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<br /> S. Hazard or pro ��—���s
<br /> perty Iasurance. Borm�ver shall keep the impravements nuw exiating or hereafter erocted on the
<br /> Property insured against loss by f1re. haeards included within the term "extendecl covcmge"and any other hazards. Including
<br /> flooda or flooding. for which l.ender requires insurance. Thia insurance shnli be maintained In tha annaunts nnd for the periode
<br /> that Lender requin.�s. The insurance currier provIding the insarunce shnll tre chosen by�iorrower subject ta Lender's Appravul
<br /> which sh�ll noi be unreasonably withheld. If Borrower fnlla to mnintnin coverose descdbed cbave. Lender muy. at I.enster's
<br /> option.ob�nin coverage to protect Lender's rights in the PmpErty ln uccordunce+vith p,lrngmph 7.
<br /> AU insurance policies end renewals shall be acceptable to Lender and shall inctude a standard mortgage claiue. Lender
<br /> shall twve tha right to hoid tha policIes and renewals. If Lender reqnires.H�rrower shWl promptly 6iva to l.ender all receipt�of
<br /> paid premiums bnd renewal notices.In the event of loss.Borrower shall give prompt notice to the insumnce carrler and Lender.
<br /> Lender may make pmof of loss if not made prnmptiy by Borrower.
<br /> Unless Lender and Horrower othenvlse ugres in writing,insumnce procee�is sdull be applled to restoration or repuir af the
<br /> Property damaged,if tha resWration or repair is economically feasible snd Lender's secudty is not lessened.If the restorntion or
<br /> repair is not eonnomically feasiaie er Lender's security would be lessened.the insurance praceeds shall be applied to the sums
<br /> secure�Dy Rhfs S�ecter�ty Enst��aent. �vheth�er or not then due, wlth any excess pa�d w Borrower. If Borrower abandons the
<br /> pr�ogt¢eAey.or cEoes rcat ansv�rer w�thiA►3�d.a�rs a ceodce from Lender that the iasurance carrier has offered to settic a claim. then
<br /> d.ead'.eu may oadlecc t�e i�suraiar.ce p�ooeeds. [.exr.der may use the proceeds to repair or restore dto R�v�ecty or W pay s„MQ
<br /> s�cuee�4K tRis Sscaezr",tar�resuucuxu�t,rr�hether or�ot then due.?'he 30-day perIod witl begim wtr.en.t6e not�ce is given.
<br /> AJnless i.eader'�lid Barmv�rer otherwise agreE in wri4ing, any applicarion of procea�s to prIncipal shatl not extead or
<br /> postpotte the due da7e'of the monthiy payments nferred to in paragraphs � are�2 or change the amount of the paycaenes. If
<br /> under paragrapn 2�,t',�e,Property is acquired by Lender,Borrower's riglht to any insur�moe polIcies and pmceeds r�esultwg from
<br /> • damage to the Propexty'prior to the ecqnisiNon�4t�11 pass to If.e�der to the ea¢ent of the surns se�ured by this Secwity IIe.chunieut
<br /> � tmmediately prior to the acqulsition, , .
<br /> ' � ' �� 6,;�)CCUpazxy,P�servation,NEafntenance an�Protection ot the Pro
<br /> perly;Hota+�asr�i's Loan Applfcation;Le�eholds.
<br /> � .:•.��vti�s�shall 6ecupy.establish,and ose t1rt�Property as Borrower's priaci�al tesidenefe�=u�n sixry days after the ex�c6on of
<br /> ��' � •'� ` � � ' Instrument and shall contiaut¢o oreu the princlp't�i msidence for at least one year atter
<br /> , : `�:,���h�Y PY �PeriY as Harrawer's.
<br /> �. ::�zN;{}�e•of occup�}�;onless Lender othennds���in writiug,which,oo�aen�$hall_not be urnre�asonably withhe(d.or unless
<br /> •.„
<br /> •' ext��jqating c�rcu�anaoas exist whlch ar�:b�r,.ocd Borrower's control. Bora�cavPer s7r�lb•ttAt desuny, damage or i�qr�,nair the
<br /> I'ro�iCity:;allow the Property t�d�er;orate. ar'�ommit waste on the Propetty. 8ofip�ies shall be in default if any fr�rfeitu�
<br /> actio�;vi;pmoeeding,whet6er o8��1.�i criminal, Is begun that in Leader's gaod faith j�c�grnent c�ould result in forfeitube of tlte ,
<br /> Property or othenvise materi,iliy;�qpriir the li�e{eated by chis Securlty Ins3v+�enent or L.edder's sep�rity interest.Borrower may � •
<br /> cune such a default and reinstate,as prtsv�dcd iii�atagraph 18.by causing the action or pmvaediag to�e dismissed with a niling .,
<br /> that, in I,ender's good feith determinnttoa;:�►ieciudes forfeiture of the Bonc�wer's irntet�s't iA tha�a,ostty or other materIal .
