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201206729 Any amounts disbursed by Lei�der under this Section 9 shall become additional debt of Borrower secured by this Securiry Instrument. These amounts shall bear interest at the Note rate from Yhe date of disbursement and shall be payable, wi[h such inYerest, upon notice from Lender to[3orrower requesting payment. If this Security Instrument is on a Ieasehold, Borrower shall comply with all the peovisions of tlte lease. Tf Borrower acquires fee Litle to tlie Property, the leasehold and the fee title shall not merge unless L,ender � agrccs to the merger in writing. 1 D. M Ortgege InSU�dltce. If Lender eequired Mortgage insurance as a coi�ditio��of making the Loan, Rorrowcr shall pay the premiums required to main[ain the Mor[gage I��surance in effect. If, for any reasmi, the Mortgage Iusurancc coverage required by Lender ceases to be available from the mortgage iiisurer tha[ previously provided such insurnnce and Bm�rower was required to maka scparately designafeA payments [oward thc premiums for Mortgage Insurance, Borrower shall pay[he premiums required to obtain coverage substantially equivalent to the Mortgage iusurauce previously in effect, at a cost su6stantiaLly eyuivalent Yo the cost to Borrower of the Mortgagc Insurance previously in efFect, from an alteenate mortgage insurer selected by Lender. If substantially equivalent Mortgage insurance coverage is not available, Borrower sh�ll continue to pay to Lender the amount of the separately designa[ed payments that were due when thc insurance coverage ceased to 6e in effect. Lender will accept, use and retain thcse payments as a non-refundable loss reserve in lieu of Mortgage insurance. Such loss reseeve shall be non-refundable, notwithstanding the facC that the Loan is ultimately paid in falL, and Lender shalL not be required to pay Burrower any interest or earnings on such loss reserve. Lender can no ]onger require loss reserve payments if Mortgage Insurai�ce coverage(in the amount and for the period that Le�ider requires)pruvided by an insurer selected by Lender again becomes available, is obtained, and Leuder reqttires separaCely deaignatcd yayments toward the premiums for Mortgage Insurance. lf Lender required Mort�*age Tnsurancc as a conditio�of making the Loan and Borrower was required Co mal<e separately designafed payments towaed the premiums for Mortgage Insuraucc, Borrower shall pay the premiums rcquired tu maintain Mortgage Ii�surance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mor[gage lnsurance ei�ds in accordance with any wriften agreement between Borrower a�id L.ender providing for s�ch termination or until termination is recluired by Applieable Law. Nothing in this Seetion 10 affects Boreower's obligation fo pay inCerest aY the rate provided in the NoYe. Mortgage Insurai�ce reimburscs Lende��(m� airy entiry tliat purchases thc Note)for ce�'tain losses iY may incur if Borrower does not repay Lhe Loan as agreed. Borrower is not a paety tu the Mortgage l�surance. Mortgage insurers evaluate Cheir fotal risk on all such insurance i�force from time to time, ai�d may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions CE�at are satisfactory to the mortgage insm�er and fhe uther party (or parties)to these agreements. These agreements may require the mortgage insnrer to make payments using any source of funds tl�at the mortgage insurer may have available(which may include funds obtafncd from Mortgage Insm�ance premiums). As a result of Chese agreements, Leuder, auy purcl�aser uf Lhe Note, another insurer, any reinsuree, any other entiry, or azry afFiliafe of any of the foregoing mey receive(directly or indirectly)a�noimis [hat derive fi-om (or might he characterized as) a portion of IIorrower's payments for Mortgage lnsurauce, in exdiai�ge for sharing or modifying tlle mortgage insurcr's risk, or teducing losses. If such agreemen[ provides that an affiliate of Lender takes a share of Che insurer's risk iu exchange for a share of ihe premiums pttid to the insurer, the arraugemenE is often termed "captive reinsurance." Fnrther: BB�125226e 86012522fie NEBRASKA-Single Pomily-Fannie MaelFretltlle Mec UMPORM MSTRUMENT WITH MERS Form 9028 1101 VMP� VMP6A(NE)(1105) W ollara Kluw er Flnanciai Sarvices Pege 9 of t]