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<br /> '���s�*.,��'K�			TO(3BTH�R Wl i H dl the improvemeata now or henaRer erected on the pro�petty, and all e�semeu�e,
<br />:�`!;"`      		opPurtenujc�s,aa¢�'}�cture�now or herex�tor •put ot tl�e property All repl�eementa er.ci�ddtdoaa shall vso be coveted
<br />'����.   . .';.�  �      	by thia Sa.r;rity Iastrumea[.All of the fongolag ii refenred to ia thli Securlty Isutrumeat at the "Property."
<br />   •i�.•;     			Bow�bwER GovEa+�Nrs thu Borrower ia 1�wtWllX eeised of the estate hereby conveyed md d�e the dght to gr�at wd
<br /> :���k;.�:.� .      	conv�y We P m p e A y u�d th�t the Pmperty i�unencumbered, except for eacumbnmca of rxord.Borrower warr�ats wd
<br />-   "� �    �ti		wil l de fen d Rener ly t he t i t le tn t he Property�gxiiut all cl�lma and dernw�da,eub Jxt to an y encumbr�acn of record.
<br /> '���`�.;'.-  			1'Nts Sscuarrtr ldsrRUM�'r combtnea w�iform eoven�au for n�tiotu�l tue urd non-uaiform covan�aa with limitad     	`
<br />�`��`   �     		v�rl�tlom by juriedlctlan to corutitute a unifc►nn�ecudry leuttummt ooverin�r�l pr�operty.
<br />��.:       			UN��a�Covr�+�Nrs.Borrowa and Lxnder cov�a#nt usdt�rac a�followa       						-
<br />_�   				1.P�yatieat o!PMndI�!�nd Inta�ati ��W�t�a A I.�te ClutrRa. Borxowec�hail pmmptly piy whea due
<br />:��,,;,,.,_,�		the priacipd of and interat on thn debt evideaced byWthe Note�ad�ay prep�ytr�ent wd I�te chuge�due under the Note.
<br />,�.•    .^��     		2.F'un�for'1'iuca�ad Iawr�oee. SubJect ta�lle�ble 1�►w or to�writtrn watver by l.eoder, �orrower thd!pay
<br />      			to Lrnder an the dR moa�hlypayrt�rnu u�e due under the Note, ��atil tha Nota ie  a1d ia Nll���um ("Fuads")for: (a)
<br />  ;�   			yruly uucee u�d usitmenu which may utaia pdority ova thb Security Iauru►uenp a�a Ilea oa the Property; (b)Y��Y     	-
<br />=4  �  .,,'  		lea�dwld paymeuu or ground reab on t1x Propeny� if u►y;(c)Yeuly huud or pro   ylnnuruxe premiums: (d)Y��Y
<br />;:; �� ;; •;,  '		flood Inauruwe prc.mtume�if wy:(e)Yeuly rport��ge inauraace pmaIuau.lf�ay: aud�(tj�ay aums paytble by Bon+owcr
<br />`�=;s'�js;.f.�:   		to Leader, in�cxnrd�nce wlth We provlalons of ptngniph 8� ia lieu ot the paymnt of mortg�ge insuruxe ptaaiwra.
<br />--' `�'�'�'':    		Thpe ue�are callod"P.scrow Iteme."Lender tmy. M any tlme,colIect ond hold Fuads in an uAOUrxt aot w excxrd the
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<br /> _-==;'1-•�5..3�,,�4�  		maxin�un�cnount a 1GOder for�federnlly ntatod alortgage loan may nequi�e for Borrower's acrow xcount uader the
<br /> ---'!�:�i„�,,,�   		foderd Re�1 Estate Settlaaeat Proadura Act of 1974 �e amended fmm time to time, 12 U.S.C. 4 2601 et acq.
<br />-r�'������'t    ,.     	("RESPA").ualesa aaother law thatapplies to tha Funde ecta a Icsaer amouat. If so, Leader may,u any time�collxt tnd
<br />��!�k�_:-.�. .  .		hald Funds ia sn emount not to exceed the laser emouut.Lauder r�y eriL►mte tbe anwuut of FuRda due on ttse basis of     	-
<br />'�'°f�='�'�:`;.�;  		curnnt dnta wd reasonable eatimuea of eapmdiwres of future Eecrow Iteme or othenviae in a000rduxe wtth applicable
<br />�y���a�•M1„   		laW.
