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<br /> _�.__;3. Iacludla�tlooda or floodiag.tar�vbich Lemder requires tnsuranx. Thte ifiat��-u'�it�i�t be�rwturutntxt in We�ii�;.u�ta annd �-
<br /> � . n�° • '-� for the�Od9lttAt L4.t1�E?require9•7ke insurance cenier providin�the lasutance shall be cdtosen by Borcower�ubJa:t to �.
<br /> ' Lender e apprpvnl �vbich s�au not be un�ea.gonably.withheid. It orruwer fnils to maiatain ooverage descdbai abbve. �
<br /> .. �� Lender may,at Ltinder's opiion.obtain wveroge to proteet I.ender's dghts 1r►ths Pmperty ia accardunce w1tA putaSn►Ph -
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<br /> � A11 tnsuraace poNcies and reuewals ahall be acceptable to Leuder and ehaU iaclude a etnnderd mosgage cinuse. _
<br /> h I.ender shaU have the right to hold the policies and renewt�is.It I.ender requlres.Borrower shali pmmpdy give ta Lender �
<br /> :`�'�`.`� a11 receIpts of paid preminms and renawal aoUees.In the eveat of loss�Borrowes shall give pmmpt aotice to tbe insurance
<br /> carrier nnd Lender.Lender taay maice proof of loss if not made promptly�y Borrower.
<br /> � Uatesa Lettder and Aormwer m henvlse agree in wt�ting.lnsuraucc pr n c e e d s s h a U b e app l i e d w tes to r a t ion or re sir
<br /> :�..�� of tbe Property dtwaaged.if the restoration or repair ia eaanomically feasible aAd Lender's securlty ie not lessene�.I�ihe
<br /> restoration or cepair is aat econamicaUy feasible or l.end�r's scwrity wo�dd be lessened.the iasureies:e pr n c e e d s e d n U b e
<br /> .� 7� apPlied to the sums secuted by this Secutity Instn�ment. whet�et or not then due. with uay caccesap�id to Bomnwer.If
<br /> y.� B o r r o w e r a b a a d o n a t h e P m p e i t y.o r d o e s n o t a n s w e r w i t h i u 3 0 d a y s a n o t i ce fro ra I�euder thet the�ns�uance casilec has -�-
<br /> offered to seule a clatm.then Lender may collea the insurance proceeds Lender may use the pmc�eda to epair or reswre
<br /> the Pmperty or to pay sums secured by this Secudry Insuuaient�whether or not ttten dus. 'lhe 3�clay perlod will brgin
<br /> when the notice is�Veu. .
<br /> • Uriless I.en er and Borrower othervvise agree ia wa�ting.any applicatton of pmoeeds t�g�ci�rat s�aEl z�ot eaaend os
<br /> ' poslpone We due date of We mantWy payments referied to in�aragraphs 1 and 2 or change Y�e a�cv�t of ta��aymn��tcs.If
<br /> >-F ' ,; 9'rnm�damsge�whthe Property prlor to��u�it�ondehall�pass to r�Laa�to the ext�ea.t=of�e As�s s umdp b� Sxu��Y .
<br /> .: ;;;,'�,�,;,,;, In�meat immediatelY p�or w the�oquisidon.
<br /> ,. i:�� 6. OccuPau�cY. Preservatton. MaWtmAnce end Pmt�ctflv��S Qhe �'a�o�sy: Borrower's Losw Applicatioa;
<br /> ,,j;;i:���� Leaseholds.Bomuwer shall occiepy,establish,end ase the Piupeaty as�rrow¢r e pr�ndpal cesideace within sixty days
<br /> aRer We execution of tbis Sacudty Instrument and shall coudnue t�axv y tII�z 1Fra�r as�omu�ver's prlacipal t�esIdeuce
<br />- ,;�:i�, . for at least one year after the date Qf oxupancy.unless Ixnder�ie��ag�+ces ln wridng.which consent shali not be
<br />... „ � �wreasonably wtthheld,or unless ex�tenuating circumgfances exist wt�ich aee beyond�orrower's oontrol.Borrower s6�11 not
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<br /> ':;;ra�r�,,. , deszruy. e or impair the Pi+operty. allow the Property w de2eri�atde.or ooaomit waste on the Pmperty.Bormwer
<br /> shaU be�t if any farfeiwre action or procending, whether civil or cdminal. ia th81�i� cnated by tWs Security
<br /> , ' -, udgmeat conld resWt in forfeiwre of the Proge»y �A @.heiwtse materjally imPair
<br /> or Lender's secauity jnurest.Borrower may canre such a default aad ninstate�as pmvtded ia paragta��1�.by
<br /> _ " _ e£tuaing the acHon or procceding W be dieraissed arith a n�ling tbat, ia Leader's good faWt detr n9?�_�,,,-,�enocfludes
<br />���,' � farfeifure of the Borrower's intere..�t in tt�e Pmperty or other materi�l impaiimene of the lien �xeated by this Sacuziti►
<br />,?;:':� � Ia�ument o:Lender's secvrlty interest.Bo�wer sbsll also be in default if Bomuwer,ducing the loan appuc�tioa process,
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<br /> -i,.ky„g.. �-�N�ius�Iatty�ats�ar�e iafa.�ls s�r siat� so �dtr{�r faited w pmvide I.ender with enY tnatetI81
<br /> ' 8�xi�iatton)in connectton wlth the loan evidenced by the Note�inctudiae$,but not lindted to�rep�miions aaluerni�
<br /> ,'�-�::�" r, �azra�'s oocupanay of the Es4peity as a principal residence. If this S�utity In�xnt.is on a leas2hold,Borso�wer shall
<br /> -.��i}:,���' ��p�r.�vith aU the pmvT�s��AS�f the lease. If Borrower a�ui� fce titl�to the F4�opttry� the lea^�ehold�nc!Ilr qze dtle
<br />"���_�'� stE�i�s� t,m�t�:�ale3s L,ensl�t agroes w the merger ia wrlting. ' .
