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<br /> � .�������•� 7�04�TH6R WITH all tho improvements now or hereafter erectod on the property,u�d all ca+emcnts,uppurtcnances.aM -
<br /> � ' ''� flxtures naw an c�reafter n part Af the property. All r�eplacementa und ndditians shall also bc covcrect by this Sccudty '
<br />'�'?.; ��"'� InsEturttent. Ali nf the fRrcgaing is refetted w in this Securlty In�irue�ient ag thc"Pmperty.` _
<br />- •• BORROW�R COV�NAN'1'S that Burmwer is luwfully seised of thc cstatc hcrcby conveyod and hw the right w gr�nt a�td _
<br /> �y can++oy the Nrup�rty und lhat the Pmpeny i� unencumbared.except fur encumbrnnces of recard.Borrower wnrrunts and wlll
<br /> � ��� dafend gcncmlly thr title tn thc Prc►perty ugainst nti ciuima and demunds.subjert ta any encumbrances of r�;mrd. `
<br />-. . , ; � THiS SECURITY 1NS'i'RUMENT uorubines unifc►mn cavenants for natianul u�and na�-unlform eovenanGs�aeth limited _
<br /> • t vnr3at(ons by jurisdicNon to cnn�iwte a uniform scxu�ity instniment rnvering reul property. =
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<br /> .:. UNIFORM COV�NA[V�'S.Banower and Lender mvenant and ogrcx as follaws: -
<br />` ,y;:�.�M1 . 1. Payment ot Princll►nl an�l interest; Prepuyment und D.a4Q ChurRcs. Borrower shap promptly pay when due the �
<br />.•�?�-•� pflncipul of and intenest an thc debt evidenced by the Nate pnd nny ptepayment nnd latc chatges due under the Note. ,`
<br /> 2. Funda for Taxcs and lnsur�tce.Subject to applicabla law or to a�vrinen waiver by L.ender. Horrawer shu11 pay ta =_
<br /> I.ender on tho dny manthly puyments ure due under the Note,until tho Nate is paid in Poll,e sum("Funds")for:(u)yearly tuxes
<br /> '.-�� :`' and ass$ssments whlch may nttuin priority ove�this Security Instrument sis u IIen on the Property;(b)yearly tca.cehold payments
<br />��.''�: or�round rents on tho Property.if ctny;(c)yearly huzard or property insurance premtums;(d)yeariy 800d insurunce premiums,
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<br /> x,�,.,,,., if nny: (e)yeurly mortgage insurnnce premiums, if any:und(�any sums ps►yable by Barrower to Lender, in accordunce with
<br />..j�,;�.r j4,.: the provieions of paragraph 8.in Iteu of the payment of mortgage insurance premiums.Thesa items are called"Escrow Items."
<br />;;,:' � I,ender may.at uny time.rnllest and hold Funds in an amaunt not to exceed the maximum amount a lender for a fedemlly
<br />.��,�;��� related mortgage loan may require for Borrower s escmw stcconnt under the federal Real Estate Setticment Pracedures Act of
<br /> ,;:�;`. . 1974 us umended fmm time to time. 12 U.S.C.Section 2lUl et seq. ("RESPA").unlcss anather law that appli�to the�unds
<br />°;,�;,:;_;�• scts a tesser artmurtt. if so. Ixnder may.at any time, oollect and hold Funds fn an amount not to exceed the less.:r smount. _
<br />�.,,5��,`' Lender may estimate the amount of Funds due on the basis of current daut and reasonable esHmates of eupenditures of future
<br />. .= Fscmw Items ar othenvlse tn eocordance wlth applicabla Iaw. -
<br />.,r'�y,'RF, The Funda shall be held in an institutlon whose deposits at+e iiuured by a federal a$ency. insmimentality, or entity
<br />=` •,.-.�� (including Leader.if I.ender is such an InstitutIon)or in any Fedot�al Home l.oan Bank.L.ender shnU'upply the Funds to pay the
<br />�;�'k,', Escmw Items.L.ender may noi charge Borrower for holding and applying the Funds.annually anuly�ing the escrow axount,or
<br />___Y� veriiying the Fscrow Items.unle�s LendeT puys Borrower interest on the Fuads end app li c a b le law pe r m its I.en der to m a ke suc h
<br />.__.����o a charge.However. I.ender may re�uire Borrower to pay a one-dme charge for an independent veal estate taa reporUng servtoe
<br /> :�-a�,:��� used by Lender in oonnectIon with this Ioan. unless applicable law provides otherwIse. Unloss an agreement is made or
<br /> _-===�-r�� applicable law requit+es interest w be paid.Lender shall not be required to pay Bomower any intenst or eamings on the Funds.
