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201206906 desigi�atcci a substituta uotice address by nofioe to Lcvdor. Romower ehall promptly notify Letlder of I3orrower's chtmgo of address. If Lendar speaifies a procedurc for repm ting Borrower's change of adclross, t(iea Borrower sfinll only re�ort a cl�anbe of address tihrough that spuified�rocedure. There may ba oiily one deaignated notice address under this Seciiritq Insf��tiwienC at any one titne. Any ne,lice to Lender shall Ue given by dclivoring it or Uy mailing it by fiist class ni�til to Lender's�ddress st¢ted herein unless LencJer has designated another address by notice to Aorrowen Any notice in connection v�ith this Secm'ity IilstrwnenE shall not be deemed to h�ve�I�een�;ivon to l.ender until actually teoeiveci by Lender, Pf any notice requirai by tl�ie 5ecurtty Instrtunent ie atlso required und�r Applicable Law, the Applioable Lacv requirement will satisfy ll�e corresponding requirement under this Securily Insb�wne��Y, 18. Governirig L:Aw; Severability; Rules of Construction. 'I'l�is Seeurity Instrument shall Uo goverved Uy Cedoral 11w nnd the 1�tw oF tl�a jurisdioYiou in whzch the Froperly ia]ocated, All righto aud obligatinns oon¢saried in chis Securiry Instrame��t Are suUject to any requirements �c1lin�itations of Applicable Law. A�plicable L�w might expliciCly ns� implicitly allow t1ie parties to ag�ree by coniraot or iY�i�rght be silent, bnt such silence shall not be consh'ued t�s n prohi6ition against ag�eement by contract. In the eveti6 tl�at any provision or cl�use o�£Uiis Security Insttuinent ox the Note conflicts with Appficable Law, such confliot shall not nffccC nther provisions of tliie Security Inst�•tunent or the Note which oan bc give�,i effect witihout the couflictuig provision. Aa used in llila Security Instrument: (a) words of the masculine gender ehall inesn and in¢lucie corresponding neuYer worcis or worde of the feininine ge�ider; (b)words in the singnlar shall inean and include Che phiral and vice versn; and(c) tl�e word"may" gives sole discre6on without�ny ol�ligation to talw aaiy action. 17. RorrowreY's Copy. Borrower sha11 Ue given one copy of Che Nofc and of tl�is Security Listrwnent. 18. Transfer of the Property or a Beneficfal Interest fn Borrower. As used in Uiis Section 18, "Interest in tl�e Property" mca�u�airy legal or beneficiel inEereat in Hie Property, induding but not limited to, tkose beneficial inCerests'�ransfcrred in a boud for deed, contracti for deed, inst�tllmenf sales contraot�r escrow agreemenY, the intent of which is the transfer of 6tleby Borrower at a futtiue date to a piirchs�ser, If nll or nny part of the Pro�erty or any Intcresti in the Property is sold or transP�rred(or if Borrower is not a vatural person aaid n beno£ici�tl interest in Borrower is sold or transfcrrccl) without Lender's psior an•itCen oonsent, Lender tnay tecluire invnediatc paymont in fix11 of all smns secw'ed by Yhis Security IneCrumcnt. I-Iowever, this option sha11 not ba exercised by Lender if si.ich excrcise in prohibited by t\pplicable Law. It'Lender exercisae Ehis option, l,ender shnll give Borrower no�ice of nccc1er�tion. The notice shall provicle a. period ��f not lcas t6an 30 days fi�om the date Yhe noYice is given in�ecordanoe with Section 15 within which Borrower imisf pfty all eiuns secureci by this�SecuriCy Instrwnent. If IIarrower faila to pay tl�escyums prirn•to the expn•ation of thie period, Lenc{er may invoke any rci��edies permitted by tl�is Security Insh•amenl wiihouC huEher natioe or dema�id on Borrower. 19. Burrower's f�ight to Reins4ate After Acceleration. If Borrowce mce�s certain couditions, Borrower �liall havc tl�c right to liave enforceinent of this Seeurity Il�stniment disconfinued at any rin�e pflor to tha e<�rlie.at of: (n) ffve ciays be�Pore s�le of tlxo Prop�rty pursuvat to any power af eale contained in tlais Security Instirznnant; (b) suoh oYher periocl �s Applic�le Law migh[specify for flic termuiation of Bo1•rowec's eighC Eo rcinstate; or (c) ontry of ajudgment enf'orcing this Sectu•ity TnsYsument. Those conditioi�s Are thAt Borrower: (a)pa�ya Lendec all siuiu wl�ich{hon would be due undar tl�ie Sectu'ity Instrtiment�nd the Nole as if no acceleration had occurred; (b) cm�es nny defnult oP any other covenanfs or agreeineuts; (c)pays all expenses incwred in ei�orcing tlus Security Insu�mnent, inoluding, but noC limitcd i�o, rcason�ble attorneys' fees, property inspccti�n and valuation fees, and other fees inew•red for the ptupose of pratccting l,ender's intierest �—--�- zaaotoae NFf�RASI<A�-Single Family-Fannic M aelFreddle M ec UNIFORM INSTRUM ENT Form 30[8 1101 Vh1P�� VM17P6NC) 1105) Wolfers Kluwer f-InancialSSYNnes pF9e 12 of 17