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<br /> r.,.� S. Hazard or Property Insurunce. Borrower shall keep the improvements now existing or creaftcr erected on thc
<br /> ....��,� Propetty insured against los.c by fire. haeards included within the term"extended coverage" and uny other huxnrd�, irtcluding
<br /> : ,� � - floads or ilooding,for which I.ender requires insurunce.This insurw�ce eiwli be m�intuined in the u►r�aunts und fur th�peri�xis
<br /> . � that Lender requires. The insur�ince carcier pmviding the insumnce sh�ll be chosen by Borrower subject ta I.ender's appraval
<br /> �vhich shall not be unreasonably withheld. if Borrower fuils to maintnin covera�e described abave, Lender mny. at Lender's
<br /> ';.�::;: .:�-� opt�on.oateln coverage to ptatect I.ertder's r�ghts in tt�e Prnperty in uccordance with pamgruph T. _
<br /> :._� All insurartce poltcies nnd renewnls sh�ll be uccepwble to Lender nnd shap include n standacd mortgage clause. Lender
<br /> ' shall have the dght to hold the palicies Attd renewals.If Lender requires,Barrower sh�ll promptly give to Lender ul!recelpts of
<br /> � ' pald premiums and renewu!notices.In the event of loss,Borrower shali give prompt notice to ths insurance carrier end l.ender.
<br /> ��;-�• L.ender nuiy make proof of loss if not mstde pmmpdy by Barrower.
<br /> -�-9-� Unless I.ender and Borrower oihenvise agree in writing.lnsurunce pr+nceeds shall be applied to restorution or rep�r of the
<br /> --��: Property damaged,if the restoratlon or repair is ecx�nomIcally feasible and I.ender's security is not lessenad.lf the ratorntion or -
<br /> ' . -�: _ repair is not economicatly feasible or Lender's security would be lessenod.the insurance procceds shull be npplied to the sums
<br /> ' s�c.vred by this Secur�ty Instrument. whether or not then due. with tu►y excess pnid to Borrower. If Borro�ver abandons the
<br /> ' Pc�uperty,or daes not answer within 30 days a notIce from[.ender that the insurance carrier has offered to settle a claim.then
<br /> ' Lender may rnllect the insurance pracceda. I.ender mey use the procceds to repair ar restore the Property ar to pay suma
<br /> :�.•,y����<< secured by this SecurIty Instrument,whether or nat then due.The 30-day Redod wiit begin when�he notice i�siven.
<br /> Unless Lender and Borrower othemise agree in wr�ti�g. any application of procceds to principnl shall not extend or
<br />�!:.���,�'� postpone the due date of the monthly payments referred to ln paragraphs I and 2 or change the amount of the payments. If
<br /> ""':'::'� under parzgraph 21 dte Property Is ecqulred by Lender.Borrower's right to any insurance policies and p�s resulting from .
<br /> ��•f•�°'�'�� � dacnage to We F'ropsrty prlor w the ecquisition shaU pass to I.ender tc�the extent of the sums secured by this Securiry Inspvment
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<br />-,--LL�-��.,. immedtately prior to the aequisition.
<br /> 6.Occupancy,Preservadon,Matntenance and Protedion of ttte Progerty;Burrower's Loan Appitcatioa;Leaseholds.