<br /> - — Borrower and Lender may agc�ee in writing. however. that lnterest shall bc paid on the Funds. Lender shall give to Borrower.
<br /> -=_=_ - . �!�it6nut rhargP, n_n anmial ac�oounting of the Funds. showIng craiits and debit�to We Funds and the pu�wse for which each
<br />-- --_- debit to the Funds was tnadc.The Funds are pledged as addltiona!security for a!1 sums secured by this Security Iustrument. . .
<br /> ---__-- If the Fuads held by L.ender excced the amounts petmitted to be held by applicable law.Lender shall aocount to BotraWer
<br /> for the eacess�unds tn accotdance with the requirements of applicable Is�v. If the amount of the Funds held by Lendar at any
<br /> -- Hme is aot suft`icient W pay tAe Escrow Itams when due,I.eader may so notify Borrower in writing,and.in�such case Bomower
<br /> shall pay to I,eader thB�unount necessary to make u�the deficieacy. Borrower sha11 make up the deficiancy in no more than
<br /> twelve monthly paymenta,at Lender's sole discretion.
<br /> -__ = Upon payment In Poll of all swns s�cuied by this Security Insnument, I.eader shall promptly cetund to Borrower eny
<br /> — Funds held by I�der.If:under paragraph 21.Lender shall acquir+e or sell the Prop$rty.Lender.prior to the eoquisition ar sale
<br /> --- of the Property.sha11 apply any Funds held by Lender at the time of ecquisinon or sale as a credit against the sums secured by
<br /> this Secur�ty Inswment. •
<br /> 3.AppltcaHon of Paymenta.Unless applicable law provides otherwIse.al!payments received by Lender undcr paragraphs
<br /> - 1 3nd 2 sltall�agp!':ed:fstst, to�ny prepayment charges due under the Note:seoond,to amounts payable w►der patag�aph 2;
<br /> th�rd,to interest due:fourth,to principal due:and last.to any lata chargos due under the Note.
<br /> 4.Charges;Lfens.Borrower shatl pay all taxes,assessments.charges.Hnes and fmpositions atuibutable to the Pmperty
<br /> � �vhic6 may attaia priodty over this Se�urity Instnunent. and leasehold payments or ground rents. if any. Aa�roaer shall pay
<br /> � � these obligations In the manner provIded in paragraph 2,or if not paid in that manner,Horrower shaU pay them on ttme directly
<br /> -_ .______-_ to the person owed pay�ent.�asrower shall pnnmpdy furaish to Lender all norices of amonnts to be paid under thls paregraph.
<br /> � If Bomower roakes these payments 8irectly.Borrower shal!pmmptly furnish to I.ender receipts evid�ncing the paymsats.
<br /> _�Y4�,t� Bomower shall prompfly disch�ige any lien which has prtodty over this Securiry Instrumer►t unless Borrower:(u)agraes in
<br /> -- writing to t6e payment af the obligation sec�xed by the lien in a manner sooeptable to Lender.(b)oontests in good faith the lien
<br /> __—_ by, or defends against�entoncement of the lien in, legaI pmceedings which in the Lender's op3nion opexnte to prevent the
<br /> :�� �� enforoemeat of the Iiea:or(c)secures ftnm the halder af the tten an ag�eement satIsfectory to Lender subsRrdinuting the ilen W
<br /> _;;:�,� � this SecvrlEy Insuument:•If[,eader detennines thet any part of the Ptnperty is subject to a tien�vhich may�ttain pria�ity over
<br /> __i�� ��urity Insuument.l.c,mder may gtve Borrower a aotice identifying the lien.Bomower shall satisfy the lien or take one or
<br /> _ - - more of the actions set farth above within 10 days of tha giving of notice.
<br /> �.�=�:�. Form So28 slso .
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