirower to L.eader. in aocoManoe with
<br /> ;r��.;�:,��,-: tEc proc�sions of paragraph 8.L�.l�eu of the payment of mortgage insuranoe premiums.These items are calted"Escmw Ite�as."
<br /> ��.��, Leada inay, at al►y time. coltect and hold Funds ia an anaouat not to exceed the maximum emount a lender for a federaUy
<br />':;s;,�;��`y rel�ted a�ortgage loaa may requ�re fat Bortower's escrnw account uader the federal Real Fstate Setttemeat Procedus�es Act of
<br /> ,�:�.-�: 1974 as ameaded from t[me co dnie�12 t1.�.Q.Seaion 2601 et seq. ('RESPA'), unless aaother law that applies w We�unds
<br /> >:t:�:::r°' set�a le:sur amount. If so.Lea�der may,at eny time. couect aad hold Funds tn aa amount not to exceed the l�ser aaaount. _
<br /> ��r�� I.eadet may estimate thc amaunt of Fuads due on the basis of cutrent deta and reasonabte est(mates of expeaditures of fhtum —
<br />�';�,�,�`��� Escrow Items or aa�st in,axorclaaex wtth applicabie law.
<br /> `'�� 't�e Fund$ ahall; be teetd Im aa lnadtntdon whose deposits are insatrti by a fedeial ageucy. insuumentality. or entiry
<br />=°=`" (including L�cad�er.i8 Lettrdar,ia aur.b nn institutioa)or in aay Federal Hazrr l�oan Bank. i.ender shall apply the FunAs to pay the
<br />,�<i'�• Bscrow Items.LenQer,m�y ua�tl�rge Borrower for holding and sPP1Ying 44ee Ft�ads�amivaily enalyziag the escrow a.ecount.or
<br /> �"�` ." veritying the Esrrow IrAma�unl�ss Lender gaya Borrower inoerest on the�nds and applicable Iaw permits Lender to malce such
<br />�.«� a ahazge.Rawever.L�endar�tuay�quire Borrower to pay a one-time charge for an independent real estau tax reporting sendce
<br />=��F.��� asod hy Lendec•ia canwtcG`xm vsrith[hls loau. unless app]icable law provides otherwise. Unless an agreeut�nt is made or
<br /> --__-=�_.�„'.� ap�licable law tffiqatre.a ibtr3xasD•na be paid.I.ender shall not be nequircd to p�y Bflrrower auy interest or earniags on the Funds.
<br /> ���. �. B+oactow�r e�t,d I.��der ma�•.�c�ia►wrlting.howsver.that�atere.st shall be paid on the Fhnds.Lendes shail give W Bomower� .
<br /> �_�=��. wi��r2 charge�an annuat��accounting of the Funds.showing credits and debits to the Funds aad the putpose for whic2r each
<br />---"' •�n���tII�a.�'�was m..^de.1l:e F�ls arE ple�l��!as�lioaQ!s�ulty for a!!s+�s se�a.m�by this Securiry lnsmnmrai.
<br />":'r' tl t°:e k1z�d.��h�4d by Lender e�coced the amounts pe�tted to be held'by applicabla law, I.tader shali acoouaf tm Bozrower
<br />:��;�� fcs dze exoe�'s•�tls ia a000rdance with the cequirements of applicable law, if ths amount of the Fun�s held by I;emal�at avy: •
<br />:;ti;� t4�.Es_�ot s�t£�^�nt to pay the Escrow Items ahen due.Lender tnay sd•motify 8orrower in wridng.and.in such oose'BCrrow�r .
<br /> �"� str.��r.to��.e,a3er the aia,�vnt.mec�ssary to malce up tha defiaiency. Bornowet shall mtiilce up the deficiency in no niore thazt
<br /> `_'.� t��!h�e�ianthiY Paycnents,at I,�nder's sole discretlon. ' . � .
<br /> -- �UPun pa3'�at ia fiil.l bf a�l�satns aec�nd by this Secudty Insunm�t..L•e�ttder s�all PmmPtly refund w Bomewer aay
<br /> Fuads held by Lender. If.wnder paragrapb;2�1;;i�eader shall acquim or sell tfle Prupeity,:I.eada,pr�or to the acquisttion or sale
<br /> , of the Pmperty.shatl apply any F�nds held by Lender at the dme of acquisidon or aale as a credit against th�sums suured by
<br /> �—--- thi��Security Insnvm�ent. .
<br /> --- •.3. Appllcatloa of P�ymeats.Unless applicable 1aw pr+ovides otheravise.all paymgu�s roce�i,v���r_I�de�•under.�arngxaphs
<br /> 1 and 2 ahall be appHed:first.co any pnpaymcm charges�ue smder the Note;seoon�,tn ����kri��der paragraph 2;
<br /> • • third�w intereat due;fourth.to principal due:and last.to any late charges.i1us uader the Note.
<br /> , 4. Charges;Uens.Bonower shall pay:a11 taxes.assessmenu.charges.fines and imposidons atMbutable w th�P�+operty'��;.;
<br /> wb�Si�h;may attain priorIry o�er this 5e�urlty Iastiument,and leasehold payments or�$roned rents.if any+. Bormwer ahaU pay '
<br /> -------- ihaseobligations ia the mannmr provided ia paragraph 2,or if not paid in that manner;Bonower shaU pay them on dpne dirxtly
<br /> co'a]to person owed paymenc.Borrower shaU prompdy fum�sb to Leader.aU uodce.s oY�umwuits to he Paid under tliis p�ragraph,.., , .
<br /> If Bomower r�aices these payments dlreetly.Borr�wer shall pmmptly fum9slr.to Leader ieceipis evideacilog the paym�ta. •.• .
<br /> Borrower st�aU pmmptly discbarge any lien which bas prloriry ovarstus.6ecurIry Insutm�snt u�,le�s Borrower.(a)agras�i1`�;:•
<br /> wridng w the payment of the obllgaflon sxurod by t�e Uen in a mant�er acceptable to I.�nder;@)contesta in good faith the l�en
<br /> - b;�,,�or defands against enforoement of ttte tien in. legal pmoealings which In the I.ender's opinion operate to�revent We
<br /> _ en�uroement oi tb�e lien;or(e)sxures fmm the holder of the liea an a$reemp�ent satisfactory to[.ondet sulwidinarmg the liea to
<br /> _ th�s Sccwiry Et�suumeat.If Lender detemtines that eny part of the PtopEaty is subjax to a lien whtcb may attain yriorlty ovp#.�:_
<br /> --�, • tLis Saciuiry Lrivsniment,I.endsr aoay give Sorrower a notioe idendfyia,g ths f�en. Bomower shall s�mis�'y the liea or take one ot�.
<br /> =�+�� mare of the aaions set fosth above arithin 10 days of the givtng of notice. � �
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