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<br /> ' n ..�t TOOHTHER WITH all the improve.�nente now or hemufter erected on th�Ptogarty,and ati.easements,ppu�r(an��3" -
<br /> �, fixtures aow or bemafter a part of the property. AII replacements and additioas sDalJ also be covered by this Security �
<br /> . « Instrumeat.All of the foregoing ta nferred to in Wia Secudty[astrument as tha"�e�ogarry." �_
<br /> BORROWBR COVENANTS that Horrower!s IawfWiy scised of the estat�harrb�r canuo}cd and has the dght to grant end �
<br /> • � : convey the Property and that the Property is uaencumbered.eacept for enaumbt�nGaa of reaar�i. Bonower warrants aad wiU �
<br /> , ' defend generolly the title to the Property against nii cl�ims nnd demands,subjsct tq tuqr enRU�sisran�es of record. !
<br /> _'._ . i TH1S SECUF2ITY INSTRUMENT wmbirtes unifornt wvenaats for natfonal u�e snd tton-unlform cotenaats�vith 11tnIted %'
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<br /> „ . , varfattons by judsdIctlon to constirute a uniform aecurlty iastnunent coverluB real pmgeny. �
<br /> ��� UNIFORM COVENANTS.8orrower and ixnder covenaat nnd agree as follows: �
<br /> �;,x'�� 1. Peyment of Prindpat as� Interc�t; Prepayment aad Late Charges. Borrower shall promptly pay when due the �
<br /> ���-s principal of aad tntereat on tbe debt evtdented by We Note azed any prepaycnent and late charges due under the Note. �,.
<br /> Z.F�nds for Texes utd Iagurance. Subject to applicable law or to a written wa[ver by Lender. Bonrower shall pay ro -
<br /> �"`�" 1 Lender on the day monttily payments are due under the Note.untit the Note is paid la full,a suca("Fuads")for:(a)yearly taxes =
<br /> � �•. � and ass►,•ssmeats which may attain priority over this Secueity Iasuument as a lien on the Pro�torty:(b)yearly leasekold payments `
<br /> �:r. � or ground rents on the ProPertY,if any:(c)Yearly bazard or property insw�ance premtumac (d)Yearly flood Inswaace premiuTns. `
<br /> � if any;(e)yearly mortgage insuraace premlums, if any; and(�any sums payable by Borrower to Lender, ia axordance with
<br /> the provisions of paragraph 8. in lieu of the payment of zuortgage insurance pretniums.These items are called"Escrow Items.'
<br /> Lxnder may, at any tIme.oollect azed hold Funds in an aznoune aot to exceed the �aximwn amoant a lender for a federally
<br /> . . related mortgage losn may require for Borrower's escrow acoount under the federal Real Estate Settlement Procedures Act of
<br />,t•.�' .��� 19T4 as amended from time to t[�e. 12 U.S.C.Section 2601 et seq.("RESPA").unless aaother law that applies to the Funds
<br /> .,,• , '' seta a lesser amount. if so,l.eader may.se any time. ooAect and hold Fuads in an amount aot to eacced the lesser arnount.
<br /> Leader may estimate�he amount of Funds due�n i.e basis f curc+�n da a aad r�asoneble estimates of expeaditures of future _
<br /> �� :`. fiscmw Items or otherwise ln aocondance with applicable law.
<br /> ,. . The Funds shall be held in aa institutIon whose degosits are insured by a federal agency. iastrumentality, or endry
<br /> ,.�.;�y (fmclwdfng Leader.i�I.ender is suab an institutlon)or lr►arry Federal Homs L�aa Bank.Lender shall apply the Fuads to pay We
<br /> • Essmci Items. I�►der may aot charge Borrower for holdiag�d applyin�,�tt�x�unds.ann�uallY analYzinB the escrow aocouat,or
<br /> _ . verifying tIle Essraw Items,unless Lender pays Boirower interest on the 1Fnnds aad appllcable law permits Lender to make auch
<br /> a caarge. Hower•er�.Axader may r+equire Bornower to pay a o�¢e-dme�gE far an iadependent real estate tas reporting service -
<br />' used Ay Fxact�r in conaection with this loan. unless a,pplic.�ble law provides otherwise. Unless an agreement is made or
<br /> '.����^ applceable law�requires interest to be paid,Lender shall not.b�r�quired to pay Borrower any interest or eamings on the Funds.
