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201206729 (a) Any such agreements will not affecl�the amounts that Borrower has agreed to pay for Mortgage L�surance, or any other terms of tBe Loan. Such agreements will nof increase the amount 13orrower will owe for Mortgage Insurance, and they will not cntitle Borrower to any refund. (b) Any sneh agreements will nut affect the rights Borrower has- if any- with respect to the Mortgage Insurance under the Homeawuers Protecfion Act of 199R or any other law. These rights may include the right to receive certain disclosures, Co request and obtain cancellation of the Mortgage Insurance, to have the Mortgage Insurance terminated automafically, and/or to receive a reTu�d of any Mortgage Insurance premiums that were unearneJ at the time of such cancellation or termination. 11. Assignment of M iscellaneous Proceeds; Forfeiture. All Miscellaneous Proceeds arc hcreby assigned to and shall be yaid to Lender. . If the Property is damaged, suc(�Miscellaneous Proceeds shall be applied to restoration oe repair of Ihe � Property, if'the restoration or repair is economically f'easible and Lender's security is not lessenecl. During - such repair and res[oration period, Lender shall have Che right to hold such Miscellaneous Aroceeds untiL . Lender l�as had an opportunity to inspect such Property to ensure tlie work has Ueen completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may pay for[}te repairs and restoration in a single disbursement m� in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shall noC be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds. lf the restoration or repair is not economically feasible or Lendcr's sccurity would be lessened, tk�e Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with tho e�ccess, if a�y, paid to Bon�ower. Such Miscellaneous Proceeds shall be applied in the order provided for in Section 2. In the eve�t of a total talcing, destrucYion, or loss in value of the Properry, the Miscellaneous R�oceeds sliall � be applied to the sums sccured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. Tn the event of a paztfal taking, destruction, or loss in value of the Property in which the fair market vahie of the Property immediately befoee Lhe partial taking destruction, or loss in value is eyual to or greater than the amoimt of the sums secured by this Secnrily Instrument immcdiately bel'ure tihe partial taking, desU�uction, or loss i�value, imless Borrower and I.ender oYherwise agree in writing, the sums secw�ed by this Security Instrument shall be reduced by Lhe amount of the Miscellaneous Proceeds multiplied by[he following fraction: (a)the totaL amount of the snms securcd immediately before the partia(laking, destruction, or loss in valne divided by (b) the fair market vzLne of the Property immediately before the parCial taking, destructioq or]oss ii�value. Any balance shall be paid to Borrower. In the event of a partial taking dcstruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial Caking, dcstructioi�, or Ioss iii value is less t.han the amount of the sums secured immediately before the partial [aking, dest�uction, or loss in value, unless Rorrower and Leiider otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sun�s seaired by this Security Instrnment whether or not the sums are then due. If Che Properry is abandoned by Borrower, or if, aRer notice by Le�ider to Borrower that the Opposing Party (as defined in the��exY sentence)offers to make an award to settle a claim for damages, Borrower fails to cespond to I.ender within 30 days after the date the notice is given, Lender is authorized to collect and apply the Miscella�ieous Proceeds either to restoration or repair of khe Properry or to the sums secured by this 8801252288 880�25226B NEBRASKA-SinA�e Family-Fannie MaelFredtlie Mac UNIFORM MSTRUMENT WITH MERS Form J02B 1101 VMP� VMP6A(N�(1105) Wollers Kluwa�Fnanclel Servlae9 Page 10 011I