<br /> '�_�"' Borrower shall oacupy.establish,and use the Froperty as Borrower's principal resideecce within sixty days after the executIon of
<br /> ;��:-
<br /> this Security Instn�ment and shall mntinue to occupy the Property as Borrower's principal residence for at least one year after
<br /> _=y.rF the date of ocx«pancy,unless Lender otherwise agrees in wrlting.which consent shall rtot be unreasonably withheld, or wiless
<br />°:�;���. extenuating cincumstences exist which are beyond Borrower's contnol. Borrower shall not desuoy. damage or Impair the
<br />-���.`�4: Pro�erty. allow the Property to detedorata. or commit waste on the Property. Horrower shall be In default if any forfeiture
<br />_yY;��� action or proccedfng,whether civil or criminat.is begun that in I.ender's good fatth judgcnent ooWd nesult in forfeiture of the
<br />___a 3�� Property or otherwlse materlaUy impalr We lien created by tWs Security L�sttument or I.ender's security interest.Bomower may
<br />--= cure such a default and reinstatB.as provided in paragraph 48,by causing the action or proc�eedtng to be dismissed with u ruling
<br /> �,�� t�t�t, in Lender's good feith deterndnetion, precludes forfeiture of[he t3orrower's intemst in the Property or other mxterial
<br /> -•�=�'�rs� ih�pairment of the lien create�by this Security Instniment.ar Lender's security interest. Bomower shall also be in default if .
<br />--- , Botrower.during th�loan application process,gava materially faise aa�inaecurate information or statcments to Lender(or failed
<br /> - - to pmvide Lend�r with eny macerial infotmatlon)in connection with the laan evidenced by the Note,including.but not limited,
<br />_ , � to..rapresentationa conceming Borrower's occupancy of the Property as a pdnctpal residence.If this Security Insuument is on a �•
<br /> '`' leasehold. Bortower shaU cqmp�y wlth all the provisions of the lease. If Borrower acquims fee tide to the Property, ttte
<br /> `' ' ., ieasehpld and ihe fee dde shall not merge unless Lender agrees to the raerger in writ�ng. .
<br /> — ° ' y.Protedton of Lender's Rights In the P�operty.If Bomower fails w perform the covenants artd agreemente contained in
<br /> � ''this.3ecutiry Instruinent. or there is a legal,pruceeding that may signif�cantly af�'ect Lender's rights in the Property(such as a
<br /> --•• _ •proceeding in bankruptcy,probate,for condemnadon or forfelture or to enforee laws or reguladons). then Lender may do and
<br /> p�y•far whatever is necessary to protect the value of the Property and Lender's rights in the Prope�ty. Lender s aMions may
<br /> include paying any sums secured by a lien which has prior3ty vver this Security Lnstrument, appearing in aourt. paying
<br /> � reasonable attorneys'fces and entering on the Property W make repai�s.Althou�h Lender may take action under this paragrdph�
<br /> 7,Le�tder dces not have to do so. .
<br /> " My amounts disbursed by Lender under this paragraph 7 sh�l!become addidonai debt of Borrower sQCU�od by this
<br /> 5ecudty Inswment. Unless Borrower and I.ender agme to�other temfs of paymeni, these amounts shall bear interest from the
<br /> date of disbursement at the Noie rate and shall be payable, with interest, upon noticc from Lender to Borrower requesdng
<br /> - payment.
<br /> 8.Mort�age Iastu�anoe.If L.ender rec�uired mortgage inswance as a conditiun of making the loan secured by this Socurity
<br /> Inshument. Borrower shall pay the premiums requiral to maintain the mortgage insurance In et�ect. If, for any reason, the
<br /> martgsge iasuraaoe ooverage requiraci by Lender lapses or ceases w be ia effeqt,�Bonower shaU pay the premiwus dzqulc�ed to
<br /> obtain wverage substantially equivalent to the raortgage iasurance previously ih effect,at a oost substantially eq�iivalent to the
<br /> - cost to Borrower of the mortgage insurance previonsly in et�'ect. from nn alternate mortgage insurer approved b�t Lender. If
<br /> _.-- substandally equivaEeai mortgage insurance coverage is not available, Borrower shell pay to Lender each month a sum equal Qo
<br /> - one-twelfth af the yearly raortgnge ir,surance premium being paid by Bonower when the insurance coverage lapsed or ceased tn: ,
<br /> � ' 6e ia e�fect.Lender will stocept.ase aud�etain these payments as a loss reserve in lieu of mortgage insu�ance. Loss reserve
<br /> ____ _ Form soza sl8o
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