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<br /> 'I'00$T�iBR WITH ull the lmpravementa now or htreafter et+e�ted on tho property,und nii caseme�lts,ap•p1urTen��
<br /> fiatures now ax h�reaftcr u part of thv property. All �ep1t►cements nnd ttciditions sh�lf nisa bo oavored by this 5ecurlty
<br /> lnsuument.AU of the foregaing ia rePcrred tu in this Security Instn�ment us the'Pmperty." —
<br /> BORldOWER COVBI3ANTS that Banowcr ls luwfuliy Sefsed of th$estnte hercby canveyed und fias the risht tu grunt and
<br /> canvey the Prnperty and thut the Prapetty is uticrtcumbered. except far encumbranses of rem�rd. Bo�rawer wgrrnnts and will
<br /> defend gcn�mlly thc ttde to the Proprrty aEuinst nll claims attd demands.subject ta uny encumbrunccs of mcord. ;--
<br /> THIS S�CURITY INSTRUMENT combines unifomi rnvcnnnts for nutional use und non-uniform covrnants with limited
<br /> variutions by]urisdlction ta constitute u uniform secu�ity instrument coverins ral pmparty. �
<br /> UNIFORM COVENANTS.8orrowcr nnd Lender covenant and agree as followF:
<br /> 1. �ayment oi PrinclpAl und Interest; Prepaymieni and Late Cha�es. Borrower chatl promptly pay when due the
<br /> prlacipll nf nnd interest on the�ebi evidenced by the Note and uny prcpayment und late charges due under the Note.
<br /> 2. I��unds!or Twces and Insurance.Subjett to applicuble luw or to a written wuiver by I.eader. Bonower shall pay to
<br /> I:ender on tlio duy manthly payments are due under the Nate.until the Nota ir pstid in fup.u sum('Funds")for:(n)yeurly taues
<br /> snd assessments which may attain pdor�ty over this Security Insmiment us u lien on the Property:(b)yearly leASehatd payments
<br /> or ground renta on the Property.if any:(c)ycarly hnzard or pmperty insuranca premiums;(d)yearly flood insurance premiums.
<br /> jf any: (e)yearly mortgage insuranco pmmiums. if any: and(�any sums payable by Borrower to L.ender,in accotdence vv�th
<br /> the pravisions of paragraph 8, in lieu of the puyment of mortgase insurance premiuma.These items are called"Escrow Items."
<br /> L,ettder may.at any time, collect and hold Funds in an amocnt not to exceed the maximum.amount a leasi,er for a federally
<br /> related moRgage loan may reguire for Borrower's escraw accoant und�r the federal Real �staee S�etticuaznf FFcooeciures Act of
<br /> 1974�s emanded from time to time. 12 U.S.C. Secdon 2601 et seq. ("RESPA").anless anot[zer law tTzae agpEces co t�e��azds
<br /> s�ss a lesser a�ount. if so, I.ender may, ut any t�me. coAect and hold Funds in en amount e�mt to excead cixe Iesser ar,za�r.at.
<br /> L.Bnder may estimsate¢b.e ait:uuut ot�u�.ds 'ue an t �basis�F c�rrent d�•a and masonable essninazes of ex�n.ditunes ofi 4hnixue
<br /> Bscrow�teros or otcQeenvise ice 7cocordanoe witY�applicabte law.
<br /> The ]FLeeds sltall �a 9a�u in an insticuaon w[tvse deposits are insured by a federal agency. instrumentality. or entity
<br /> (incl�di�Le�der.�f L.eedCr�is such am instntution)or in any Fed¢ral�iome Loan Bank.Lender sball apply the Funds to�rsy the
<br /> Pscrow Items. Lender may noi charge�Qrrower for Rolding Aus9 applging the Fuads.aanuaqy analyzing the escrow account,or
<br /> verlfying the Escrow Items,unless Lender pays Rorrawer iaterest on t�ce Funds and applicable taw permits Lender to make such
<br /> a charge. However.I.ende*may requite Bormwer to pny a one-time charge for an independent real estate t�vc teporting service
<br /> �sai by I.ender In connecrion whh Wis loan. unlsss applicable law provldes utherwise. Unless an a,gre�nent is made or
<br /> applicable law requires interest to be paid.Lender shall not be required to pay Borrower any interest or ese�angs on the Fnnds.
