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201206911
<br /> xequired by I2LSPA, and Borrower sha11�ay tio Lender the amotmt necessaty fo inake up the deficieucy in
<br /> accoidance with RESPA, but in no morc tharY 12 mont1�ly payments�.
<br /> Upon payment in fiill of all sume sccurcd 1�y this Security Inet�rument, Lender shall pronlptly rcfund to
<br /> Rorrower a�ry Funds heltl Uy Lender.
<br /> d. Charge5; Liens. Borrower shall�2y 211 laxes, asscssm��ts, diarges, fines, aaid impositions ntlribYil��ble eo
<br /> tl�e Property whiah ea�i aEtein priority over this Security Insteunrent, leaschold payineilts or ground rents on
<br /> Lhe Property, if any, and Commtimity Assooiation Dues, Fees, and Assessmenks, if any. 'fo 8�e extent tlia�t
<br /> these items are�scirow Ifems, Borrower shall pay them in the mzvner�rovided in Seation 3,
<br /> Borrower shall prompCly disd��.rge,any 1ien which hae priocity nver this Secm�ity Instrument lmlcss
<br /> Borrower: (a) agree.9 in wriGing to the pAyment of tlie obligntion secured by tl�e lien iu a manner acoeptabla
<br /> to T,ender, Uut only so long as Borrower is performing such a�reement; (b) oonUe.sCR tUc lie�� in good failh Uy,
<br /> or clefe�rds against enforccnnent of the lien in, 1ega1 proceeclic�gs wl�ich in Lender'a opinion operate lo prevant
<br /> the enforeement of the liu�n'while thoso pracee;ciingn xrc pcn�dinb, bnt only itnt�il eueh proceediuge are
<br /> concluded; or(c) secw�es fi�om the holder of the lien nn ageemenk satisfaceory Yo Lcnd�r subordinnting tlie
<br /> licn�tn fhie Sectiirity Instrnme�tt�. If Lender deEarn�ities that eny j�nrt of the Property is siibjecU Co a lien which
<br /> c2n attain�rioriCy over LMs Sectu'iLy Inetrumcnt, Lender tnxy give 13orrower a notice identifyuig the lien.
<br /> VJitl�'10 days of the date on which th�t notioe is given, Borrower sl�all satitify thc lie�� or take one or more
<br /> of tho actions set forth above in 11iis Section 4.
<br /> Lender may require Borrower ko pey n on�time charge far a real estate tax verilicatioii ancUor ro��ortiug
<br /> scmvicc uscd by f.encier in connection witli this Loau.
<br /> 5. Properfiy Insurance. L�orrower sliall lceep tlie improveinents now exieting or herenRer ereoCeil ou the
<br /> ProperCy inam'ed against loss by fir�, hnz�rde inoluded within the term"extiended coverage," and any other
<br /> hazards including, but not limifed to, e�rthqiti�kes and�Iloocis, for wliieh Lcnder requires in�w�auca. Tl�is
<br /> insurance sl��(1 be mrtintained in flie ainounts (including�deductiUle levels) u�ici for Ihe periods that Lendc�'
<br /> requirc;s. VJhat Lendor rcqiures pursuant to t.11e precedii'ig sentences oui change during tha Eerm of the Loan.
<br /> The insurence cnrrier providing the insurauce shall be chosen by Borr�wer stibject to Lender's right tio
<br /> disapprove Borrower's choice, which righti ehall not be exercised unre�sonaUlq, Lender may require
<br /> I3orrower to pny, in ooivxection with this Loan, cithcr: (a) a ono-tin�e charge for flood zone detenninakion,
<br /> certifieaYion nnd trecking services; or(b) a one-time oharge far flooci zone detcniiinxtion and ce��tific�tion
<br /> services uid�nbsequenC cha��ges each time iemnpping�s or similnr chenges oceur wl�uoh reasoi�iabl}+mighf
<br /> a'Ffect sncl� dctcrmination or oerti6cation. Rorrower sliall also Ue respousiUla for Yhe payment of euy feea
<br /> impoaed by tlie Federal�+n2ergency Managen2ont Agcney ii2 conncction with tlie review�of any i�lood aone
<br /> deterniination resulting fi•om an objection by Borrower.
<br /> If Borrower fails to inaintain nny of tlie coverages clescribed above, Lencier n�ay obeain insuranco covora�;c,
<br /> at Lcncior's option and Borrowcr's expe�ise. 'I,eixder is under n,o obligation to purch2se any p�rfioulai type or
<br /> funotmt of coverage. Therefore, snch coverage sh�ll wver Lendc;r, but might or might not protecti Borrower,
<br /> Borrowex's ecPiity in tha Property, or iiie contents of Yhe Properry, against airy risk, hazard or liability and
<br /> might provrdo�,n�cater or 1cs5e�•cove��age thnn was previously in effecC. Boriower aclrnowledgea that the cost
<br /> o�P El�e insm�auce coverage so obCained migl�t significar�tly cxcecd the cost of instiu'�tnce Uint Borrower could
<br /> have obtained. Any emonnts clisbnreed hy Lencler nnder Clus SecCion 5 shall 6cu�rnc addiCio�ial debt of
<br /> Borrower seoured by Chis Seourity Instrtiunenf. These�unounYs ehall bear interest aC Che Note ratc from the
<br /> dato of disburyome��t emd sliall be payable, witli snch interest, upon notice from Lender to Borrower
<br /> requestiug p2yment.
<br /> - —'—'— — -- -- -- 24001.p41
<br /> NEdR0.5KA-Single Fnmlly-Fannla MeelFreCtlle Mec UNIFORM INSTRUrt4EN'f Fmm 3026 1f07
<br /> VMP(� VMPA(Nh�(1105
<br /> Y'Jniters Kluwer Fin�nr.Ll fievir,ae Page 6 of 1
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