<br />_  .- ••      			The Funds shall be hdd ia�a institutIoa whose depoaits are insu�d by a feder�lagency,insttwneutaliry.or entIty
<br /> _-'-=�`c'=•'=�:-   		(ineluding L,ender. if L�ender is suett an Inadtution)or ln aay Foderal Home Lo�a Banlc. I,axler t1u11apply the Fnadn to
<br />=�'"'?''�"�`'   		pxy the Escmw Itema. I�end�r may qot charge Borrower for holding and applytng the Fonds, aauwdly eaalyzing the
<br />-���s..���,   		escmw account, or verifyiag the Eserow Iu�as, ualess Lender pays Borrowor iaterest on the Funds andapplicxble law
<br />  -_�--,�r;;.���    	pem�its Leader to me]ce such a chfirgo. However. L�eader may roquire Borrower to pay a onatime ch�rge for u�
<br />       			ivdepeadent real estate t�repocHng eervice nsod bp Leader ia ooanoction with this loan.unlea�appliqble law provides
<br />   ;>�..i:�f    	othe�wise.Uniess sin tgroeanent is made or epplic�ble 14wrequires interest w be pud,Lender shall not be roquired to p�y
<br />   �:�s��    	Borrower any intereat or e�minge on the fi�nda. Aorrower�od I,ender may igra in wrI�,however,tbu iaterest�hall be
<br />__����    	paid on the Funds.Leader ahall give W Borrower,without chuge.u�aanwil acxounting o the Punds,slawing credits�nd
<br /> __    			deb[te to the Funda�nd the pucpose for wlilch rash debit to the Funds wa�m9de. 'ltie Funds ue pledged� additional
<br />--	-   —    	�,vrir�r far atl stu�x�srr�!b,!h3°�r3t;In_Ln:a�tt.
<br />      				If the Funda held by I.eader exoeod the amounu pemiiued to be held by applicable law,L,enda�hail account to
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<br /> v��'-N���    	Bomawer for tbe eaoas Funds in acoord�ace with the requinmeate ofappllcabk law.If the acnount of the Fuade held by
<br />       			I.eader at any time la not aufficient to px the Escmw Itam when due. I.eader may so not   Botrower in wrl    ,and,Ia
<br />--   			such case Bomower ehall piy to I�►dei the�unouat necessuy to make up tho defce{rne�Borrower ehall�up the
<br /> _-   			deflcIency ia ao mon then twelve monthlY P�Y��.u Leader'e sole dlecnUon.
<br />  	-    —    		Upon paymeat!n fuU of aU suma secured by this Securtry lnstcumeat. I.eader shall prompdy refl�ad to Horrower
<br />       			any Fund� held by l.endu. If. under paragraph 21, I.eader eh�ll acquin or sell the PropeKy, L.ender. prior to tite
<br />       			e�cquisidoa or s�le of the Property��4U�a�pl�y Funde held by Leader at the time of�cqutsition or a�le as a ct�dQit
<br />    	—=    	ag�inst the suma eocured by this      ty
<br />      				3.A   	ot P�ymeat�. Unles�appltcable law pmvldes otLe�wiee. all prymenta roceived by I�eader under
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<br />       			Par�grapha   and 2 �hall be appllod: first. to anY prepayment chuges due under the Note; aocond. [o au�ounte payAble
<br />       			under par�graph 2;third.to iaurest due;fourth.to prIncipal due;and last,to any latechar�es due undex the Nou.
<br />      				4.CLar�ea; Lieag. Borrower�tull pay �ll taaes. a�amnate. chugea, fwes md impo�[tioos ataltwtable to the
<br />       			Pc+opecty which may atuin priority over t6ia Security Inauwnent. and laiedtold piywents or ground reate, If any.
<br />       			Borrowa eh�ll pay tlx�e oblig�tioas in the mant►er pmvidod in paragraph 2,or If aot   d 1n th�t mwner.Bormwer aba11
<br />       			pay them on time directly to We person owed payment.aorrower ahaU pmd�ptly	w Lenper tll noticer of amowlts
<br />       			to be paid under thia paragraph. If Borrower a�akes these payments dinctly, Bomower stull pmmptly furniah to L�eader
<br />       			realpte evideacing the paymer,te.
<br />      				Bomower shaU promptly dischuge any lien which hav priodty over Wia Sxurity Inatrumau unleas Bormwer: (a)
<br /> -     	=    	agrxa In writiug to the payment of thc obligation secu�d by the lien in t mAnner aaxpu�ble w L�eader; (b)conteats In
<br />       			gooQ faith the ltea by. or defeuds ageinst enforce�r�ent of the lien in. legal pmcoeclinge which ia the i.esder'�op9nian
<br />       			operate to pnvent the enforcemart of the lien; or (c)secuns fmm the 6older of tLe lien m agrees�oa►t a�tlafictory to
<br />       			I.euaer subordinatia�the liea to thia Securlty InstNment. If Leader detetmtnes thu any part of the Proprrty�i aubject to a
<br />       			lim which may atta�in priodty over tWa Security Instcumeat. Lender maq give Borrower a notice identifying the liea.
<br />   -  			BorrowCt ah�ll eatisfy the llen or take one or morc of the acdona 6et forth above within 10 days of thc giving of nodce.
<br />      				S.Hasard or Propaty L�urance. Borrower shall keep the ia�provemmt�now eaiating or here�lter erecud on the
<br />	____�    	property insured against loss by t3re, hazards includod withln the tetm "extended coverage" and any other hazu�ds.
<br />      															Fam 302! 8190 fpayl 2 0/6)
<br />    	--   —    	sANtH15 SYSTEMS.IM;..ST,C60UD,MN E6301(1�800-3�7•�9411 FOHM MD�1�NE2/E/91
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