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<br /> ' �. TOOBTHBR 1VITH all the improvarpente now or hereatter erected on the pro�pe�y, t►nd oll easoments,
<br /> , . . � . � appurtenonces,and fixtures no�v or hereafter a part ot the proporty.Al l replocements and addiuons shall atsa he�:overed -
<br /> � by this SECUrity Instrument.All of tha toregoin�is refernd to in thie Security Inatrumcnt ns the"Property." -
<br /> ' HORROWER(:OVENAN'I'S that Borrower ia lawtuliy aeis.d c�f the estete h�eby conveyed and hos the right tc�
<br /> ;� grant Rnd�onvey the Property and that the Property is un�ncumbered,except to� encumbrances of rec�rd. aorrnwer
<br /> ��r� watrants and wiQ defertd generally the title to the Property against all alaime and demandv,subjer.t to any encum6ronces -
<br /> of recard.
<br /> . -. �'� TMS SECURITY INSTRUMENT combines uniform covenants for natlonal use and nonvniiarm covenants with
<br /> • -•� limited variations by�3urisdiction toconatitutea uniPocro security instrumentcoveringreal property. _
<br /> UI�IIFORM COVENANTS.Honower snd I.ender covenant and agree as follow� �
<br /> .;�`� 1.Psyment of Prineipsl aad Intereat;Propayment and I.�te Cl�argos.Borrower ehall prompdy Q»y when due =
<br /> �' --� the principal of and interest on the debt avidenced by the Note arid any prepayment snd late cilarges duo under the Note.
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<br /> 2. Funds fot Taxes and Insursace. Suhject to applicablo law or to a aritten waiver by Lender, Borroaer shall -
<br /> ��.� �ay to Lender on tha day montlily payments ere due under tha I�Tote,until the Note is paid in tull.a sum("Funds")for.
<br /> ` (a)yearly taxes and essessments which may attain priority over thia Security Instrument as a lien on the Propert�;(b) -
<br /> � yearly leasehotd paymente or ground rents on tha Property. if any;(c)yearly hazard or propetty insurance prem�ums; _
<br /> (d)yearly t(ood insura�nce premiume,if any; (e)yearly mortgage ins�rance premiurns,if any;and(f)any sums payable
<br /> . by Borroaer to l.ender.in axordence with ihe provisions oY paragraph 8.in lieu of the payment of mortgage insurance -
<br /> � ' .., premiums.These iteme are called"Escroe�Itema."Lender may,at any time,collect and hold Funds in an amount not
<br />:":��' to exc�d thE maximum amount a lender for a iederally related mortgage loan may requlre for Borrower's escrow
<br /> account under the federal Real Estets Settlement Procedures Act of 1974 as amet�ded from time to tims, 12 U,S.C.
<br />_ ' �;��` Section 2601 et ser).("RESPA"),unless another law that applies to the Funds sats a lesser amount.If so.Lender may,
<br />°=rt':'j?;;;'_,'`: at any tima,collect and hold Funds in an amount not to eaceEd the le�ser amoun�Lender may e.stimat�the amount c►4 -
<br /> �'.'�• �� Funda due on the basie of curnent data arid reasonable estimates of expenditures of future Bscrow lteme or otheravise in
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<br />- ,.. :s r,��: accordance with appllcable law.
<br /> �,;:;;�f 1'he Punds ehall loe held in an institution whose deposi�s ere insured by a fedet�al agency.instrumentelity,or entlty
<br /> � (includi'��l.ender,ft I.ender is auch an inatitution�or in any Pederel Hame Loan Bank.Lender shall apply the Funds to
<br /> J-j:��'� pay the$scrow Item�;Lender may nat charge Borrowar foe holding and applying the Funds;annually analyzing the
<br /> r,,,0.u��:� escrow account,ar verifying the Escroa Itema,unlese Lender pays Borrower intereston the Funds and applicable iaw
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<br />- ,. .:f permita i,ender ta make euch a charge. Howevcr. I,ender may require Bortower to pay e one-time charge for an
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<br /> _..��, indepemdent real estate tax reporting service used by Le{�dec in com►ection with this loan,unless applicable Isw provides
<br />_j�'� otherwi�e,Unless an agc+eement is made or spplicable law requires interest to be paid,Lender shall not be required w
<br /> _.-�'W��,� pay Borroner any interest or earninp on the Funds.Borrower and Lenuer may agreo in wrlting,however�that intorest
<br /> _`,�-'-�. shal!be paid on EhB Funds.Lender shall give to�orrower,without charge�an ennusl aa;aunting a!the Fands,ehowIng :
<br /> _°:::a--�, credits and debits to the Funds and the purRose£Qr.which each debit tothe Funds was made.The Funds are pled�ed as
<br /> -V '"..`-—= additionsl�urity iur sli sums s�cur.,d hy this S.cu�ity Iastrumc»t.