<br /> Borrower and Lender may agree in writing,however.that interest shall be psid ou ehs Funds. I.eader slrtttt!gire ce B�crower,
<br /> without cherge.an annual accounting of t�ee Funds, showing credtts and debits ta the Funds a� the gurpose for wl:ich each
<br /> debit to the Funds was made:Thg Funds are pledged�s�additional security far a�A 5�ta�s secured by ttt9s 5ecurity.instiurnent•
<br /> If the Funds held by;d.��d$r exceed the amQUrir�p�rmitted w be held by A�4ec3ble law,Lender shall a�unt to Bonower
<br /> � ; .for the exoess Fl�ds in si:Cardance with-s4�ia,tegu�t�.pde�►1s of appiic�ig�aw. If E1tti�xtmount of the Funds he1�9�y�Leudar at any
<br /> '�,.:{,�;�_,',glina is aot�i��arieftt w pay the Fscrow,$¢e�when dtie.Ixnder Yzta�►ca f�otify Bomower in writIng, and.in sucti rase Bottat�tfsr
<br /> �S�.al!pay tii��:ander the amount neoes9si�r,¢n'•huelce up the deficienby..��ormwer shall make up the deficiency ia no mora�iAa
<br /> �?+�•'�}'�� ��yelve monthly payments.at Lender's sole discredon. .��' ,
<br /> ''�... Upon payment in full of all suins secured by this Secnrity Insuument, Lendcs shall pmmpdy refl�nc8,;t�+,Aomower sny ':�...
<br /> Fnnds held by L.ender.If.under paragraph 21.Lender shall aasujre or scll tha Pmperty,I.ender,prior to the acx�ui�ition or sale
<br /> of the Property,shall apply any Funds held by Lender at the time of acquisidon or sale as a credit against the sums secured by
<br /> this Security Instwnent.
<br /> 3.Appltcation oi Payments.Unless applicable law provides othervv�se.all Qayments received by Lender under paragraphs
<br /> 1 and 2 shal!be appUed:ftrst.to eny prepaYment charges due uader the Note; socond,to amounts paya6le�utder paragraph 2;
<br /> third.to iaterest due;fourth.to prfncipal due;and lest,to any late charges due under the Nate.
<br /> 4.Ci�r;�esi.1L'tens}��oi�ower shall,paY aU taxes,assessments,charges.fines and impositioas amibutable w.ths Property
<br /> which maynlyuia:�prlori�y���ver this•$?a?a.raty Insuument,amci I�asr�Qld�rayments or ground c�ms;,i�any. Borrower sh&il��ry.
<br /> these obligari`o�,s in the'�nr�ex pmvide�,LL[�;�far�raph S3�or if�e�p�a tn wac,nanne�.Borrow�#�+�►�:p�y t�?bn pn tIme dIre�tly
<br /> �to the person owed paynient.;�3orrower shall pm�ripQdy.ffi�QmiSh'to Lender all notioes of amounis�o'���i��;�nder fhis paragraph.
<br /> :�1f Sorrower makes these p�neats djrectly,Borrowe::s�9l�promptly fumis6 to�.ender receipts•evld�Ce�i�`1fie":PaYments.
<br /> Borrower shall prompily discharge nuy lien wDi�cDt���'s Priority over tltis Security Insttument iuiless Boribwer:(a)aBrces in
<br /> writing w the payment of the obligation,.secuF!od by the lien in a manner aoceptable to I.ender, (bj�contests in good faith the lien
<br /> by, or defeads egaIast enforcement aff.�oi.�fen ln, l�ul pro�dia$s wtuch �n the Lender's opinio��.dp�s�te to pnevent the
<br /> enfancement of the lien;or(c)secures t�om'�the holcje�:qf the(ien an agreement aatisfactory to Len�er sd4r�?�'ei�ariag the lien to
<br /> this Securify Insuua►en¢.,��d..ender detenpines that�rc�,part of the Property is subject to a lien whtch ra�y':uttafn priority over ��',,,
<br /> this Secutn�jo�'�nsmiment.'Gti�ider may gi�{e.Borrower a notice idendfying the Ilen.Borrower slnsll sarisfy the lien or�ke one or +`_;
<br /> more of th�art+ons set forth above witii�'4�days of the giving of notive. �
<br /> ��� • � '� Form 3028 9/80
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