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<br /> '' ,'7. �u2e�33ai�oi Leattn�'s Rights in the Propeaty. If Borra�w�r fails w perform the coveaants and ts .
<br />_�;:',-�r:��� �P����S g��i'Iuat�umcnt. or there is a legal Pmcxed3ng¢�a�►t may �cantly affect Lender's rI te L�a the • ' _
<br />:-�:r;st`.�.� F!'ua�erty(sach as�a'pr000eding in bankiuptcy.Pl'nbate.for oondatmafit►n•or forfe tute or to eafarce laws or ). ".
<br /> �r �t4�eu I,rt,ender may do and pay for ahateva is aexsseq► w hmtect the value of the Prnperty and Lender's��ihe ' ,
<br />.:_`�±�a� ,�roperiy. I,ender's actions may include paying any sums sec�red by a lien whtch has prlority over s. Sec�rly
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<br /> ._:F.:,:.�s-� t�hsmuaemt, g in court.payin8 reasonable suomeys'fees and eataiag on the Property w make repaits.,�'+��;ough .
<br />__-�;��.�,�, Ixada may�on vnder Wis�7,Lender dces not have ta�do so. � •
<br /> _ .-'=.K„�� � Any amorats disbursed by under this paragraph 7 shalt m�come additional debt of l�om�t+ter se�W�!by this ' , .
<br />_ -- — Secudty Insuument.Untess Botrower aud Lender agcee to otha tem�s.og payment.these amounts`s'hn�k ibbar;inteD�c fmm
<br /> �,�r.s,�� the date of disburaea�eat at t4e Note rate aad sh�ll be payable. wiW interest, �agah�:notice from�Y+edd,er�td''�8o}rower
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<br /> ----� 8.Mort�ge In�n�u�e. If I.ender required mortgage insurance as a conditioa of making the loan �i�b�v thiis
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<br />_ Securtty Instrument,Borrower sLell pay the p�+emiums requ[red to no�6ntaia We mortgage iasutgnce in effect. ;,fdfr en
<br /> -- reason. the mortgsge jnsurance wverage requirod 6y T.�ender lapses�T c�eases to be in�ffcct, Bormwer sha�ll pay thd !, '
<br /> _::-��_ — preminms required to oMatn wverage substaatjally equiveleent tc��dfie mortgage insurance pievionsly in effect,,at�s ao�t ��
<br /> � substaa�tallY eqtiivaleat to the oost W Ror[ower of the a�}tg��c��ce Prtwlously in effect.from an altemate:�nrtgage
<br /> .�� insurer appmved by L,e n der.I f s u b s t e a t i a l ly e q u iv e l e�t mmn r�g�ge,; � oov e r d ge Is not ava�able.Borrower:��ail paY
<br />. --__--- to Ltnder each month a sum equal to one-ta e l ft h of the,���}z,.g���insurance premiuw being paid by�orto�ver w h e n
<br /> -•---___.�_—� the ins�uan�e caverage lupsed or ceased w be in effect.Lrr�ad�r�wq�'�ePt,use and retain these paymenis as a Ioss resecve . .
<br /> -- ia lieu of mortgage ins�uance. Lflss resez�;�paymeats may no loa��r pe required. at the apHon,Af Leader, if mo��rtgage �.
<br /> -=.-�::�•� insnrana o�verage(iu the amonnt and�r�3te perlod that Lender a�ires)Provlded by an itt�n�s.approved by Lender:,`;
<br /> -ra�..,� Ixoo�es available and is ohtatned. Borirawer shallpay the premiums required,to maintaln'mmtirtga�t ip.�ee irt ••; ..
<br />«�;�`;:� e�,or to pmvide a loss reserve.vatil the roquireaaent foT mortgage insurano�ends in accordance vv�th ms�°up�ttd°
<br /> = _ ,�� $gceemeat between Bomnwer and Lender or applicable lt►w. Form 3028 9/8o Q�a�o�of�81:
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