<br /> impairnient of the lien creatad by�thYS,.Bi�rity};�lnstrument ar Leader's security interdst. 8orro�v�r.'sh�1'also be iq default if �
<br /> Borrower,during the loan applica4ion P.r�ess,ga48 macecjally false or inaccarate fnfora�ation or.st�lts to Lender'�i�failed
<br /> ' to prnvide Ien�er with any materiel�:int�}rniation)iri;wanectioa with the iQan evidenced;by,.the Not's;:iricluding,but�.'tiat.limited
<br /> to.repnsentations canceming 8orrawbr's e�ecupancy of the Property as�.pi�ncipal res�deqce.If this�Secudty Insuumeht:[s on a
<br /> leasehold, 8orrower Rhall comply wtth all the provlsions of the Iease.:If�orroqvei;;aagu�res fee 'dde'W the Pm�tly, the .
<br /> leasettold and the fee tide shaU nat inBtge unless Leader agrcos to the mergefr id yvl�tip�:. " ��. ; .
<br /> 7.Pt»te�ttoa of Lcnder's Rights in the Property.If Borrower faSls tp.perfomt'xhe,Covenants and agreements coat9ined in
<br /> this Seeurety Insuument,or there is a legat praxedIng thai may signi6cant�y�ffect Lendgr's rights in the Property(such as a
<br /> proceoding in bankruptey. probate,for condemnation or forFeiture or to enforce laws or regulatians),then Lender may do and ��'" •
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<br /> pay for whutever is neoes.cary to pmtect the value of the Pmperty and Lender's rights Ia the�roperty. I.ender's actions may
<br /> iaclude paying any sums sec�red by a lien which has prlority over this Security Instrumeret, appearing in court. paYing
<br /> reasonable auomeys'fees and entetin$on the Property to meice repairs.Although I.ender�it�y take action under this paiagraph .
<br /> • 7,I.Bnder does rwChave to do so:��'. : •
<br /> Any an►aunts disbursad by Lt�nder.etuder tbis paragraph 7 shail b000me addioional dcbt of Borrower secured by th�a '.; , . ;
<br /> Security Insttumeat. Unless Botrower'a�d i�tider agre�to other terms of paymeut,thex amounts shall bear interest from the ;��,., ,. ;
<br /> date of dis6wsement at the PIuEe rdte�aad sl�li be payable. with interest, upon nottce from I.ender to Borrower,,tl�uestiri,�'c.;:.;;�'
<br /> payment. �� , � ''��' '' . .
<br /> 8.Mo�tgage�nsuranee..Lff i�nder r�quired mortgage ip,5�rance as a co�dirion of mafdng the loan secured by tltis�;5�{f�ty..�,:'::,:
<br /> Instcument.Bomower shaE1 pa� dhe�premiums re.quir+ed to maintnin the mortgage insuranoa in effeet. If, for any reaspn, lliis' �
<br /> mortgagt insurance coveiage rn�uired by Lectder lapses or ceases to be in e�ffect.Borrower shaRl pay the premfums requic»d W'�;;; ;.:'i
<br /> obffiin coveragc substanaally o�i1'ti�llept to the mortgage iqsurance px�evtously i�z effect,ai,�cost substantiaily equivateat ro the
<br /> cost W Bomnwer of the ma�,�e u►sureace prev[ously in effect. from an altemate MottgAge insurer appmved by Lepder. If
<br /> substendatly equivalent macs,�r�e;s�s�nce covetage is not available.�orrov�er shall�X,Co'Leader each momh a sntn e�ual W
<br /> � onc-twelfth of the�reariy t�oC`,,^��e hisuranoe premtwn being paid by Borcower when the insurance ooveragc lapsed or ceased w
<br /> .. be in effect.LeMdec��i4k6 as�gi�;;.ksse and retain ehese payments as a loss reseive in llat of mortgage insurance. x.oss reserve
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