<br /> '"`�'-}��t''�' Ii t�4 Fands held by Lender eaceed the amounts pecmitted to be held by ap}a9icnble laa,Lender shall acoount to
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<br /> -�::�:;�`y?� Bortoaer tar the eacess Fuada i�avcordance with tha requ�ramenta oi epplicable Iaa,I!'the amount of the Funds held
<br />_________ by L,eitder at any time is not suf�ctent to pay the EscroW.Items when due.Lender mey so notify Borrower in writin�, .
<br /> — and,in such case Bormwer shall pay to Lender the amovat dece�ary to make up tha deficiency.Borrower shelt mai�e .
<br /> --"`"'-""� up the Sieficiency 4n,n�more than twelve monthly payments,at Lender's sale discretion.
<br /> __�°�i Uppn payment in fu11 of ell sums secured by thie Sec4ctty Instrument,Lender efiall promptiy refund w�arrower ��'�.
<br /> _=�.. any Punds held by Lender. If. under paragraph 21. L.eader shall acquice or sefl the Property, Leader, prior�to tlte
<br /> -=�?;'��� acquisition or sale oi the Property.shall apply any Fund�tield by Lender at tha tirna oP acqnisition or eal�aa a�credit
<br /> -�-.--= against tha sums secured by this 5ecurity Instrument.
<br /> --°�-- 3. Applicatioa ot Payments. Unless applicable laa pmvides otherwise,all paymes�ts received by Lender under ,
<br /> - � paragraphs 1 and 2 shall ba applied:first,to any prepayment charges dua under the Nots;aecond,to amounts paynble
<br /> - _— �.,��� •snc�r �a h 2;third,tn int�test���;fovrth,to !lC=1 _�ri�w�ailA�� �O At! lpna ehet'Qes�_1�.a vtl�ot th!+Nnte.
<br /> _"'� 4 Chieg; Lieus. Boredarer shall pay all te�,�ments,cherges,fines aad i�ositions,attributable to the
<br /> °' Propec�;y which may attain ptl+orlty over thie Security Insdvment, snd leasehoId pay�ant���8norind rents. if sny.
<br /> Borrower shall pay these obligations in tha manner provided in paragraph 2,or if not paid in that manner.Borrower ,..'
<br /> shall pay them ori time directly to the pers�n owed payment.Borroa��r phall promptly furnieh to Lender all aotices of•,;,�:
<br /> - amounts w be paid under thie paragcaph.If Borrower makes these p�yments dit+ectly,Borrower shall promptly furnish•;;�; _ �
<br /> -- -- to Lenider ra�eipts�videncing the payments. . , r,:: :
<br /> - .�nrrowet shall promptly discharge any tien which hes..priority over thia Security Instrument unlese Bomowert(a�;���;•.:�„
<br /> _=—- agr�es in ariting to the payment of the obligation secured by the lien in a manner aoceptable to Lender(b)contests in '�; `'
<br /> � guod faith tha lien by.or defends against enforGement of tha lien in,�lagal'prooeedinga which�a the Lender'8 opinion ���� .
<br /> -- operate to pr�event the enforcement bf ttie 1Qen;or(c)secures from sha holder oi the lien an agresmrnt satisfactory to � �: '
<br /> -- I.ender subordinating the lien tt�this SeCta�q+instrumen�If Lender determines tt�t any part e1f�the Property is subje,ct � �
<br /> __ _—_ to a lien �rhich may attain prIr�rity ov�th�s Security Instrument,Lender may�,t+���arrower a notice�dentitying the
<br /> ___—=— "lien. Borrower shell satisfy the.lie�or take ane or more of the actions set forth afsove within 10 days of the givIng of
<br /> — - -_�t notice. ,
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