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<br /> � 3. t�a�srd ar Property �nRU�ance. $orroaer ehell kenp the improvdmenta now axiating nr hereafter erected on
<br /> , y the Property inaured ogainet lass by tire,horArde incladed within thd term"extended covera�e" and any other hazards,
<br /> � includin�lloo�s or ttaading,far cvhich I,ertder requlrea insurnnce.This lnaurnnce shnll be mainwined in the emaunts _
<br /> � '':�� and for tho partads tlwt Ixnder requires.The insuranco oan�Ier provtding the ine3urnnca ehnll be chosen by Aorrower _
<br /> ' subject tm l.ender's ap�rovel whtoh sht�ll aat be unreasonabty withheld.If Horrower teils to maintein coverage desctibed _
<br /> . • • • ��1 above,I.ender moy.at I.ender's nptian,obtain coverng�to pratect I.ender's righte in the Property in ucwrdanc�with
<br /> ' pnra�rap h 7. °
<br /> �:fi -���. Att intiura�wo puticies and reneHats ehall be eccepteble to l,ender and shell include a ewnderd moregase cleuso.
<br /> ' ,�c Lendcr sholl hove the right ta hold tho poltcies nnd renewalA. If L,ender requires, Horro�ver shalt promptl�give t� _
<br /> ,�,� l.ender all receipts ot patd premiums end r�newal notices.!n the event of loss,liorro�ver shull gtve prompt notice to the _
<br /> ,-,..�. insurnnce carrier nnd Lender.I.ender mey make proatof lnss if nat made pn�inptly by Barn�wCr.
<br /> .`'`` Unless Lender and Bosroaer otherwlsa agtee in atiting,inautaace proceeds shall be applied to restoration or repair
<br /> ;��� o!the Proparty damaged,it the restoratton or ropair is economiaapy teasibla and I.ender's security is not lessoned.lf the
<br /> '��- . restomtian or repair is not economlcelly teasfble or Lender's securiEy aould ba lessened,th�insurance procceds shall iw
<br /> - .�, applied to tha sums seoured by thie Securixyr Instrument�wheth�r or not tAen due. with eny excess paid to Aarrower.lt _
<br /> - Bosrow�r abandans th�Pcoperty.or daes not ansnrer atthin 34 days a notice from Lender that tha insurnnce car�ier ha.q
<br /> offered to sattle a claim,then Lender may eolleot the insuranc�psoa�ecls.Lender may use th�proceeds ta repait or
<br /> . . 5 � restore the Property or to pay sums secured by thie Secur�ty Instrument,whether or not tRen due.The 30�day period wiil
<br />_ . . begin when the not�ca is g�ven.
<br /> � Unless[.ender and Borrower otherviise agree in writing,any appticetion of proceeds ta prinoipal sAal1 not extend or
<br /> �'� - postpone the due date of the monthly payments reterred w in paragsaphs 1 and 2 or changer th�amount of the puyments.
<br />- -'�'�,;• If under �aragragh 21 tha Property is aoquired by Lender, Boreower's rtght to any insurance polictes and proceeds
<br />` resulting from damage to tha Property prior to the acquisition ehatl pa�ta Lender to the extent of the stems secured by
<br /> �'� '` this Security Instrumentimmedtately prior to theacquieition.
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<br />:.,,_;. .�r 6.Orxupancy�Presorvaticn,Msiatenance aad Protectiat�o!the Property; Borrower s Loan Application;
<br /> ���; , :.:,; Lwseholds.Borrower shall oxupy�establish.and use the Prog►erty es Borrower's principol residance�vithin sixty days
<br /> '� � atter the esecution of this Security Instrument end shatl continue to occupy the Property as Borrower's principal
<br /> "�`"�"'�� residence for at least nno year atter the dete of occupanoy�untess Lender othetwise agrees in wriEing,which consettt shall
<br /> :-�.,_14..-" not be unreasonably withheld.or unless axtenuating circumstances eaist which are beyond Borrocver's oontrol.Barrower
<br /> �r':�� shull not destroy.dt�mage or impair tha Property,ellow the Property to deteriorate,or commit Neste on the Property.
<br /> `;,;�;;' Barrower shall ba in clefault if any forteiture action or proceeding, whether civil or criminal,is begun that in L,endar's
<br /> -.�- �• good fetth judgment could tesult in forieitute of the Propert�or otheraise materially impair the lien created by this
<br /> Security Inatrument or Lendet's security interest. Borrower may cure such a default and reinstate, es provided in
<br />_=�r�l� patogaph 18, by causing the action or proceedir�g to ba dismis9ed aith a rul{ng that, in Le�tder's good taith
<br />�9,..a,�� determination.precludes forfeiture of the Borroaer's interest in the Property or other moterial Impaitment of the lien
<br />_���;,��,..�� Created by this Security Instrument or Lender's security interesk Borrower shall aiso be in defautt it�orrower,e�uring
<br />- -�i=."'i��. tha loan apptication process. gave materislly false or inaocurattES informetion or statements to Lender (or tailod to
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