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<br /> �, S. Ha�r� or PropeHy Qusurance. Borrower shall keep eho improvem�ents now asiating or hereafter crected on the
<br /> � , , * �Property Insured ogainst losa by tim. hazaeda included within tks term'extended coverage"and nny ather harArda, including
<br /> - ;::� Haoda or floading. for which Lender requires insurnnnce• Thia lnaswan�cr eh�ll be malntained in the tunounts nnd for the pertods -
<br /> . � thut Le�tder requires.Yhe insurunce c,ttrrter providinB the insurance ehnll be chosen by Borrower subJect ta Lender's appraYnt -
<br /> ; � which shall nat be unreasonably withheld. If Bortower f�ils to malntain caverage descrtbed nbove. l.endsr may,nt Lender's
<br /> � opdon.obtnin covernge to pmtcct l.ender'a righte in the Properry in urcordnace with parngrnph 7.
<br /> ;; AII insurance policles aud renewals ahatl be acceptable to Lendet and eba11 iaclude a standard mortguge cluuse.Lender _
<br /> ' �_,� ahall have the dght to hold tlto polictea und renewals. It Lender requires,Borrower ahail pron�ptly give to Lender�li recoipts of
<br /> '� '",. �� patd premtwns and renewal notices.Ia the event of losa. Borrower shNl give prampt native cu the tusurance currier nnd Lender. `
<br /> : �;,?.� Lender may make proof of l�ss if not rnade prompdy by Borrower. _
<br /> 1 }� Unless Leader aad Borrower othenvise agcce ln wrlting.iasurance proceeds g�all be applied ta restoration or repair of tke
<br /> Property demaged.if the restoratlon or repair la ecoaomicnlly feusibte and ixnder's secudty is not lesseacd. Ii the restoraUon or
<br /> _ � , r e p a i r i s n o t e c o n a m t c,t il il l y f e a s i b l e o r L e n d e r's s�t y w o W d b e l e s s�n e fl. t h e i n s u r a n c e p t+o c e�s shall be a p plial to the sums
<br /> ;p ., secured by tbia 3eciulty Inswment. whether or not then dne. with any excess pald to Borrower. If Borrower abandons the
<br /> � ' �; Property,or does aot answer wlthia 30 days a aotice from Y�eader that the lasuraaa cazrler has offered to settie a claim, thea
<br /> � ,''�•' Lettder may collect the insurance proceeds. Lender may use the pr�s to repair or restore the Propzrty or to pay sums
<br /> � secured byr this 5ecurity Iamument,whether or not thea due.1lee 30�day period wlll Hegin when the notice is gtven.
<br /> • � � Unless LeAder and Borrower otherwise agcee in writing. any applicatlon of prooeeds to priacipal shall not extend or
<br /> postpone the due date of the moathly paytnents referred to in paragraphs 1 and 2 or change the amount of the paymeau. If
<br /> " under paragraph 21 the Property is acqulred by Ixnder. Borrowee's dght to any insurance policies and pmceads nsulting ftom
<br /> damage to the P►nperty priar w the acquisition shall pass to Leader to the estent of the sums secured by tt►ta Securlry Insmunent
<br /> �� immediately prios to the acquisIHon.
<br /> 6.Ooaapan�y.Pr�secvation,M�intenance aad Ptmiection of the Prnperty:Borrower's Loan AppUatttoai Leaseholds.
