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<br /> payments n�ny ix►langer ix rcquircci.ut thc optinn of l.c�xicr,if ninrtgugc insunmcc c�►v�rugc lln t c umount�ux1 fur�h�perl�xi
<br /> thut Lcndcr rcyuires)provided by an�rt Q�c inpur.A!c�i�effcct�. ar tA�pmv�cl��' ���pti rcscrvc��u�til tl c'requirc�inent for m�url�u8d
<br /> the premiums required to nmintain m g g
<br /> insurance ends in acconla�x:c with any written egrcetnent betwcen Bc�rrowcr uix1 l.cixicr or applicnhlc luw.
<br /> 9. Inspcctlon. Lender or its uFent muy mukc rcasanuble cntrics u{xin and imPc�tirnis uf tl�c Pmpeny. Le�xlcr shull give ,
<br /> Bottower notice ut the time af or prior to un insp�;ctian speeitying rcusunuUlr c+►uu:fur the inspecticm.
<br /> 10. CondemnAtlon.The p��g°of thc SPrn�rty or forf mnveyun�ce�in li u��f'undcmnuti►n',ur•hereby�a nlg�`icd n x1
<br /> condemnution or adicr tuking of w�y part i�
<br /> shall be paid to l.ender.
<br /> ln che event of a tata!caking of the Property.the procccds sh�ll be opplicd ta thc swns securcd by this Security nstniment,
<br /> whcthcr or not then due, with nny excess patd to Barrowet. in thc evcnt of a parcial tuking of the Property in which tho fufr
<br /> market value of the Property immediately before thc taking is equal to ur greuter than the amount of the sum�Securai by this
<br /> Securiry Instrument immediately before thc taking,unless Borrower and Lender otherwise agtec in wridng.the sums secured by
<br /> this Securiry Instrument shall be reduced by the umounc of the procceds multiplied by the following fruction: (a) the tot�l
<br /> nmount of the sums secured immediately before the taking,divided by(b)thc fnir murket vulue uf the Property immediately
<br /> bcfore the talcing. Any balance shall be puid to Borrower. In thc event af u partial takin8 of thc Property in which tl�e fuir
<br /> murkct vulue of the Pmperiy immediately betore the taking is tess than the nmcable law othcrwise proidcs�ie p cals sh
<br /> taking. unless Borrower und Lendcr othenvise agree in wrlting�r unless app'
<br /> be applied to the sums secured by this Securtry Instrument whether or not thc sums are thcn due.
<br /> If the Property is abandoned by Borrower. or if.after notice by I.ender tn Borrower that the condemnor offers to make an
<br /> award or settle a claim for dumages. Borrower fails to respond to Lender within 30 duys after the date the notice is given.
<br /> I.ender is uuthorized to collect and apply tne procceds.at its opdon. either to restorudon or repair of the Property or to the sums
<br /> secured by this Security Instrument, whether or not then due. �tcation of roceeds to principal shall not extend or
<br /> Uidess Lender ancl Borrower oth�rwise agree In wdting.any apP P
<br /> postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of such payments.
<br /> 11.Borrower Not Relexsedi Forbearance By I.ender Not a Watver.Extension of the time for payment or modification
<br /> of umortization af the sums secured by this Sxurity Instrument grnnted by Lender to any successor in interest of Borrower shall
<br /> not operate to release the liability of the original Bonower or Borrower's successors in interest. I.ender shall not 6e required to
<br /> ' commence proc:rx:l�r�gs aBa��°t anY �u�z°-`�°""interat or refuse co extend time for puyment or otherwise modify nmortizadon
<br /> of the sums secured by chis Securicy InstNment by reason of any demand made by the originat Borrowcc �r �rmK�c'°
<br /> successors in interest. My farbearance by 1.ender in exercistng any dght or remedy shall not be a waiver of or p�eclude the
<br /> : exercise of any iight or rcmedy.
<br /> .t 12, yuceessors and Assigns Bound;Jolnt ancl Several Llabiitty;Co-signers. The covenants su�d agreements of th s
<br /> T Security Ins�iment shall bind and b�nefie the successors and assigns of L,ender and Borrower, subject to the provisions of
<br /> : paragraph 17. Borrower's covenants and egreements shall be joint and several. Any Borrawer who co-signs this Security
<br /> Instr�ment but does not execute the Note: (a) is ca-signing this Security Instrument only to moRgage. grant and convey that
<br /> . Borrower's interest in the Praperty under thc tertns of this Security Instrument;(b)is not persnnally obligated to p�y the sums
<br /> securcd by this Security Instcument;and(c)agrees that I.ender and any other Borcower may agcee to extend, modify.forbear or
<br /> make any accommodadons with regard to tho terms of this Security Instrument or the Note without[hnt Borrower's consent.
<br /> 13.i.o�n Clu�rges. If the loan secured by this Security Instrument is subject to a law which sets maximum toan charbes.
<br /> and that law is finally interpretod so that the interest or other loan charges collected or to be collected in connextion wlth the
<br /> loan ex�ed the permlttal limits,then: (a)�ny such loan charge shull be reduced by the umount necessary to reduce the charEe
<br /> to the permiued limit;and(b)uny sums already collected from Borrower which exceeded permitted limits wiil be refunded tu
<br /> Borrower. I.ender may choose to make this refund by reducing the principat owad under the Note ur by�nn�n��di�rect
<br /> payment ta Borrower. If a refund roduas principul. the reduction will be treated us a panial pnpay Y
<br /> prepayment charge undcr the Note.
<br /> 14.NoNcey.Any notice to Borrower provided for in this Secudty Instrurt�nt shall be given by delivering It or by mailing
<br /> it by first cl�s mail unless applicable luw requims use af another method.The notice shall be directe�to the Pmpercy Address
<br /> or any ather address Borrower designates by notice to Lender. Any n�tice to Lender shall be given by first class mail to
<br /> Lender's ad8ress stated herein or any other address Lender designates by notice to Borrower. Any notice provtded for in this
<br /> Securiry Inatrument shall be deemed to have been given to Barrower or I.ender when glvcn as provided in this parngraph.
<br /> 15. Goveraing I.aw; Severabflity. This Security Instwnent shall be �overned by f«leral law and the law of the
<br /> jurisdiction in which the Property is located. In the event that any provision or clnuse of this Security Instrument or the Note
<br /> - conflicts with uppiicable law. such rnntlict shall not affect other provisions of this Security Instmment.or the Note which can be
<br /> given effet�without the conflicting provisan.To this end the provistons of this Security Instrument and the Note are declured
<br /> to be sevemble. of the Note and of this Securiry�nstrument.
<br /> 16.Borrower's Copy. Borrower shall be given onc mnformed copy
<br /> - Fom,soxs siso
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