<br /> -. �`=:r' Borrower arr�1Leader may ag�ee in writing, howevqr.that interest shall be paid on the Funds. Ixnder shail give ta Barrower.
<br /> = without charge�.an.mmuat ac�ounting of the Funds.showing credits aad debita to the Funds and the purpose for whlch each
<br /> - `_-°Y�' - - dtbfi ta thc Ftaris w�ms�2e. 71ee F�ds ere pledged as a�ididonal se�trity for all sums scca�red by this Sec�rity inshument. P
<br /> A_'.,j�;�„�� ` '•`, If the Fuads held by Lender exsced the amounts permiaed to be held by applicable law.I�ender shall account ta�aorrower
<br />-;;;_4�'-��`y�, for the eacess Funds in ascordaaoo with the requinments of applicable law.If the amount of the Fuads heid by Leuaf�r at any
<br />_'Y'y"::l�;a tIme is aot suffidau w pay the Bscrow Items when due.Leader may so notl�y Borrawer In artting.aad.ia suc6 case�ottower
<br />__��-��^^�.- ,, shalt pay to I.r.�tder�the amouat aecessary w make up the deficiency. Bormwer shall make up the deficiency in no more than �
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<br /> --=°:�,;�� �: . twelve monthi,�paymen�s.at I.ender's sote discretton.
<br />--'�n"z:;•�� ' Up�an p�ymatt iq fvll of all sums secured by this Security Instrument. Lender ahaU pmmptly refund to Bomnwer any
<br /> �`""=�^"�'� Funds Held by Leuder.If.under paragraph 2I.Leader sbaU acqu[re or sell the Property,I,ender.prior to We acquisition or sale
<br /> -:'""°`..,.' �.� of the Praperty.shall e�ply any Funds held by Leader at the tfine of acquisidan or sale as a cndit against the sumg secured by
<br /> -=:z:z�:�t this Seaulty Instrument.
<br />_-�_�=�� .' 3.Appitcattu�s.of Paymeats.Unless appllcabie law provtdes otherwise.all payments received by L,cader under paragraphs
<br /> --- ' ' 1 sud 2 shell be a�¢lied: &st.to any prepayment char�es due uader the Note:socoad,to amounts P.�Y�i1P?���P�BPh Z:
<br /> ---- th�rd,w interest due;fourth,to priptcIpal due;and last,to any late c�arges due nnder the Note. ` '° •� •�
<br /> -:-_-- 4.Chtn�ges;Lia1s.Borrower shall pay al!taxes.assessments.chargea,fines aad Imposidons attributable to the Property
<br /> - -------- � ahlch may�priority over ih9a SecurIry Insuument, and leasehold payments or ground reats. if any. Bomower shall pay
<br /> _ • these obligati�..�,��e the iiQaaner provided in paragraph 2.or if not paid in that manner.Borrower shall pay them on tLne direcily .
<br /> --___--- .. , to the pason ms�d p�ent. Bomower ahall promptly fiunish w Lender a11 notices of amouats w be paial under Wis paragraph. •
<br /> - _----- if 8mrawer maka theae payments directlY.Borrower shall pmmpdy furnish to Leader rooeipts evIdencing the paymeats.
<br />__ :.__._.�_ . �.Borrpa�shall prompdy dIscharge any lien arhich has p�Ioriry over thia Sewrity Insaument unless Bomower.(a)agras in
<br /> _ ---�`°j �ktiAg to�the payment of the obligatioa secured by the liea in a manner acceptable to Lender;(b)contests ia goad faith the Iien
<br />:_��,,,.�� , by. or•d�f�ads�,��inst enfon�ment of the lien in, legal pmce�dings which in the Lender's opinion operate to prevent the
<br /> _ —� enfofcement oS�he 1iea; or(a)securea from the hoider of the liea an agreeraent satisfaccory w L�ender subordinadng the lien co
<br /> _-.����� �s S�vrity Insdvment. If I.eader deteimInes thAt any part of the Property is subject to a lien which may attain prlorlty over
<br />_---—�`� this 5�amry Insuumem. Leader may give Bormwer a notice identifying the lien.Borrower shall satisfy the liea or ttike oae or
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<br /> "°F� more of the acdons sot forth abave withiu l0.days of the giving of notice. �
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