<br /> . gorrower s�all occupy.establis�.and use the Pcoperty as Borrower's priacipal residenee witbia sixty days after the execuaon of
<br /> - .:�..;,;.. this Security Qa.rtuumetu and shall coatinue w occapy the Property as Borrower's principal reaideace for at least ane year after
<br /> the date o��rpancy,nnless Lender otherwtse agees in wridng,which consent ahall not be�,n*�sssr.nably withheld. or w�less
<br /> , .:•����� eratemiating circumstaaces �acist which are beyoad Borrower's conuol. Bornower shall aot destroy. damage or Lnpair the
<br /> �roperty.allow the Propez¢y to deteriorate,or oommit waste on the Pcoperty. Bomower sball be in defan�Jt iP any forfeiture
<br /> � "�''" sction or pr000ediag, whettcer ctvtl or crla2inal. is begun that in Leader's good faith judgment ooWd resWt in forfeiture of the
<br />-;'::;'`'T'� , PiroPenY or otherwlse materlally impair eh�lien created by this S�dty Insavment or Leader's security interest. Borrower may
<br />-�s��F^; � cure such a default and reinstate,as pmvided ia paragraph 18.by causing the actioa or pmceedir�r qu be dismissed wlth a niliag
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<br />-r`t•;:. - that, fn I.eader's 8�1����oa,precludea forfeituce of the Borrower's interest ln ihe Property or other matedal
<br /> � '�-� �np�icmeat of the llen creaud by tbis Securiry Iasuvmem or Lender's sxurity interest. Bomower sball also be in default if
<br /> L�crrower.dusing the loan applicazion precess.gave materially false or Inacauate information or atatentents w Lender(or faiicd
<br /> __Y•�`�'�� ta. vlde i�encler with an materia!infosaatrtion)ia cannection with the loan evldenced by the I��i�,iacluding, but aot limite�
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<br />�:�-?��`��1 ce,tePrese�ntncions coacecning Borrowei•s�iaupancy of the Property as a principal resideace.If�e�s Security Insaument is om a
<br />_ ;.���-rs j �t�a�eehold, Bortower shall oom�ly tvith'aDl ihe pmvielons of the lease. If Botmwer a�:quires fee title to the Pmperqr, t�e
<br /> �:� • tr�sehold and the fa tide s1naU not merge unless,Lcndez agrces to the merger ia writing. .'
<br /> 7.Pe+ntection of Leader's•Rlghts in t6e�lh+op�.If Borrower faila to perform the ooveaauts aad agn�em��s contaian�d•in
<br /> �4;��"�.�'� this Secudty Insuument�or there�S a legal proceeding that may significantly affect I.ender's rlghts in ths ProPertS►(suc�As a
<br /> �.y�:,�;y� prooeodIng in banlaupuy.pmbate.for conde�nnadon or forfeiture or w enforce laws or regulations),then Leader may do xn�
<br /> ��ti,�a�;f�< pay for whauwer is n�essary to protect the v�lae of the Property aad I.eader's rights ia the Propecty.L,eader's actions may
<br />•s��� iaclude paying any sums secured by a lien wluch has prlority over this Seruriry Insm�ment. aPP�'�8 � court, P�S
<br /> _—�'.'i c�eagonable attomeys' fces and enteripg an the Property co make repairs.Although I.ender may tatce aaion�msle3 this paragragh
<br /> J"°—� 7.LesWer das not have w do so. .
<br /> - --� _ Any amounts disbursed by Ltnder under this paragraph 7 shall become additional debt�f�ormwer�;seeured by,this
<br /> -- --- � Security Iasuument.Unless Bomower aed dyend�t.agne to other ter�s of payment, these amounts shall�beai iuterest from.t�g
<br />__ �te of disbutsement at the Note rate aad shall be pAyable, with intaest. upon aatice from Lender to��o�wer requesdng
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<br /> .--=---- 8.Mortgage InsuraQCe.If Leader res�ui:ed mortgage insurance as a coaditioa of making the loan s��by this Security
<br /> .-_-_-__�-�.?;,;;� Insaument, Borrnwer shall pay the premqs�ms required to maintain the mattgage iasurance ivs effeCt. If� for airy ceason.the
<br /> --- mortgage imsurance ooverage t+equiued by g.eader tapses or ceases w be in effecc.Bormwer sha1l.gay the prtmiwns�equircd to
<br />:._.,�..� obtain coverage substanttaiDy equivalent w the mortgage insurance prevIovsly in effect,at a coat substanaally equiwatent W ttie
<br /> -.- _��.�� cost to Borroaer of the mortgage insuraace previously in effect.trom an alt�mate mongage�iios�er appmved by Lender. If
<br /> .,.,,.,��;�� substaatialty equivelent mortgage insurance ooverage is nai availabl�, Bornower sttall pay ta Lender tach month a sum equal W
<br />__-" one-tarelfth of the yearly trtortgage inauranca premium beiog paid by Bonnwer when the ias�aace�overage lapsed or aasad to
<br />_�`������-� be in eHect.'Lender wilt aooept.use and r�etain these paymants as a loss resecve in lieu of mortgage insu�attce. Loss r�eserve
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