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,2 oi�os��4 <br />Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an <br />individual litigant or the member of a class) that arises from the other party's actions pursuant to this <br />Security Instrument or that alleges tha.t the other party has breached any provision of, or any duty owed <br />by reason of, this Security Instrument, until such Bonower or Lender has notified the other pariy (with <br />such notice given in compliance with the requirements of Section 15) of such alleged breach and afforded <br />the other party hereto a reasonable period after the giving of such notice to take corrective action. If <br />Applicable Law provides a time period which must elapse before certain action can be taken, that time <br />period will be deemed to be reasona,ble for purposes of this paragraph. The notice of acceleration and <br />opportunity to cure given to Borrower pursuant to 5ection 22 and the notice of accelerafion given to <br />Bonower pursuant to Section 18 shall be deemed to satisfy the notice and opporlunity to take cortective <br />action provisions of tlris 5ection 20. <br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those <br />substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and <br />the following substances: gasoline, kerosene, other flammable or toJCic petroleum products, toxic pesticides <br />and herbicides, volafile solvents, materials containing asbestos or formaldehyde, and radioactive materials; <br />(b) "Environmental Law" means federallaws and laws of the jurisdiction where the Property is loca.ted <br />tha.t relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes any <br />response action, remedial action, or removal action, as defined in Environmental Law; and (d) an <br />"Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an <br />Environmental Cleanup. <br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous <br />Substances, or threaten to release any Hazardous Substances, on or in the Properiy. Bonower shall not <br />do, nor allow anyone else to do, anything affecting the Properiy (a) that is in viola.tion of any Environmental <br />Law, (b) which creates an Environmenta.l Condition, or (c) which, due to the presence, use, or release of <br />a Hazardous� Substance, creates a condition tha.t adversely affects the value of the Properly. The preceding <br />two sentences shall not apply to the presence, use, or storage on the Property of small quantities of <br />Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to <br />maintenance of the Property (including, but not limited to, hazardous substances in consumer products). <br />Bonower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or <br />other action by any governmental or regulatory a.gency or private party involving the Property and any <br />Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any <br />Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat <br />of release of aay Hazazdous Substance, and (c) any condition caused by the presence, use or release of <br />a Hazardous Substance which adversely a.ffects the value of the Property. If Bonower learns, or is notified <br />by any governmental or regulatory authority, or any private pariy, that any removal or other remediation <br />of any Hazardous 5ubstance affecting the Property is necessary, Borrower shall promptly take all necessary <br />remedial actions in accordance with Environmental Law. Nothing herein shall create a,ny obligation on <br />Lender for an Environmental Cleanup. <br />Non-Uniform Covenants. Borrower and Lender further covenant and agree a.s follows: <br />22. AcCeleration; Remedies. Lender shall give notice to Borrower prior to acceleration. <br />following Borrawer's breach of any covenant or agreement in this 5ecurity Instrument (but <br />HCFG-00359 <br />NEBRASKASfngle Femily-Fennie Mae/Freddie Mac UNIFORM INSTRUMENT Fortn 3028 1/01 <br />VMP� 01/12 <br />Wolters KluwerFinanclal Servicea 201208104.1.1.2336-J20120129Y Page 14 oT 77 <br />6' <br />