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201206710 <br /> designated a substitute norice address by notice to Lender. Borrower shall prompIly notify Lender of <br /> Borro�ver s crange of addreSs. If Lender specifies a procedurc for reporting Bonower's change of address, <br /> then Borrower shali only repon a change of address through.that specified procedure. <br /> Tkete may be only one designatted nolice address under t1Sis Securlty Instrument at any one time. Any notice <br /> to L,ender ehall b�given by delivering it or by mailing it by first class mail to Lender's adckess stated hereln <br /> unless I.ender has desid ated another address by notice to Borrower. Any notice in connection with ttus <br /> Security Insh-ument shall not be deemed to have bcen given to Lender unt�7 actually received by Lendet. If <br /> any nofice reqwred by this Security lnstrument is also required under Applicalale Law, the Applicable Law <br /> requsement will satisfy the corresponcling requirement under this Security InstnunenC. <br /> 16. Governing Law; Severability; Rules of Construction. Tkus Securiiy Instrument shall he govemed by <br /> federal law and the law of thejurisdiction ip which the Property is locatcd Al]rights and obligaflons <br /> contained:'n tbis Security lnsffument are subject io any requirements and limitations of ApplicaUle Law. <br /> Applicable Law might explicitly or implieifly allow the parties to agree Uy contract or it might be silent, 6ut <br /> such silence shall not be constnied as a protu`bition against 2gceee�nent by conCracf. In tlie event thaC any <br /> � provision or clause of this Security Instnunent or the Note conflicts with Applicable Law, such conflict shall <br /> not affect other pro�dsions of this Security Instrument or the Note wliich can be niven e£fect urithout the <br /> conflloting provision. <br /> As usc;d in fli'vs Secisity Imsh2uncnt (a)words of the masculine geader shall inean and include corresponding <br /> neuter words or mords of the feminiue gender; (b)words in the singular shall mcan and include the plural <br /> aa�d vice versa; and(e)the word"may° gives sole discretion without aay obligatlon to L2ke any aetion, <br /> 17. Borrower's Copy. Bonower shall be given one copy of the Note and of this SecuriLy Instrwncnt. <br /> 1�. Transfer of the Property or a Beneficial fnterest in Borrower. As used in this Secrion 18, "Interest in <br /> the Property" means an}�legal or beneficial interes[in Lhe Property, includin�, Uut not limited to, those <br /> beneficial interests transferred in a bond for dud, contract for deed, installmeat sales contract or escrow <br /> agreement; the intent of which is the transfer of title by Borrower at a firiure date to a purchaser. <br /> If all or any part of the Properiy or any IntereSt in die Prqperiy is sold ox tsansfexced(or if Bonower is not a <br /> natural person and a beneficial interest in Borrower is sold or transfeired) wiChout Lc nder s prior written <br /> consent, Lender may reyuire immediate payment in full of all sums secured by this Seeurity Inetrument. <br /> However; tlus oprion shall not be exercised by Lender if such exercise is prohibited by Applicable Law. <br /> If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a <br /> period of not less than 30 da.ys from the date the notice is given in accordance with Section 15 within which <br /> Buirovacr uiu�t pay all s�.w�s seeured by tlus Security Iustrwueut. If Borrowei� fails to pay thesc suivs priur w <br /> tUe expiratian of this period, Lender may invoka any remedies permiYted by this Securiry Instrument v✓ithout <br /> further notice or demand on Borrowes. <br /> 19. Borrower's Right to Reinstate After Acceleration. If Bonower meets certain conditions, Borrower <br /> shall have fhe right to ha�e enforcement of th3s Security]nstrument discontinued at any time prlor to the <br /> earliest of (a) five days before sale of the Properry pursuaat to any power of sale e;ontained in this Sec[u-ity <br /> Instrument; (b) such other period as Applicable La�v might specify for the termi�.narion of Borrower`s right to <br /> reinstate; or(c) entry of a judgmeat enforcing this Security Instrumenf. Those conditions aze that Borrower: <br /> (a)pays Lander atl smns which then would be due under this Seeurity Instrumcnt uid the Note as if no <br /> aceelexation hzd occurred; (b) cures any default o£any othea covenants o�agreements; (c}pays all expenses <br /> incucred in cnfoxcing this Secuiity Instnuneni, including, but nof 1'vnited to, i�asonable attomeys' fees, <br /> property inspection and valuation fees, and other fees incurred far the purpose of protecting Lender's interest <br /> 24001]6� <br /> NE3RA5%A-Single Family-Fannie PAaelFrsddie Mac ONIFORh1 INSTRJ1.fENT Form 3028 11G1 <br /> VA4 P� VM P&(NE)(1 t OS) <br /> lNolteS Klu�v e�Fipancial Services Page t2 of 1� <br />