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<br /> '�-�. TOOBTH�WITH ali the impmvrmeats aow or hereafter erc�ted on tlw pm�perty. nnd all euseraenta t .
<br /> ' �� �' nppurtenancrs,and fintures now or bereafter s part of�tz property.All replacements aaid eddiUona shall elso be covere�
<br /> by thie Secudty Instrumeat.Ail of tke foregoie�is refeered to tathis Sesurity lnatium�nt as the"Property." ���
<br /> . � � +�,� BoRxawsa Cov��Nrs tha;Borrower le IawAilly seised of the atate kenb3 wnveyod and b�v the rlght to graat ead --
<br /> ' oonvey the Prop�riy And thtt tlte�e+eperty is unes�cunabered,except for encumbrnncss of record. 8orrower warrunts pad
<br /> . " r--`� , w11t defend generally the title to We Pcoperty agaiast all claims aad demaads�subject to any ernuaabmn�s of ceiwrd. �,`
<br /> � �� :;u:, 'l�us S�cuwrv INSrRUM�rr oombinea uaifonn covenants for aational uso and aon•unifo�covenants with tlmtted �
<br /> � - -� ' varlationa by jurtsdlctioa to oonatitute a uaiform security lnsuu:neat oovering reul property.
<br /> UNtPOSnt Oov�rt�Nrs.Bortower end Ixader covenant eada�e�os folluwe: �`
<br /> ` :.: i.Payraent of Prlacippl and inte�sti �l�Y�ent nud Late Chnrges. Bormwer sha11 pmmptly pay when due `-
<br /> � �� �� the principa�1 of and iatemst on the debt evidenced by the Nou tmd nny prepaytaent und lute c4arges due under thB Note. �``
<br /> �. 2.Ftind9 tor Taxea Qad Ins�uanoe.Subjece r.a s�pltcal�le Inw or to a�vritten waiver by I�ender�Boicower shall pay `
<br /> - to Lender on tl�e y ayna�ats arc avs�sadet tAe Nutc,unNl the Note is paid ia!i�!!,a sum("Flutds")for. (a?
<br /> � �" yeatly tazes attd a���k�w�ch a�X attafn�r�o�€qy ovet tbls Secudty Iasuumeat as a Iten on the�¢ ,(b)Year1Y
<br /> . f.. . ��L;, ; Ieasehold payraenta or grovnd reuss on��Br�erty. if anyc(�)Yearly hazard or pmpaty"r�swcam:ce��:(d)Year1Y
<br /> tlood iasur�u►ce pn:miuma.tf�u►y f�)}rc�fiY mon888e insu�aace premiums.if aap:and t�aaY s'� �.Ya1ate by Borcower
<br /> u�� . to I.ender. ia nccat�wltb t2�a provisions oY�ara�grapb 8. ia lieu of tQega�r�ent of mortgugo��premiun�v.
<br /> , These Iteras are calt�d°I�aow Items."Lender may,at au�y t�me,oollect au�d �h Id Fuads in an e�ouun�a¢oo eaceod the
<br /> �.:.'�,. . maalmnm amouat a Ce�for a federaUy rela2ed mo�cgage loan acay req�a'r,�e t'�r Boirower's escrow avoa�rat under the
<br /> t-� ffc,�es�p E2¢� �s� Sett�emeat prooeduras Aa of 1974 �s a�,�ad fra� tiu�a w dme. 12 U.S.C. � Z'�OI a s�eg.
<br /> �,�� Q°L@��A'A.t�C�ss s�r!aw that applies to the Funds ssts s�Ies�eaen¢�.ttee.If so.Les�er may.et at4y�.oofleci�d .
<br /> ,•. -Y, ,• Cevl�Amda 9n en a��ut not to exo�tl�c lessxr�aunt. Lea�¢ma}r���the amonnt of Funda dux a�n tke basis of --
<br />-;� .: . . current data and�aa�@�le estimat¢s of eape�tsIIiaues of flitute F�scrow Iteffis or otheYaise ia aa�ordaa,�vvzth appHcabie
<br /> law. --
<br />�:,., :, w '!he Fuads shalfl C�e held in an inatltudom wli�se deposits are insured by a federalag cy.ins�taliry.or enHty
<br />- :, r�` (including Lender.if Leadler is snc�an iastltntian)or in a�r Fcdeaal Home Loaa BaNc. i�shall y the Funds w
<br /> ' pay the Escmw Itans. Leertder ana�+uot charge Bomnwer for holdlnA and applying the �mds� annu�i analyzing the -
<br /> . •' t- escrow acaount, or ve[�fylag ths Escrow Itaav,unless L�der paya�omower Interest on the Fu�ls e�p 1lcable lavv
<br /> • ta Lender to � such a ch�r8e. However. I.eader mry roqnire Bomower to pay a oue-Hme charge for an
<br /> ��� '� �mt real estat�x Rax s�wrtin$secvioe used b Lendn in aonntctioa with this loan.unless applleable law pmvIdes
<br />:�:�� .' ,.. otheranse.Unless m�greememt is uiade ar�pplica�e!aw mt�est to be psid.Lmdar shall not be reclt�ic�d w paY
<br /> -;'%'�' a� • in t1�i intetest shaU be ---
<br /> _._ Boreower any interest or�oa the F�ads.Bomoaer I.�der may a�gree wrItin�.however,
<br />--'���.:�';��, on the FwMs.Leader shall give to Borrower,without d iaxge.aa aan u a l aoco�m�x o f t h e P r m d s.s ho w i n g c r e d i t s�d
<br /> "f'�=j�, .- - �r.a�o t h e�L n d s e n d t h e f a r w h i c h e�c h d e b i t w A h e�l u�d s w a s m a d e.T h e F u n d s a r e p l e d g e d a s e d d i t 3 o n�fl
<br /> --�'.=':!;j''•`"' sxudty for all s�ms secured�is 9ecu tyrl Insu�m�ent. _
<br /> n'�?;�,.�:i If the FYmds held by Leada �coeed tho a�mnts penaitted to be h�ld by applicable law.Lendsr s�alt a000uc�n to
<br />'=!�.��.,,,�;7; Borrnwer for the exeess Fuads ia a000rdance wIP3►t&�e requirements of app�aca�t�Iaw.If the amount af e�e 1Funds held by
<br />:�=x�$�:F` I,ender at any time is�t su�ctent wp�y We Escmw Items when due.I.ead�a stmy so notlfy Botmwer in acit(ng.aud.in
<br />--�,e�;;,�;• such case Bomnwer shall gay to LeQdet the amount�L�er a sole disaetio�n4.deficieacy. Ronower small malc�e up th�
<br /> „u�;a:�; ,: deficienc�+in no more than ta+elv��th1Y AeY�e. -
<br /> � -- Upon payment ira 8ult of all su�ms sea�red thfs Sautl [�snvmea8.A..esder shalt prnmptly re£�utd to Bornnwec
<br /> ry ..e
<br /> J;:-="�'�`�� aay Famds held by I��er. If, und�paregiagh 1. Ixnder shaU acqutre ar sell the Pmperty. Leader, prEor w the
<br />=��''-�_� acquisitIoa or sale of the . all apply a�y Punds heid by Lsader�the t[me of aoqnisition'or sale a�a credit
<br /> - --� against the sums sewzed by W�Securtty Insauwe�nt.
<br /> -=- - � 3. AppllcAtlon oi Pay�s. �Taless applicable law pmvides oihe�,all pay�ts receivai by Lender under
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